Karnataka Bank

Karnataka Bank representatives conducted physical group and one-on-one meetings with analysts and institutional investors at G200 Summit at Taj Santacruz, Mumbai on November 13, 2025, organized by Anand Rathi Institutional Equities. The bank shared publicly available information with participants including PGIM India Asset Management, Motilal Oswal Asset Management, Bugle Rock Capital Private Limited, and J Curve Capital.

Karnataka Bank allotted 33,500 equity shares with a face value of Rs. 10 each to employees who exercised their vested stock options under the KBL Employees Stock Option Scheme 2018. The allotment was approved by the Managing Director CEO and completed on November 12, 2025. The bank informed both NSE and BSE about this allotment as part of its regulatory disclosure requirements.

Karnataka Bank posted a quarterly net profit of Rs 319.12 crore for the quarter ended September 2025, marking a 9.1% increase from Rs 292.40 crore in the previous quarter ended June 2025. For the half-year ended September 2025, net profit stood at Rs 611.52 crores, compared to Rs 736.40 crores in the same period last year. The bank's Net Interest Income for the quarter was Rs 728.12 crore. Asset quality improved with Gross NPAs reducing to 3.33% from 3.46% in June 2025, while Net NPAs decreased to 1.35% from 1.44%. The bank's aggregate business stood at Rs 1,76,461.34 crore compared to Rs 1,77,509.19 crore in Q1FY26. Deposits were Rs 1,02,817.19 crore versus Rs 1,03,242.17 crore in the previous quarter, while gross advances stood at Rs 73,644.15 crore compared to Rs 74,267.02 crore. The Credit-Deposit ratio was 71.63% and Capital Adequacy Ratio improved to 20.84% from 20.46% in June 2025. Managing Director CEO Raghavendra S. Bhat noted the bank witnessed marginal quarterly decline in topline performance but achieved improvement in asset quality, with continued focus on RAM segments and strengthening low-cost deposits.