Karnataka Bank

199.93

-0.52

(-0.26%)

Market Cap (₹ Cr.)

₹7,584

52 Week High

286.55

Book Value

₹274

52 Week Low

192.00

PE Ratio

5.65

PB Ratio

0.69

PE for Sector

13.75

PB for Sector

1.50

ROE

14.37 %

ROCE

5.65 %

Dividend Yield

2.74 %

EPS

₹35.39

Industry

Banks

Sector

Banks - Private Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

17.10 %

Net Income Growth

10.76 %

Cash Flow Change

-80.20 %

ROE

-16.15 %

ROCE

2.28 %

EBITDA Margin (Avg.)

1.86 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Revenue	1,308	1,348	1,369	1,370	1,448	1,435	1,496	1,458	1,606	1,548	1,566	1,527	1,738	1,616	1,654	1,816	1,822	1,829	1,902	1,994	2,046	2,135	1,880	1,879	1,736	1,730	1,829	1,762	1,836	1,762	2,031	2,055	2,365	2,283	2,276	2,439	2,620	2,557	2,504
Expenses	209	327	294	309	388	413	485	439	495	531	548	521	902	531	506	598	665	591	620	693	901	886	673	674	736	735	766	601	629	770	471	672	823	689	670	758	938	664	674
EBITDA	1,099	1,021	1,076	1,061	1,060	1,022	1,011	1,019	1,111	1,017	1,018	1,006	835	1,086	1,148	1,218	1,157	1,239	1,282	1,301	1,145	1,249	1,207	1,205	1,000	995	1,064	1,160	1,207	991	1,560	1,383	1,542	1,594	1,606	1,681	1,682	1,893	1,830
Operating Profit %	83 %	73 %	76 %	75 %	70 %	67 %	63 %	67 %	62 %	60 %	58 %	61 %	37 %	62 %	65 %	61 %	57 %	63 %	62 %	57 %	45 %	45 %	58 %	58 %	48 %	52 %	51 %	62 %	60 %	53 %	73 %	64 %	58 %	65 %	67 %	64 %	57 %	71 %	70 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	905	898	941	932	918	896	909	947	942	906	878	881	902	939	985	1,026	1,050	1,090	1,131	1,114	1,110	1,081	1,029	981	958	949	917	942	922	942	968	1,016	1,109	1,144	1,204	1,285	1,367	1,375	1,401
Profit Before Tax	194	123	134	129	142	126	102	71	169	111	140	126	-66	147	163	191	107	149	151	187	35	168	178	224	42	46	146	218	284	50	592	367	433	450	402	396	315	518	429
Tax	59	14	32	32	35	4	-22	3	31	-23	47	38	-77	-16	51	51	45	-27	45	64	8	-28	59	88	11	-60	21	71	154	-64	180	66	79	79	72	65	41	118	93
Net Profit	134	109	102	97	107	122	124	69	138	134	93	87	11	163	112	140	62	175	106	123	27	196	119	135	31	106	126	147	130	114	412	301	354	371	330	331	274	400	336
EPS in ₹	7.13	5.80	0.00	5.14	5.67	5.76	6.57	3.22	4.90	4.74	3.30	3.09	0.39	5.78	3.96	4.97	1.99	6.21	3.41	3.96	0.88	6.32	3.84	4.35	1.01	3.41	4.04	4.71	4.19	3.67	13.22	9.65	11.33	11.87	10.56	9.79	7.88	10.61	8.90

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	51,837	56,500	64,039	70,374	79,046	83,314	85,615	91,584	99,058	1,16,085
Fixed Assets	292	307	721	762	775	826	838	805	846	915
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	0	0	0	0	0	0	1	13	29	0
Investments	14,032	16,257	20,220	15,444	16,185	17,545	21,635	22,041	23,326	24,302
Other Assets	37,513	39,937	43,098	54,168	62,086	64,942	63,142	68,725	74,857	90,868
Total Liabilities	48,448	52,810	58,896	64,964	73,261	77,343	78,973	84,489	90,845	1,05,237
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	48,448	52,810	58,896	64,964	73,261	77,343	78,973	84,489	90,845	1,05,236
Total Equity	3,389	3,691	5,143	5,410	5,785	5,970	6,642	7,095	8,213	10,849
Reserve & Surplus	3,201	3,502	4,860	5,128	5,503	5,660	6,331	6,784	7,901	10,471
Share Capital	188	188	283	283	283	311	311	311	312	377

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	277	431	229	327	9	-690	2,396	-879	1,723	1,833
Investing Activities	-80	-58	-40	-91	-68	-56	-87	-56	-87	-111
Operating Activities	648	636	-184	721	-2,231	-90	3,369	-467	1,830	362
Financing Activities	-291	-147	453	-303	2,307	-545	-885	-355	-20	1,582

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Oct 2023	Dec 2023	Feb 2024	Mar 2024	Jun 2024	Sept 2024
Promoter	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
FIIs	9.40 %	9.99 %	9.10 %	11.16 %	11.92 %	15.46 %	18.16 %	19.76 %	20.31 %	21.03 %	22.68 %	20.40 %	19.03 %	18.89 %	18.86 %	14.72 %	10.29 %
DIIs	5.85 %	5.84 %	5.64 %	5.63 %	5.34 %	5.34 %	5.34 %	5.43 %	5.74 %	6.00 %	8.61 %	17.42 %	17.70 %	19.11 %	23.05 %	22.85 %	22.05 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	84.75 %	84.16 %	85.26 %	83.21 %	82.74 %	79.20 %	76.50 %	74.82 %	73.95 %	72.96 %	68.72 %	62.18 %	63.27 %	62.00 %	58.09 %	62.42 %	67.66 %

Show % Change

Dividend History

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,741.20	13,31,590.25	19.25	4,07,994.78	99.35	65,447	7.60	54.18
ICICI Bank	1,250.55	8,80,978.56	18.60	2,36,037.73	26.78	45,007	22.51	44.61
Axis Bank	1,139.15	3,51,178.91	12.57	1,37,989.36	30.43	26,424	19.36	43.08
Kotak Bank	1,737.10	3,43,286.38	17.86	94,273.91	38.35	17,977	13.07	44.24
IDBI Bank	76.06	83,546.16	12.35	30,370.41	20.68	5,814	34.17	36.36
Indusind Bank	981.45	77,910.99	9.56	55,143.99	23.81	8,977	-39.55	18.50
Yes Bank	19.13	61,317.47	34.32	32,960.89	23.98	1,285	147.81	33.25
Federal Bank	210.88	50,701.04	12.27	26,781.95	32.27	3,928	10.74	64.79
IDFC First Bank	62.94	47,288.18	20.38	36,256.84	33.32	2,942	-71.62	34.71
AU Small Finance Bank	593.90	43,885.67	23.31	1,445.99	19.10	761	42.15	39.85

Corporate Action

Technical Indicators

RSI(14)

Neutral

32.06

ATR(14)

Less Volatile

5.90

STOCH(9,6)

Oversold

11.46

STOCH RSI(14)

Oversold

12.23

MACD(12,26)

Bearish

-1.04

ADX(14)

Weak Trend

24.18

UO(9)

Bullish

29.77

ROC(12)

Downtrend And Accelerating

-8.45

WillR(14)

Oversold

-88.24