Federal Bank shareholders are set for a dividend payout as the bank's shares will trade ex-dividend on Friday, August 22. Investors looking to qualify for the Rs 1.20 per share dividend must purchase the stock by the end of trading on Thursday.

Dividend Details

The Kerala-headquartered bank has set August 22 as the record date for its final dividend for the financial year ended March 31, 2025. The board has approved a 60% dividend, which translates to Rs 1.20 per equity share with a face value of Rs 2. This dividend payout is subject to shareholder approval at the upcoming Annual General Meeting scheduled for August 29, 2025.

Consistent Dividend History

Federal Bank has maintained a consistent dividend payout pattern over the past few years:

Recent Financial Performance

The bank's recent financial results have shown some challenges. In the June quarter, Federal Bank reported:

• Net profit declined by 15% year-on-year to Rs 862.00 crore
• Net interest margin narrowed to 2.94% from 3.16% a year earlier
• Despite challenges, advances grew by 9%

The decrease in profitability was attributed to narrowing margins and higher provisions.

Investor Relations Activity

According to the latest LODR (Listing Obligations and Disclosure Requirements) filing, Federal Bank participated in Antique's Flagship Investor Conference on August 20, 2025. The bank held group meetings with various institutional investors, including:

• Enam Holdings
• Universal Sompo General Insurance
• Bandhan Life Insurance
• Bandhan Mutual Fund
• Edelweiss Mutual Fund
• Nippon India Mutual Fund
• M3 Investments

The meetings were held physically at Trident, BKC, Mumbai. The bank stated that no presentations were made during these meetings, indicating that discussions were likely focused on existing public information and general strategy.

Investors and analysts will be closely watching Federal Bank's performance in the coming quarters, particularly in light of the recent dividend announcement and the challenges faced in the June quarter. The upcoming Annual General Meeting on August 29, 2025, may provide further insights into the bank's strategies to address margin pressures and improve profitability.

Federal Bank has announced its 94th Annual General Meeting (AGM) to be held on Friday, August 29, 2025, at 11:00 A.M. IST. In light of ongoing health and safety concerns, the meeting will be conducted through video conferencing (VC) or other audio-visual means (OAVM), without the physical presence of shareholders at a common venue.

Key Highlights

E-Voting and Participation

The bank has introduced e-voting facilities to enable shareholders to cast their votes electronically. Shareholders whose names appear in the register of members or beneficial owners as of the cut-off date (August 22, 2025) will be eligible to participate in e-voting or attend the AGM.

Remote e-voting will commence on August 26, 2025, at 9:00 A.M. and conclude on August 28, 2025, at 5:00 P.M. Shareholders who have not cast their votes through remote e-voting can exercise their voting rights during the AGM.

Dividend and Tax Implications

The Board of Directors has recommended a final dividend of Rs 1.20 per share for the financial year 2025. If approved by shareholders, the dividend will be paid within 30 days of the AGM. The bank notes that dividend income is taxable, and tax will be deducted at source as per applicable rates.

Access to Meeting Documents

The Notice of the AGM, along with the Annual Report for the financial year ended March 31, 2025, has been sent electronically to shareholders who have registered their email addresses. These documents are also available on the bank's website ( www.federalbank.co.in ) under the 'Shareholder Information' section.

KYC Update and Unclaimed Dividends

Federal Bank has also launched a 100-day campaign titled "Saksham Niveshak" from July 28, 2025, to November 6, 2025. This initiative aims to update shareholder KYC details, bank mandates, and contact information. The bank urges shareholders to claim any unclaimed dividends from financial years 2020-21 to 2023-24 to prevent transfer to the Investor Education and Protection Fund.

Shareholders seeking further information or assistance can contact the bank's Registrar and Transfer Agent or refer to the detailed instructions provided in the AGM notice.