UCO Bank has disclosed its quarterly business update for Q4FY26 under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, demonstrating exceptional performance in domestic operations with domestic advances reaching ₹2.34 lakh crore. The public sector bank reported domestic advances growth of 8.84% quarter-on-quarter and 20.00% year-on-year, alongside robust expansion across all key domestic financial metrics.

Q4FY26 Domestic Operations Performance

The bank's domestic operations showed particularly strong performance during the quarter ended March 31, 2026. Domestic advances demonstrated exceptional growth with 8.84% quarter-on-quarter expansion and 20.00% year-on-year growth, reaching ₹2.34 lakh crore from ₹1.95 lakh crore in the previous year. Domestic deposits increased by 4.11% quarter-on-quarter and 10.14% year-on-year, reaching ₹3.04 lakh crore.

Overall Financial Performance

The bank's comprehensive financial metrics show consistent growth across all major parameters. Total business reached ₹5.89 lakh crore, marking significant improvement from the previous year's ₹5.14 lakh crore. Total advances demonstrated strong performance with 7.38% quarter-on-quarter growth and 19.09% year-on-year expansion, while total deposits grew 5.48% quarter-on-quarter and 11.22% year-on-year.

Key Financial Ratios

UCO Bank maintained healthy financial ratios during Q4FY26. The CASA (Current Account Savings Account) ratio for domestic operations stood at 38.48%, showing marginal improvement from 37.91% in the previous year. The Credit-Deposit (CD) ratio increased to 80.12% from 74.94% year-on-year, indicating enhanced credit deployment efficiency.

Regulatory Compliance

The disclosure was made in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the bank's Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information. The figures are provisional and subject to audit by the bank's Statutory Central Auditors.

UCO Bank has announced the elevation of three General Managers to Chief General Manager positions, effective April 1, 2026. The bank disclosed this senior management change through a regulatory filing under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015.

Senior Management Promotions

The three executives promoted to Chief General Manager positions bring extensive banking experience and diverse educational backgrounds to their enhanced roles:

Leadership Strengthening Initiative

The promotions reflect UCO Bank's strategy to strengthen its senior management team with experienced professionals who have demonstrated expertise across various banking functions. Mr. Saroj Ranjan Nayak brings technical expertise with his engineering background and specialized certifications in information security management and systems auditing.

Mr. Prem Shankar Jha contributes business management expertise through his MBA qualification combined with nearly two decades of banking experience. His educational background in arts and business administration provides a well-rounded perspective for senior management responsibilities.

Technical and Risk Management Expertise

Mr. Avinash Shukla's promotion adds significant technical and risk management capabilities to the Chief General Manager level. His Master of Computer Applications degree, combined with certifications in information systems auditing and risk management, positions him well for addressing the bank's digital transformation and risk management requirements.

The three executives collectively hold multiple professional certifications from recognized institutions, including the Certified Associate of Indian Institute of Bankers (CAIIB) qualification, which all three possess. Additional specialized certifications in information security, systems auditing, and risk management demonstrate their commitment to professional development in critical banking areas.

Regulatory Compliance and Disclosure

The announcement was formally communicated to both the National Stock Exchange of India Ltd. and BSE Limited, maintaining transparency with stakeholders and regulatory compliance. Company Secretary Vikash Gupta signed the disclosure document, ensuring proper corporate governance procedures were followed for this senior management change.