| Quarterly Financials | Mar 2015 | Jun 2015 | Sept 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sept 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sept 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
Revenue  | 9 | 9 | 10 | 10 | 14 | 13 | 14 | 14 | 12 | 14 | 18 | 23 | 26 | 29 | 32 | 38 | 41 | 48 | 54 | 57 | 56 | 49 | 52 | 48 | 45 | 50 | 51 | 59 | 76 | 79 | 93 | 103 | 149 | 150 | 160 | 169 | 183 | 184 | 182 | 165 | 199 | 151 | 159 | 160 | 176 | 202 |
| Expenses | 3 | 3 | 3 | 4 | 4 | 4 | 5 | 7 | 5 | 7 | 8 | 8 | 10 | 10 | 10 | 13 | 14 | 13 | 15 | 17 | 28 | 20 | 31 | 27 | 25 | 23 | 24 | 24 | 29 | 30 | 30 | 29 | 37 | 35 | 34 | 42 | 55 | 78 | 94 | 114 | 135 | 110 | 91 | 80 | 80 | 80 |
| EBITDA | 6 | 6 | 7 | 6 | 10 | 9 | 9 | 8 | 7 | 7 | 9 | 15 | 16 | 19 | 22 | 25 | 28 | 35 | 39 | 40 | 28 | 29 | 21 | 21 | 20 | 27 | 27 | 35 | 47 | 49 | 63 | 74 | 112 | 114 | 126 | 127 | 128 | 107 | 88 | 51 | 65 | 42 | 68 | 80 | 95 | 122 |
| Operating Profit % | 67 % | 72 % | 69 % | 63 % | 70 % | 71 % | 64 % | 53 % | 56 % | 47 % | 53 % | 65 % | 62 % | 66 % | 70 % | 67 % | 66 % | 73 % | 72 % | 69 % | 50 % | 58 % | 39 % | 43 % | 44 % | 53 % | 53 % | 59 % | 62 % | 62 % | 68 % | 72 % | 75 % | 76 % | 79 % | 75 % | 70 % | 58 % | 48 % | 31 % | 33 % | 27 % | 43 % | 50 % | 54 % | 60 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| Interest | 3 | 3 | 4 | 4 | 6 | 5 | 6 | 5 | 8 | 5 | 8 | 10 | 13 | 11 | 12 | 15 | 19 | 19 | 23 | 21 | 25 | 22 | 19 | 17 | 20 | 20 | 20 | 25 | 25 | 29 | 36 | 44 | 63 | 64 | 67 | 71 | 63 | 65 | 65 | 57 | 52 | 52 | 50 | 51 | 53 | 64 |
| Profit Before Tax | 3 | 3 | 3 | 2 | 4 | 4 | 4 | 3 | -1 | 1 | 1 | 4 | 3 | 7 | 10 | 11 | 9 | 16 | 17 | 18 | 3 | 7 | 2 | 3 | -0 | 7 | 7 | 10 | 22 | 20 | 27 | 29 | 49 | 50 | 59 | 55 | 65 | 41 | 22 | -7 | 13 | -11 | 18 | 29 | 42 | 57 |
| Tax | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 0 | 1 | 0 | 1 | 1 | 2 | 3 | 3 | 2 | 4 | 5 | 5 | -1 | 1 | 1 | 0 | -1 | 3 | 3 | 3 | 6 | 4 | 7 | 7 | 13 | 10 | 18 | 13 | 14 | 10 | 7 | 0 | -0 | 3 | 10 | 6 | 1 | 12 |
| Net Profit | 2 | 2 | 2 | 1 | 3 | 3 | 3 | 2 | -1 | 1 | 1 | 3 | 2 | 5 | 7 | 7 | 7 | 12 | 12 | 14 | 4 | 5 | 2 | 3 | 1 | 4 | 5 | 7 | 16 | 16 | 20 | 22 | 36 | 40 | 41 | 42 | 51 | 31 | 15 | -7 | 13 | -15 | 8 | 22 | 41 | 45 |
| EPS in ₹ | 2.25 | 2.95 | 2.93 | 2.00 | 3.39 | 3.87 | 3.59 | 2.49 | -1.33 | 1.35 | 1.15 | 4.53 | 3.50 | 7.35 | 10.05 | 10.37 | 10.34 | 17.42 | 17.31 | 16.45 | 5.11 | 6.28 | 1.79 | 3.44 | 1.02 | 4.21 | 5.71 | 8.27 | 19.17 | 18.51 | 23.45 | 25.87 | 42.63 | 47.03 | 48.04 | 47.71 | 52.23 | 29.88 | 14.56 | -6.94 | 12.17 | -13.90 | 7.62 | 21.13 | 39.06 | 42.96 |
Arman Financial Services
Arman Financial Services
1,535.50
-39.20
(-2.49%)
Market Cap
1,619.39 Cr
PE Ratio
14.31
Volume
59,324.00
Day High - Low
1,587.50 - 1,520.10
52W High-Low
2,158.60 - 1,301.00
Key Fundamentals
Market Cap
1,619.39 Cr
EPS
53.91
PE Ratio
14.31
PB Ratio
1.78
Book Value
885.01
EBITDA
284.50
Dividend Yield
0.00 %
Industry
Financial Services Sector
NBFC Return on Equity
6.06
Debt to Equity
1.66
Actual
Company News
View All News
Arman Financial Services appointed Chandramouli Akkiraju as Chief Business Officer of subsidiary Namra Finance. He brings 25+ years experience and previously scaled microfinance AUM to ₹1,500 crore.
