Yes Bank Q2FY27 Results: Analyst call scheduled for Oct 17 at 3 pm

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Reviewed by
Anirudha BScanX News Team
Key Highlights
  • Yes Bank will announce Q2FY27 financial results on October 17, 2026
  • Analyst call scheduled for 3:00 pm IST with MD & CEO Vinay M. Tonse
  • Disclosure made under Regulation 30 of SEBI LODR Regulations, 2015
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Yes Bank will announce its financial results for the quarter and half year ended September 30, 2026 (Q2FY27) on Saturday, October 17, 2026. The bank has scheduled a conference call with analysts and investors to discuss these results immediately following the release.

The disclosure was made in a filing to the National Stock Exchange of India and BSE Limited under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This announcement follows an earlier intimation dated October 5, 2026, regarding the Board Meeting to consider the unaudited standalone and consolidated financial results.

Conference Call Details

The investor and analyst call is set for Saturday, October 17, 2026, at 3:00 pm IST. The session will also be accessible across global time zones, including 5:30 pm SGT & HKT, 10:30 am BST, and 5:30 am EDT on the same day. Participants are advised to pre-register via the provided link or dial in ten minutes prior to the scheduled start time to ensure connectivity.

Management Participation

Key members of Yes Bank’s leadership team will participate in the discussion to provide insights into the bank’s performance for the period.

Participant Role
Vinay M. Tonse MD & CEO
Manish Jain Executive Director
Niranjan Banodkar Chief Financial Officer
Sunil Parnami Head Investor Relations and Sustainability

Dial-In Information

Universal access numbers are available for participants within India, while international toll-free lines have been arranged for callers from major global financial hubs.

Region Dial-In Number
India (Universal Access) +91 22 7115 8034 / +91 22 6280 1133
Hong Kong 800964448
Singapore 8001012045
UK 08081011573
USA 18667462133

The weblink for the BSE and NSE disclosures is hosted on the bank’s official website pursuant to amended Listing Regulations.

Historical Stock Returns for Yes Bank

1 Day5 Days1 Month6 Months1 Year5 Years
-0.96%-1.72%-8.16%+13.57%-7.34%+56.58%

How will Yes Bank's Q2FY27 net interest margin performance compare to its previous quarters, and what does this indicate about the sustainability of its recent profitability turnaround?

What specific asset quality metrics, particularly Gross and Net NPA ratios, are analysts expecting to see in the Q2FY27 results to confirm the bank's continued recovery from past stress?

How might the leadership commentary from MD & CEO Vinay M. Tonse regarding digital transformation initiatives influence investor sentiment on Yes Bank's long-term cost-to-income ratio targets?

Yes Bank Q2FY27 Business Update: Loans up 23.8% YoY to ₹3,09,675 crore

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Reviewed by
Naman SScanX News Team
Key Highlights
  • Loans and advances grew 23.8% YoY to ₹309,675 crore
  • Deposits increased 19.5% YoY to ₹354,084 crore
  • CASA ratio declined to 30.0% from 33.7% a year ago
  • Normalised advances growth stood at 17.7% YoY excluding FCTL
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Yes Bank disclosed provisional business metrics for Q2FY27 as on September 30, 2026, with loans and advances rising 23.8% YoY to ₹309,675 crore and deposits climbing 19.5% YoY to ₹354,084 crore.

The figures are provisional and were released ahead of the official financial results for the quarter ended September 30, 2026, which remain subject to approval by the Audit Committee of the Board, Board of Directors, and limited review by the Statutory Auditors of the Bank.

Key business metrics for Q2FY27

The table below summarises the provisional business performance across key parameters on a QoQ and YoY basis (figures in ₹ crore).

Particulars 30-Sep-26 30-Jun-26 QoQ 30-Sep-25 YoY
Loans and advances 309,675 285,118 8.6% 250,212 23.8%
Deposits 354,084 315,373 12.3% 296,276 19.5%
Certificate of deposits (CDs) 11,382 6,604 987
CASA 106,255 103,233 2.9% 99,708 6.6%
CASA ratio 30.0% 32.7% 33.7%
Credit to deposit ratio 87.5% 90.4% 84.5%
Liquidity coverage ratio (LCR) 131.4% 138.2% 125.1%

The Liquidity Coverage Ratio (LCR) represents the average quarterly LCR on a consolidated basis.

CASA and deposit composition

CASA deposits stood at ₹106,255 crore as on September 30, 2026, up 2.9% QoQ and 6.6% YoY. However, the CASA ratio contracted to 30.0% from 32.7% in the previous quarter and 33.7% a year ago, reflecting faster growth in total deposits relative to current and savings account balances. Certificate of deposits rose to ₹11,382 crore from ₹6,604 crore in the prior quarter and ₹987 crore a year earlier.

Normalised figures excluding FCNR(B) and FCTL

Yes Bank also disclosed figures normalised to exclude Foreign Currency Non-Resident (Bank) deposits mobilised under the Reserve Bank of India concessional USD/INR Forex Swap Facility, introduced vide RBI Circular FMOD.MAOG.No.S-56/01.06.016/2026-27 dated June 8, 2026, read with RBI Press Release dated August 14, 2026, and related foreign currency term loans extended from the Bank's GIFT City Branch.

Normalised parameter 30-Sep-26 30-Jun-26 QoQ 30-Sep-25 YoY
Advances growth (normalised for FCTL from IBU Gift City) 3.3% 17.7%
Deposits growth (normalised for FCNR(B)) 6.5% 13.2%
CASA ratio (normalised for FCNR(B)) 31.7% 32.8% 33.7%
Credit/deposit ratio (normalised for FCTL from IBU Gift City) 83.2% 90.4% 84.5%

Balances as at September 30, 2026 and June 30, 2026 have been adjusted for outstanding FCNR(B) deposits and related FCTL; balances as at September 30, 2025 remain unaffected. On a normalised basis, advances growth stood at 3.3% QoQ and 17.7% YoY, while deposit growth was 6.5% QoQ and 13.2% YoY.

Disclosure context

The provisional update was filed in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and the Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information under Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015. The corresponding specific provision as on June 30, 2026 pertaining to outstanding loans and advances as on September 30, 2026 has been considered for arriving at net advances as on September 30, 2026.

Historical Stock Returns for Yes Bank

1 Day5 Days1 Month6 Months1 Year5 Years
-0.96%-1.72%-8.16%+13.57%-7.34%+56.58%
Disclaimer: This article is AI-generated using data from LiveSquawk. ScanX is not liable for any inaccuracies.

How will the significant contraction in the CASA ratio to 30.0% impact Yes Bank's net interest margin (NIM) in upcoming quarters?

To what extent are the reported loan and deposit growth figures inflated by the temporary RBI concessional FCNR(B) and FCTL facilities, and what is the outlook for organic growth once these expire?

What specific asset quality metrics or NPA trends might emerge in the official Q2FY27 results given the rapid 23.8% YoY surge in gross advances?

More News on Yes Bank

1 Year Returns:-7.34%