JMJ Fintech Revises First and Final Call Payment Period to January 13-27, 2026

JMJ Fintech Limited has issued a corrigendum to its First and Final Call Notice, revising the payment period for its rights issue shareholders. The company announced on January 6, 2026, that the payment period will now commence from January 13, 2026, instead of the previously announced January 7, 2026, and continue until January 27, 2026.

Revised Payment Schedule

The Rights Issue Committee approved the corrigendum following their meeting held on January 6, 2026. The revised payment timeline provides shareholders with a clear 15-day window to complete their call money obligations:

Parameter:	Original Schedule	Revised Schedule
Payment Start Date:	January 7, 2026	January 13, 2026
Payment End Date:	January 27, 2026	January 27, 2026
Payment Duration:	21 days	15 days
Call Amount:	₹7.35 per share	₹7.35 per share

Call Money Payment Details

The fundamental terms of the First and Final Call remain unchanged, with shareholders required to pay the balance amount on their partly paid-up equity shares:

Call Details:	Amount/Specification
Call Amount per Share:	₹7.35
Face Value Component:	₹7.00
Premium Component:	₹0.35
Record Date:	December 19, 2025
Outstanding Shares:	2.56 crore partly paid-up equity shares
Total Call Amount:	₹18.82 crore

Rights Issue Background

The rights issue was launched with a 2:1 ratio, offering two rights equity shares for every one fully paid-up equity share held. The issue has progressed through multiple stages:

Rights Issue Timeline:	Details
Letter of Offer Date:	July 12, 2025
Rights Record Date:	July 11, 2025
Allotment Date:	August 21, 2025
Issue Price:	₹10.50 per share
Application Money Paid:	₹3.15 per share
Balance Due:	₹7.35 per share

Payment Methods and Instructions

Shareholders can make payments through multiple channels as outlined in the original notice. The company has maintained all existing payment infrastructure:

Payment Mode:	Method
Online ASBA:	Through SCSB websites
Physical ASBA:	At designated SCSB branches
3-in-1 Account:	Through broker platforms
Cash Payments:	Not accepted

Trading and Conversion Timeline

The trading suspension for partly paid-up equity shares (ISIN: IN9242Q01014) remains in effect from December 19, 2025. Upon successful payment of the First and Final Call, shareholders can expect:

Post-Payment Process:	Timeline
Conversion to Fully Paid:	7-8 weeks from January 27, 2026
Trading Resumption:	After conversion completion
ISIN for Fully Paid Shares:	INE242Q01016

Document Availability

The corrigendum, along with the original First and Final Call Notice, detailed instructions, ASBA application forms, and payment slips, are available for download from multiple sources including the company's website at www.jmjfintechltd.com , the registrar's website at www.purvashare.com , and the BSE website at www.bseindia.com .

Shareholders who fail to make the required payment within the revised timeline may face forfeiture of their partly paid-up shares, including amounts already paid, in accordance with the Companies Act, 2013, and the company's Articles of Association. The company has emphasized that all other terms and conditions mentioned in the original notice remain unchanged.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
-1.96%	-5.53%	-7.04%	-27.39%	+1.96%	+868.67%

JMJ Fintech Limited has reported a robust financial performance for the quarter and half-year ended September 30, 2025, marking significant growth in profitability and revenue. The company's unaudited financial results reveal a substantial increase in net profit and a notable expansion in its cash reserves.

Financial Highlights

The fintech company's financial results showcase impressive growth:

Particular	Q2 2025-26 (in crore)	Previous Period (in crore)	Growth (%)
Net Profit	2.97	1.14	159.52
Revenue	6.31	5.07	24.40

JMJ Fintech's net profit surged by 159.52% to Rs 2.97 crore, up from Rs 1.14 crore in the previous period. The company's revenue also saw a healthy increase of 24.40%, reaching Rs 6.31 crore compared to Rs 5.07 crore earlier.

Strengthened Financial Position

The company's financial position has significantly improved:

Cash and Cash Equivalents: Increased to Rs 13.21 crore from Rs 1.92 crore as of March 31, 2025, indicating a substantial improvement in liquidity.
Loan and Advances Portfolio: Remained stable at Rs 42.26 crore, suggesting consistent lending operations.

Operational Efficiency

The internal audit report highlights improved operational efficiency:

Collection Effectiveness: The company witnessed a drastic fall in due amounts during the reporting period, indicating enhanced collection strategies.
Due Customers: The number of due customers decreased from 6,040 in Q1 2025-26 to 4,139 in Q2 2025-26.
Total Due Amount: Reduced from Rs 5.33 crore to Rs 3.24 crore, showcasing improved recovery processes.

Strategic Initiatives

JMJ Fintech is poised for future growth with key strategic decisions:

Digital Transformation: The Board has authorized the Managing Director to finalize the acquisition of digital products and introduce digital services.
Profitability Ratio: The net profit percentage improved significantly from 22.56% in Q1 2025-26 to 47.06% in Q2 2025-26.

Compliance and Governance

The company maintains strong compliance and governance practices:

Independent Auditor's Review: Mahesh C. Solanki & Co., Chartered Accountants, conducted a review of the financial results, finding no material misstatements.
Regulatory Compliance: The financial results comply with Indian Accounting Standard 34 and SEBI regulations.

JMJ Fintech's impressive Q2 results, coupled with its focus on digital transformation and improved operational efficiency, position the company for continued growth in the fintech sector. The significant increase in cash reserves and profitability ratios suggests a strengthening financial foundation, which may support the company's expansion plans and digital initiatives in the coming quarters.