Karnataka Bank has released its provisional key business parameters for Q4 FY26, demonstrating solid growth across core banking metrics. The bank reported significant improvements in gross advances, deposits, and CASA ratios compared to the previous year.

Key Financial Performance Metrics

The bank's gross advances showed robust growth, increasing by 6.9% year-on-year to ₹83,337 crore as of March 31, 2026, compared to ₹77,959 crore in the previous year. On a quarterly basis, advances grew by 7.8% from ₹77,283 crore in December 2025.

Deposit Growth and CASA Performance

Total deposits reached ₹1,08,841 crore, marking a 3.8% year-on-year increase from ₹1,04,807 crore. The quarterly growth in deposits stood at 4.5% compared to December 2025 levels of ₹1,04,112 crore.

CASA (Current Account Savings Account) deposits demonstrated strong performance with a 10.0% year-on-year growth to ₹36,621 crore. The CASA ratio improved significantly to 33.65% of total deposits, representing an increase of 190 basis points compared to 31.75% in the previous year.

Regulatory Compliance and Disclosure

The provisional business parameters were disclosed under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The bank emphasized that these figures are subject to audit by statutory auditors, with audited financial statements to be published in due course.

The balanced growth across both advances and deposits, coupled with the improved CASA ratio, indicates Karnataka Bank's strengthened market position and effective customer acquisition strategies during the quarter.

Karnataka Bank has made a regulatory disclosure regarding the authorization of Key Managerial Personnel (KMP) for determining materiality of events and information under SEBI regulations. The announcement was made through a formal communication to the National Stock Exchange of India Limited and BSE Limited.

Board Authorization for Materiality Determination

Pursuant to Regulation 30(5) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the Board of Directors has authorized specific personnel to determine the materiality of events or information for stock exchange disclosures. The authorization follows the bank's 'Policy for determination of materiality of any event/information for disclosure to Stock Exchanges'.

The Board has designated the Chief Financial Officer or, in his/her absence, the Company Secretary in consultation with the Managing Director & CEO for this responsibility.

Key Responsibilities of Authorized Personnel

The authorized Key Managerial Personnel have been entrusted with specific duties related to materiality assessment:

• Review events/information and verify their accuracy
• Assess whether the event/information requires disclosure to Stock Exchanges under Listing Regulations
• Report matters for external legal advice when materiality is uncertain

Designated Key Managerial Personnel

The bank has provided detailed information about the personnel authorized for materiality determination:

Regulatory Compliance Framework

This disclosure demonstrates Karnataka Bank's commitment to maintaining transparency and compliance with SEBI's regulatory framework. The formal authorization ensures that materiality assessments are conducted by designated personnel with appropriate oversight mechanisms in place.

The communication was signed by Mr. Sham K, Company Secretary & Compliance Officer, and has been disseminated to both major stock exchanges where the bank's shares are listed under scrip codes KTKBANK (NSE) and 532652 (BSE).