Paisalo Digital Limited , a prominent player in the financial services sector, has successfully raised ₹300 crore through the allotment of non-convertible debentures (NCDs). This strategic move, announced on December 15, 2025, marks a significant step in the company's financial planning and capital raising efforts.

Key Details of the NCD Allotment

Security and Redemption

The NCDs are backed by a robust security structure. They are secured by a first-ranking exclusive charge on loan receivables, maintaining a security value of 1.10 times the outstanding principal amount of the NCDs at all times. This over-collateralization provides an additional layer of security for investors.

The principal amount is scheduled for repayment at the end of the 24-month tenure, coinciding with the maturity date of December 15, 2027. The debentures will be redeemed at par value on this date.

Implications and Outlook

This successful NCD allotment demonstrates Paisalo Digital's ability to attract institutional investment and leverage debt markets for its funding needs. The 8.45% coupon rate reflects the company's creditworthiness and the current interest rate environment.

For investors, these NCDs offer a fixed income opportunity with a relatively short-term horizon of two years. The annual coupon payment structure provides regular income, which could be attractive for those seeking periodic returns.

It's worth noting that in case of any payment delays exceeding three months, the company has agreed to a penalty interest rate of an additional 2% per annum above the coupon rate.

As Paisalo Digital deploys this capital, stakeholders will be keen to observe how it impacts the company's growth trajectory and financial performance in the coming quarters. The successful raising of ₹300 crore provides the company with additional resources to potentially expand its loan book, invest in technology, or strengthen its market position in the competitive financial services landscape.

Investors and market watchers should continue to monitor Paisalo Digital's financial reports and corporate announcements for insights into how this capital infusion translates into business growth and shareholder value creation.

Achyut Healthcare Limited has received a substantial acquisition disclosure from AKSHIT M. RAYCHAHUF under Regulation 29(2) of SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. The disclosure pertains to the acquisition of equity shares through open market transactions completed on December 12, 2025.

Acquisition Details and Shareholding Changes

AKSHIT M. RAYCHAHUF acquired 31,500 equity shares of Achyut Healthcare Limited through open market purchase, representing 0.013% of the company's total share capital. The acquisition increased the acquirer's total shareholding from 1.83% to 1.84% of the company's equity share capital.

Company Share Capital Structure

Achyut Healthcare Limited maintains a total equity share capital of ₹23.56 crores, comprising 2,35,57,000 equity shares of ₹1.00 each. The company's share capital structure remained unchanged before and after the reported acquisition, with the total diluted share capital also standing at the same level.

Regulatory Compliance and Disclosure

The disclosure was made in compliance with SEBI regulations governing substantial acquisition of shares and takeovers. AKSHIT M. RAYCHAHUF confirmed belonging to the promoter group of the target company, making this acquisition part of promoter group shareholding activities. The acquirer holds no encumbered shares, voting rights other than through equity shares, or convertible securities in the company.

Transaction Characteristics

The acquisition represents a routine open market purchase without any special features or conversion rights. The shares acquired are regular equity shares with standard voting rights, and no warrants or convertible securities were involved in this transaction. The disclosure maintains transparency in shareholding changes as mandated by securities market regulations.