Aptus Value Housing Finance , a prominent player in the Indian housing finance sector, has outlined its strategic growth plans, aiming for significant expansion in its assets under management (AUM) over the next three years.

Key Growth Targets

Strategic Initiatives

The company has revealed several key strategies to achieve its ambitious growth targets:

1. Maintaining High ROE: Aptus Value Housing Finance aims to maintain its 20% return on equity goal, showcasing its commitment to delivering value to shareholders.

2. Direct Assignment Deals: The company is targeting returns of 6-7% on direct assignment deals. These deals are expected to comprise up to 10% of its loan book.

3. Robust AUM Growth: With a targeted compound annual growth rate (CAGR) of 25%, Aptus Value Housing Finance anticipates reaching Rs. 25,000 crore to Rs. 26,000 crore in assets under management within the next three years.

Industry Implications

The targets set by Aptus Value Housing Finance reflect the company's outlook on the Indian housing finance sector. As the demand for affordable housing continues to rise in India, housing finance companies are positioning themselves to capitalize on this growth opportunity.

The company's focus on maintaining a high return on equity while simultaneously pursuing AUM growth demonstrates a balanced approach to expansion. This strategy could potentially set a benchmark for other players in the housing finance industry.

However, it's important to note that achieving these targets will depend on various factors, including the overall economic environment, regulatory landscape, and the company's execution capabilities. Investors and industry observers will likely keep a close watch on Aptus Value Housing Finance's performance in the coming years as it works towards these goals.

Aptus Value Housing Finance India Limited has announced its financial results for the quarter ended September 30, 2025, showcasing robust performance and strategic decisions.

Financial Highlights

• Total Income: The company reported a consolidated total income of Rs 55,369.00 lakhs for the quarter.
• Profit After Tax: Consolidated profit after tax reached Rs 22,655.00 lakhs.
• Earnings Per Share: Basic earnings per share stood at Rs 4.54 for the quarter.

Dividend Declaration

The Board of Directors has declared an interim dividend of Rs 2.00 per equity share (100% of face value) for the financial year 2025-26. The record date for the dividend is set as November 7, 2025, with payment to be made by November 30, 2025.

Corporate Restructuring

The Board has approved a reclassification request from WestBridge Crossover Fund, LLC and its affiliated entities. These entities will be reclassified from the promoter/promoter group category to the public category, following their complete disinvestment in the company's equity shares. This reclassification is subject to approval from stock exchanges and shareholder consent.

Board Meeting and Audit Review

The Board meeting was held on October 31, 2025, where these decisions were made. The financial results have been reviewed by statutory auditors, who provided an unmodified opinion.

Market Implications

The strong financial performance and the declaration of an interim dividend may be viewed positively by investors. The reclassification of WestBridge Crossover Fund and its affiliates could impact the company's shareholding structure and potentially influence market perceptions.

Investors and analysts will likely monitor how these results and corporate actions influence Aptus Value Housing Finance India Limited's market position in the housing finance sector.