Achyut Healthcare Limited has received a substantial acquisition disclosure from AKSHIT M. RAYCHAHUF under Regulation 29(2) of SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. The disclosure pertains to the acquisition of equity shares through open market transactions completed on December 12, 2025.

Acquisition Details and Shareholding Changes

AKSHIT M. RAYCHAHUF acquired 31,500 equity shares of Achyut Healthcare Limited through open market purchase, representing 0.013% of the company's total share capital. The acquisition increased the acquirer's total shareholding from 1.83% to 1.84% of the company's equity share capital.

Company Share Capital Structure

Achyut Healthcare Limited maintains a total equity share capital of ₹23.56 crores, comprising 2,35,57,000 equity shares of ₹1.00 each. The company's share capital structure remained unchanged before and after the reported acquisition, with the total diluted share capital also standing at the same level.

Regulatory Compliance and Disclosure

The disclosure was made in compliance with SEBI regulations governing substantial acquisition of shares and takeovers. AKSHIT M. RAYCHAHUF confirmed belonging to the promoter group of the target company, making this acquisition part of promoter group shareholding activities. The acquirer holds no encumbered shares, voting rights other than through equity shares, or convertible securities in the company.

Transaction Characteristics

The acquisition represents a routine open market purchase without any special features or conversion rights. The shares acquired are regular equity shares with standard voting rights, and no warrants or convertible securities were involved in this transaction. The disclosure maintains transparency in shareholding changes as mandated by securities market regulations.

Paisalo Digital , a systemically important non-deposit taking NBFC, has unveiled an advanced AI-powered customer profiling and fraud detection framework to strengthen its credit risk management ecosystem on December 11, 2025. The new system is designed to enhance underwriting accuracy, mitigate fraud and enable more reliable lending decisions for underserved customers across semi-urban and rural India.

Advanced AI-Driven Assessment Framework

Under the new system, every customer, guarantor and co-borrower is assessed as a distinct financial identity. The AI engine detects duplicate identities, monitors cumulative exposure limits and flags high-risk patterns. This approach provides greater transparency into borrower histories and helps prevent overlapping liabilities that could otherwise compromise repayment capacity or signal concerns about loan intent.

Integration with GenAI Technology

The framework comes alongside the rollout of Paisalo Digital's GenAI-based calling system, an automated platform that enhances the loan recovery process and borrower communication. The system will be integrated across Paisalo Digital's secured and unsecured lending verticals, including:

• Micro Loan Against Property (MicroLAP)
• Income Generation Loans
• MSME financing

Dynamic Customer Scoring Capabilities

The technology enables dynamic customer scoring by analysing multiple data parameters, including repayment behaviour, asset ownership, demographic attributes, income stability, bank transactions and collateral linkages. This approach enables tailored lending decisions without compromising financial inclusion goals.

Management Commentary

Commenting on the initiative, Santanu Agarwal, Deputy Managing Director, Paisalo Digital, said, "AI-driven risk assessment is not just a technological milestone for us, it reinforces the foundation of responsible lending. By treating each customer, guarantor and co-borrower as a distinct identity, our system ensures fairness in decision-making, transparency in evaluation and early detection of risky patterns. It reflects our commitment to strong governance and prepares us for the next era of digital credit, where intelligence and accuracy will define industry leadership."

Market Context and Strategic Positioning

The launch comes at a time when India's financial services landscape is rapidly evolving, and digital risk-assessment tools are becoming indispensable for secure and scalable lending. With growing demand for secured and small-ticket credit, robust fraud-prevention mechanisms are crucial to sustaining long-term growth and maintaining customer trust.