Karnataka Bank

180.94
+3.97
(2.24%)
Market Cap
6,837.62
Eps
39.85
PE Ratio (TTM)
5.16
Dividend Yield
3.10
Industry
Banks
52 Week High
263.90
52 Week low
174.13
PB Ratio
0.61
Debt to Equity
0.00
Sector
Private Bank
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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neutral
Karnataka Bank Reports Q3 Net Interest Margin of 3.02%4 days ago
Karnataka Bank has announced its Net Interest Margin (NIM) for the third quarter, which stands at 3.02%. NIM is a key profitability metric for banks, representing the difference between the interest income generated and the amount of interest paid out to lenders, relative to the amount of interest-earning assets.
negative
Karnataka Bank Reports Increased Provisions in Q34 days ago
Karnataka Bank has reported provisions of 838 million rupees for the third quarter, which is a significant increase from 313 million rupees in the previous quarter.
positive
Karnataka Bank Reports Improvement in Asset Quality for Q34 days ago
Karnataka Bank has reported a decrease in its Gross Non-Performing Assets (GNPA) and Net Non-Performing Assets (NNPA) for the third quarter compared to the same period last year. The GNPA has reduced from 3.21% to 3.11%, while the NNPA has decreased from 1.46% to 1.39% year-over-year.
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Growth Rate
Revenue Growth
17.10 %
Net Income Growth
10.76 %
Cash Flow Change
-80.20 %
ROE
-16.14 %
ROCE
2.17 %
EBITDA Margin (Avg.)
1.88 %

Yearly Financial Results

Annual Financials
2020
2021
2022
2023
2024
TTM
Revenue
7,736
7,637
7,176
8,213
9,618
10,223
Expenses
2,706
2,902
2,677
2,651
2,983
3,019
EBITDA
586
685
768
1,527
1,635
1,612
Operating Profit %
58 %
53 %
57 %
63 %
64 %
66 %
Depreciation
64
74
74
86
72
0
Interest
4,444
4,049
3,731
4,035
5,000
5,592
Profit Before Tax
522
612
694
1,441
1,563
1,612
Tax
90
129
186
261
256
317
Net Profit
432
483
508
1,180
1,307
1,295
EPS in ₹
13.89
15.52
16.34
37.87
39.85
34.90

Balance Sheet

Balance Sheet
2020
2021
2022
2023
2024
Total Assets
83,314
85,615
91,583
99,057
1,16,083
Fixed Assets
826
838
805
846
915
Current Assets
7,537
11,200
11,573
14,468
18,898
Capital Work in Progress
0
1
13
29
0
Investments
17,545
21,635
22,040
23,325
24,300
Other Assets
64,942
63,142
68,725
74,857
90,868
Total Liabilities
83,314
85,615
91,583
99,057
1,16,083
Current Liabilities
1,493
1,553
1,789
1,914
2,779
Non Current Liabilities
81,821
84,062
89,795
97,143
1,13,304
Total Equity
5,970
6,642
7,094
8,212
10,848
Reserve & Surplus
5,660
6,331
6,783
7,900
10,470
Share Capital
311
311
311
312
377

Cash Flow

Cash Flow
2020
2021
2022
2023
2024
Net Cash Flow
-690
2,396
-879
1,723
1,833
Investing Activities
-56
-87
-56
-88
-111
Operating Activities
-90
3,368
-468
1,830
362
Financing Activities
-545
-885
-355
-20
1,582

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Oct 2023
Dec 2023
Feb 2024
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
22.68 %
0.00 %
19.03 %
18.89 %
18.86 %
14.72 %
10.29 %
11.22 %
DIIs
5.85 %
5.84 %
5.64 %
5.63 %
5.34 %
5.34 %
5.34 %
5.43 %
5.74 %
6.00 %
8.61 %
17.33 %
17.70 %
19.11 %
23.05 %
22.85 %
22.05 %
20.23 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
79.47 %
79.34 %
79.35 %
78.94 %
78.15 %
75.13 %
69.55 %
67.20 %
66.23 %
65.05 %
62.03 %
56.15 %
56.76 %
55.80 %
52.35 %
55.97 %
59.68 %
60.48 %
No of Share Holders
0
0
2,25,478
2,30,914
2,20,459
2,29,492
2,32,106
2,27,140
2,21,528
2,42,125
2,59,521
2,62,268
2,67,637
2,77,163
3,00,872
3,43,797
3,56,774
3,74,588

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 1.8 4 5 5.5 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 3.25 2.95 2.22 3.11 0.00
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,737.80 13,29,020.75 18.94 4,07,994.80 99.35 65,447 3.51 59.05
1,267.70 8,94,745.17 18.21 2,36,037.70 26.78 45,007 20.25 56.09
1,911.75 3,80,087.28 19.52 94,273.90 38.35 17,977 10.23 59.19
1,013.30 3,13,612.77 11.16 1,37,989.40 30.43 26,424 3.98 48.79
81.21 87,320.26 11.83 30,370.40 20.68 5,814 28.98 54.26
1,061.20 82,672.96 11.26 55,144.00 23.81 8,977 -39.07 70.65
19.42 60,881.48 27.71 32,960.90 23.98 1,285 155.32 56.18
63.33 46,356.51 23.63 36,256.80 33.32 2,942 -53.53 53.84
183.87 45,140.90 11.01 26,782.00 32.27 3,928 -10.87 40.13
153.96 24,802.51 9.80 21,034.20 14.48 2,230 -41.79 51.71

Corporate Action

Technical Indicators

RSI(14)
Neutral
32.50
ATR(14)
Less Volatile
6.11
STOCH(9,6)
Neutral
32.48
STOCH RSI(14)
Neutral
24.59
MACD(12,26)
Bearish
-0.49
ADX(14)
Strong Trend
44.41
UO(9)
Bearish
35.31
ROC(12)
Downtrend But Slowing Down
-7.40
WillR(14)
Oversold
-86.95