Arman Financial files ISIN details for NCDs
Oct 01, 2026
Oct 01, 2026Arman Financial Services submitted ISIN details for five private placement debt securities to BSE. Total issuance value stands at ₹4.07 crore across various tenors.
Arman Financial Services adopted standalone and consolidated FY26 financials at its 34th AGM. Aalok Jayendrabhai Patel was re-appointed as director via remote e-voting.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
982.10 | #1 6,11,450.97 | 29.21 | #1 81,989.50 | 19.09 | #1 19,332 | 27.60 | 47.29 | |
939.95 | 2,21,174.47 | 19.73 | 48,192.60 | 15.13 | 10,004 | 59.90 | 41.20 | |
216.25 | 1,42,792.94 | 69.89 | 3,542.60 | #1 70.41 | 1,561 | -51.02 | 40.27 | |
1,574.40 | 1,34,502.66 | 23.54 | 31,538.70 | 20.59 | 5,229 | 45.56 | 37.18 | |
2,598.30 | 1,04,313.55 | #1 9.11 | 31,263.40 | 54.27 | 10,607 | 43.08 | 35.24 | |
564.20 | 53,691.70 | 23.93 | 20,707.60 | 11.11 | 2,167 | 19.50 | 37.79 | |
571.90 | 48,567.21 | 21.92 | 2,653.90 | -42.46 | 1,929 | 17.52 | 60.12 | |
4,236.80 | 47,072.48 | 21.07 | 9,873.10 | 15.30 | 2,005 | 33.88 | 39.54 | |
311.55 | 43,311.41 | 13.49 | 21,086.70 | 13.79 | 2,861 | 75.33 | 32.64 | |
448.95 | 39,533.44 | 35.70 | 6,795.70 | 60.93 | 542 | #1 405.26 | 48.67 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
-11.52 %
Net Income Growth
8.64 %
Cash Flow Change
-196.67 %
ROE
1.68 %
ROCE
-25.85 %
EBITDA Margin (Avg.)
3.62 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 137 | 195 | 215 | 465 | 753 | 896 | 940 | 1,241 | 2,038 | 2,635 | 2,227 | 2,798 |
| Fixed Assets | 2 | 2 | 3 | 3 | 4 | 4 | 4 | 5 | 6 | 8 | 31 | 32 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
| Investments | 0 | 0 | 0 | 0 | 3 | 3 | 3 | 6 | 20 | 7 | 39 | 93 |
| Other Assets | 136 | 193 | 213 | 462 | 746 | 889 | 933 | 1,231 | 2,013 | 2,620 | 2,157 | 2,671 |
| Total Equity & Liabilities | 137 | 195 | 215 | 465 | 753 | 896 | 940 | 1,241 | 2,038 | 2,635 | 2,227 | 2,798 |
| Current Liabilities | 75 | 99 | 111 | 185 | 58 | 50 | 91 | 55 | 244 | 324 | 178 | 264 |
| Non Current Liabilities | 23 | 46 | 48 | 223 | 572 | 674 | 663 | 974 | 1,429 | 1,499 | 1,175 | 1,601 |
| Total Equity | 39 | 51 | 56 | 57 | 123 | 172 | 187 | 213 | 366 | 813 | 874 | 933 |
| Reserve & Surplus | 32 | 39 | 44 | 50 | 116 | 164 | 178 | 204 | 293 | 802 | 864 | 923 |
| Share Capital | 7 | 12 | 12 | 7 | 7 | 9 | 9 | 9 | 9 | 11 | 11 | 11 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | 1 | -7 | 10 | -9 | 30 | 20 | 30 | -12 | -49 | 92 | -51 | 20 |
| Investing Activities | -1 | -7 | -2 | -12 | -1 | 2 | 2 | -2 | -13 | 18 | -49 | -50 |
| Operating Activities | 7 | -1 | 21 | -203 | -221 | -76 | 6 | -281 | -718 | -302 | 493 | -476 |
| Financing Activities | -6 | 1 | -9 | 205 | 252 | 94 | 22 | 270 | 681 | 376 | -495 | 546 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 27.47 % | 27.47 % | 27.45 % | 27.45 % | 27.45 % | 27.39 % | 27.36 % | 27.35 % | 27.31 % | 27.27 % | 26.58 % | 23.72 % | 22.09 % | 22.09 % | 22.07 % | 22.07 % | 22.06 % | 22.05 % | 22.00 % | 22.00 % | 22.00 % | 22.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 3.90 % | 0.00 % | 10.20 % | 5.18 % | 4.90 % | 1.97 % | 1.20 % | 1.42 % | 1.81 % | 1.68 % | 2.61 % | 3.08 % |
| DIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.53 % | 0.76 % | 0.76 % | 0.81 % | 0.77 % | 7.73 % | 6.29 % | 6.16 % | 5.03 % | 4.51 % | 4.92 % | 5.08 % | 4.83 % | 5.03 % | 4.18 % | 4.85 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 34.74 % | 33.32 % | 32.54 % | 32.43 % | 32.06 % | 31.31 % | 31.71 % | 31.59 % | 31.37 % | 31.47 % | 33.31 % | 29.21 % | 32.42 % | 34.00 % | 38.56 % | 43.09 % | 43.21 % | 42.37 % | 44.12 % | 45.57 % | 48.04 % | 47.98 % |
| Others | 37.79 % | 39.22 % | 40.00 % | 40.12 % | 40.49 % | 41.30 % | 40.40 % | 40.30 % | 40.56 % | 40.44 % | 35.45 % | 39.34 % | 28.99 % | 32.56 % | 29.45 % | 28.37 % | 28.61 % | 29.08 % | 27.25 % | 25.72 % | 23.17 % | 22.08 % |
| No of Share Holders | 0 | 8,723 | 9,262 | 9,569 | 10,058 | 9,804 | 10,113 | 11,134 | 11,053 | 12,185 | 13,758 | 14,590 | 19,906 | 21,676 | 36,339 | 42,629 | 41,400 | 37,608 | 36,531 | 34,930 | 33,752 | 32,079 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 1 | 1 | 1.4 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Yield (%) | 0.32 | 0.27 | 0.34 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 27 Sept 2024 |  Annual General Meeting | NA | 27 Sept 2024 | 1,693.05 | 1,672.75 |
| 13 Nov 2024 |  Quarterly Result Announcement | NA | 13 Nov 2024 | 1,446.60 | 1,361.90 |
| 14 Feb 2025 | Quarterly Result Announcement | NA | 14 Feb 2025 | 1,471.00 | 1,420.00 |
| 29 May 2025 | Quarterly Result Announcement | NA | 29 May 2025 | 1,514.80 | 1,525.65 |
| 13 Aug 2025 | Quarterly Result Announcement | NA | 13 Aug 2025 | 1,605.60 | 1,405.65 |
| 29 Sept 2025 | Annual General Meeting | NA | 29 Sept 2025 | 1,405.65 | 1,476.00 |
| 13 Nov 2025 | Quarterly Result Announcement | NA | 13 Nov 2025 | 1,623.10 | 1,627.80 |
| 12 Feb 2026 | Quarterly Result Announcement | NA | 12 Feb 2026 | 1,577.90 | 1,603.55 |
| 27 May 2026 | Quarterly Result Announcement | NA | 27 May 2026 | 1,719.05 | 1,750.30 |
| 12 Aug 2026 | Quarterly Result Announcement | NA | 12 Aug 2026 | 2,049.80 | 2,002.80 |
| 28 Sept 2026 | Annual General Meeting | NA | 28 Sept 2026 | 2,069.30 | 1,885.60 |
Announcements
Announcement under Regulation 30 (LODR)-Change in Management1 day ago
1 day agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20189 days ago
9 days agoDisclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Oct 06, 2026
Oct 06, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Oct 05, 2026
Oct 05, 2026Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Oct 01, 2026
Oct 01, 2026Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Oct 01, 2026
Oct 01, 2026Disclosure under Regulation 30A of LODROct 01, 2026
Oct 01, 2026Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 30, 2026
Sep 30, 2026Shareholder Meeting / Postal Ballot-Outcome of AGMSep 28, 2026
Sep 28, 2026Closure of Trading WindowSep 26, 2026
Sep 26, 2026Reconstitution Of Various Board CommitteesSep 25, 2026
Sep 25, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 25, 2026
Sep 25, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 18, 2026
Sep 18, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 15, 2026
Sep 15, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 07, 2026
Sep 07, 2026Letter To ShareholdersSep 05, 2026
Sep 05, 2026Business Responsibility and Sustainability Reporting (BRSR)Sep 05, 2026
Sep 05, 2026Shareholders Meeting -Annual General Meeting On September 28 2026Sep 05, 2026
Sep 05, 2026Reg. 34 (1) Annual Report.Sep 05, 2026
Sep 05, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 04, 2026
Sep 04, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 03, 2026
