Capital Trust Limited has announced its entry into the gold loan market, marking a significant expansion of its financial services portfolio. The company, known for its focus on providing credit to micro and small enterprises, has now ventured into the secured lending space with this strategic move.

Launch of Gold Loan Business

Capital Trust has officially commenced its gold loan operations with the inauguration of its first dedicated gold loan branch in Aligarh, Uttar Pradesh. This expansion represents a pivotal shift in the company's business model, as it diversifies its offerings to include secured lending products.

Strategic Expansion

The introduction of gold loans is part of Capital Trust's broader strategy to:

• Gradually build a secured lending portfolio
• Focus on customers in urban and semi-urban areas
• Meet the growing demand for reliable and convenient credit options
• Strengthen its overall business model
• Balance its lending mix
• Enhance long-term growth prospects

Regulatory Compliance

In a move that underscores its commitment to regulatory adherence, Capital Trust has adopted the recently notified RBI Gold Loan Directions, 2025. This ensures that the company's gold loan product is fully compliant with the latest regulatory requirements from its inception, providing customers with a trustworthy and transparent borrowing option.

Management's Perspective

The Board and Management of Capital Trust believe that this diversification into secured lending will positively impact the company's growth trajectory. By entering the gold loan market, Capital Trust aims to capitalize on the increasing demand for credit in urban and semi-urban areas while maintaining a balanced approach to risk management.

Looking Ahead

As Capital Trust embarks on this new venture, the financial services industry will be watching closely to see how this established player in micro and small enterprise lending performs in the competitive gold loan sector. The success of this initiative could potentially pave the way for further expansions and innovations in the company's service offerings.

Investors and stakeholders will likely monitor the performance of this new business line and its impact on Capital Trust's overall financial health and market position in the coming quarters.

Capital Trust Limited , a financial services company, has announced a significant move to raise capital through a rights issue. The company's board of directors, in a meeting held on September 18, 2025, approved the issuance of fully paid-up equity shares with a face value of ₹10 each on a rights basis.

Rights Issue Details

The rights issue, with a size of up to ₹40.00 crores, will be offered to eligible equity shareholders of the company. The record date for determining the eligibility of shareholders will be announced at a later stage. This capital raising initiative is in line with the applicable laws, including the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018.

Formation of Rights Issue Committee

To oversee the process, the board has formed a dedicated Rights Issue Committee. This committee has been granted the authority to determine various crucial aspects of the rights issue, including:

• Finalizing the issue size
• Setting the rights entitlement ratio
• Determining the issue price
• Selecting the record date
• Scheduling the timing of the rights issue

Additionally, the committee will be responsible for approving the draft letter of offer, appointing necessary intermediaries, overseeing the allotment of shares, and managing other related matters.

Regulatory Compliance

The company has duly informed the National Stock Exchange of India Limited and BSE Limited about the outcome of the board meeting, in compliance with Regulation 30 read with Part A of Schedule III of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Company Information

Capital Trust Limited is headquartered at 205 Centrum Mall, Sultanpur, M G Road, New Delhi-110030.

This rights issue represents a significant step for Capital Trust Limited, potentially strengthening its capital base and providing an opportunity for existing shareholders to increase their stake in the company. As further details about the rights issue become available, including the record date and issue price, investors and market watchers will be keenly observing the developments.