Aptus Value Housing Finance Reports Mixed Q1 Results with Revenue Growth and Rising NPAs
Aptus Value Housing Finance India Limited reported a 29.40% increase in Net Profit After Tax to ₹2.20 billion and a 31.60% rise in revenue to ₹5.20 billion in Q1 compared to the previous year. However, the company also saw an increase in Non-Performing Assets, with Gross NPAs rising to 1.34% from 1.18% and Net NPAs increasing to 1.00% from 0.88% quarter-over-quarter.

*this image is generated using AI for illustrative purposes only.
Aptus Value Housing Finance India Limited , a leading affordable housing finance company, has reported mixed financial results for the first quarter, showing strong revenue growth but also an increase in non-performing assets.
Financial Highlights
Metric | Q1 (Current) | Q1 (Previous Year) | Growth |
---|---|---|---|
Net Profit After Tax (PAT) | ₹2.20 billion | ₹1.70 billion | 29.40% |
Revenue | ₹5.20 billion | ₹3.95 billion | 31.60% |
Asset Quality
While the company showed strong financial growth, there was a noticeable increase in Non-Performing Assets (NPAs):
Metric | Current Quarter | Previous Quarter |
---|---|---|
Gross Non-Performing Assets (GNPA) | 1.34% | 1.18% |
Net Non-Performing Assets (NNPA) | 1.00% | 0.88% |
Analysis
Aptus Value Housing Finance India demonstrated robust revenue growth and profitability in the first quarter compared to the same period last year. The company's consolidated net profit increased by 29.40% year-over-year, while revenue saw a significant jump of 31.60%.
However, the rise in both Gross and Net Non-Performing Assets indicates a deterioration in asset quality. This increase in NPAs could be a cause for concern and may require close monitoring in the coming quarters.
Conclusion
While Aptus Value Housing Finance India has shown strong financial performance in terms of revenue and profit growth, the rising NPAs present a mixed picture. The company will need to focus on maintaining asset quality while continuing its growth trajectory in the upcoming quarters.
Historical Stock Returns for Aptus Value Housing Finance
1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
---|---|---|---|---|---|
+5.01% | -1.39% | +7.41% | +8.50% | +9.29% | -0.82% |