Sep 03, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 03, 2026
Sep 03, 2026Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Sep 02, 2026
Sep 02, 2026Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 29, 2026
Aug 29, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 26, 2026
Aug 26, 2026Announcement under Regulation 30 (LODR)-DemiseAug 25, 2026
Aug 25, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 20, 2026
Aug 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 13, 2026
Aug 13, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 13, 2026
Aug 13, 2026Announcement under Regulation 30 (LODR)-Investor PresentationAug 13, 2026
Aug 13, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 12, 2026
Aug 12, 2026Announcement under Regulation 30 (LODR)-Change in ManagementAug 12, 2026
Aug 12, 2026Statement Of Material Deviation For The Quarter Ended On June 30 2026Aug 12, 2026
Aug 12, 2026Compliances-Reg. 54 - Asset Cover details Aug 12, 2026
Aug 12, 2026Grant Of 3600 Stock Options (Which Would Get Converted Into 3600 Equity Shares Of The Company Upon Exercise) To The Eligible Employee Of The Company / Subsidiary Company
Subject To The Terms Of The "Arman- Employee Stock Option Plan 2023" ("ESOP Plan-202Aug 12, 2026
Aug 12, 2026Board Meeting Outcome for Outcome Of Board Meeting Held On August 12 2026 For Quarter Ended On June 30 2026Aug 12, 2026
Aug 12, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2026
Aug 07, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2026
Aug 07, 2026Board Meeting Intimation for Under Regulation 29 And 50 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.Aug 06, 2026
Aug 06, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Aug 05, 2026
Aug 05, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jul 29, 2026
Jul 29, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 11, 2026
Jul 11, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 11, 2026
Jul 11, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jul 10, 2026
Jul 10, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 09, 2026
Jul 09, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jul 03, 2026
Jul 03, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 26, 2026
Jun 26, 2026Closure of Trading WindowJun 26, 2026
Jun 26, 2026Announcement under Regulation 30 (LODR)-Change in ManagementJun 09, 2026
Jun 09, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 05, 2026
Jun 05, 2026Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Groww Banking & Financial Services Fund Direct-Growth | 1.36% | 0 | 0.00% | 1.36% | |
 UTI Banking and Financial Services Fund Direct Plan-Growth | 0.00% | 0 | 0.00% | 0.00% | |
UTI Small Cap Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 WhiteOak Capital ELSS Tax Saver Fund Direct-Growth | 0.10% | 0 | 0.00% | -0.01% | |
WhiteOak Capital Flexi Cap Fund Direct-Growth | 0.07% | 0 | 0.00% | -0.01% | |
WhiteOak Capital Multi Cap Fund Direct-Growth | 0.05% | 0 | 0.00% | -0.01% | |
WhiteOak Capital Special Opportunities Fund Direct-Growth | 0.44% | 0 | 0.00% | -0.11% |
Technical Indicators
RSI(14)
Neutral 21.01
ATR(14)
Less Volatile 70.14
STOCH(9,6)
Oversold 11.01
STOCH RSI(14)
Oversold 1.19
MACD(12,26)
Bearish -18.55
ADX(14)
Strong Trend 37.54
UO
Bullish 29.88
ROC
Downtrend And Accelerating -10.28
WillR
Oversold -95.12
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