Arman Financial Services Limited has confirmed that its listed secured non-convertible debentures (NCDs) outstanding as of March 31, 2026, are fully secured. The company holds an exclusive charge on book debts, ensuring a security cover of 1.10 times the outstanding debt value based on book value calculations.

The disclosure was made to BSE Limited pursuant to Regulation 54 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The filing includes a certificate from the statutory auditor, Laxminiwas & Co., verifying the asset cover and compliance with financial covenants.

Auditor Certification

Laxminiwas & Co., the statutory auditor of Arman Financial Services Limited , provided limited assurance on the statement of security cover. The audit firm confirmed that the company has complied with the requirement to maintain 110% asset cover for debt securities amounting to ₹35,500.04 lakhs and 100% cover for debt securities of ₹4,200 lakhs.

The certificate is based on unaudited financial results and records as of March 31, 2026. The auditor verified that the information was accurately extracted from the company's books and that financial covenants were met.

Security Cover Details

The statement of security cover details the assets backing the debentures. The total book value of assets charged on an exclusive basis is ₹43,739.83 lakhs. This includes loans receivable under financing activities, property, plant and equipment, and investments.

The table below summarizes the security position as of March 31, 2026:

The company stated that the market value for certain assets, such as bank balances and debt service reserve accounts (DSRA), is not applicable, hence the carrying value was used for the calculation. The certificate was signed by CA Guharoy Ashish Kumar of Laxminiwas & Co. and Aalok Jayendra Patel, Managing Director of Arman Financial Services Limited.

arman financial services has scheduled an investor and analyst interaction to discuss its audited financial results for the quarter and fiscal year ended March 31, 2026. The conference call is set to take place on Friday, May 29, 2026, at 3:00 P.M. IST.

The company’s senior management will lead the discussion, providing insights into the financial performance for Q4 and FY26. The session aims to engage with stakeholders and answer queries regarding the results.

Conference Call Details

The event will feature key executives from the organization, including the Vice Chairman & Managing Director and the Executive Director & Group CFO. Participants are required to pre-register for the call using the provided link to gain access.

Key Participants

The leadership team representing the company during the interaction includes:

Access Information

Interested participants can join the discussion using the following access numbers:

RSVP details have been shared via Strategic Growth Advisors Pvt. Ltd. for coordination purposes.