SRG Housing Finance Limited ( company name ) has announced its unaudited financial results for the quarter ended June 30, 2026. The disclosure provides shareholders with an update on the company’s performance for the first quarter of FY27, ensuring transparency in line with regulatory requirements. The results were published on August 6, 2026, offering investors timely access to the latest financial data.

The Board of Directors approved the unaudited financial results during a meeting held on August 5, 2026. Prior to board approval, the Audit Committee reviewed the figures to ensure accuracy and compliance. The statutory auditors provided limited review reports on the financial statements, which are standard procedure for quarterly disclosures under Indian corporate governance norms.

The announcement was made in accordance with Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. These regulations mandate timely and accurate disclosure of financial performance to protect investor interests. The company emphasized its commitment to regulatory compliance and transparent communication with stakeholders.

Investors can access the full unaudited financial results and the limited review reports from statutory auditors on the websites of the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE). The documents are also available on the company’s official website at www.srghousing.com . A QR code provided in the filing allows users to scan and view the results directly on the company’s site.

Vinod K. Jain, Managing Director of SRG Housing Finance Limited, signed the communication dated August 5, 2026, from Udaipur. The release underscores the company’s adherence to disclosure timelines and its focus on providing clear, accessible financial information to its investors. No specific financial metrics such as revenue or net profit were detailed in this particular notice, which primarily serves as a disclosure of the availability of the audited reports.

SRG Housing Finance Limited reported a net profit of ₹8.47 crore for the quarter ended June 30, 2026 (Q1FY26), marking a 25% year-on-year increase from ₹6.78 crore in Q1FY25. Total revenue from operations rose to ₹53.95 crore, up from ₹42.63 crore in the prior year period, supported by stronger interest income and controlled impairment losses.

The Board of Directors approved the unaudited financial results on August 05, 2026, following a limited review by statutory auditors Valawat & Associates. The filing was submitted to the National Stock Exchange and BSE pursuant to SEBI LODR Regulations 30, 51, and 52. The company also confirmed compliance with debt covenants, maintaining a security cover of 110% for its listed non-convertible debentures as required under Regulation 54 of the SEBI LODR Regulations.

Financial Performance

Interest income, the primary revenue driver, increased to ₹50.93 crore in Q1FY26 from ₹37.13 crore in Q1FY25. However, fees and commission income declined sharply to ₹0.97 crore from ₹1.90 crore in the corresponding quarter of the previous year. Other operating income fell to ₹1.72 crore from ₹2.54 crore.

Total expenses were contained at ₹44.01 crore, down from ₹45.74 crore in the preceding quarter and significantly lower than ₹34.85 crore in Q1FY25. Finance costs rose to ₹23.89 crore from ₹16.75 crore year-on-year, reflecting expanded borrowing or loan book growth. Employee benefit expenses increased to ₹14.06 crore from ₹11.59 crore in Q1FY25. Notably, impairment of financial instruments (expected credit loss) dropped substantially to ₹0.09 crore from ₹0.59 crore in the same period last year, indicating improved asset quality or provisioning trends.

Key Ratios and Capital Structure

The company’s debt-equity ratio stood at 2.92, while total debts accounted for 73.18% of total assets. The interest service coverage ratio was 1.42. Net worth remained stable at ₹305.54 crore. Paid-up equity capital increased slightly to ₹15.71 crore from ₹15.70 crore in the previous quarter, following the allotment of 4,400 equity shares to employees under ESOPs at ₹200 per share during the quarter.

What the Numbers Show

The divergence between rising interest income and falling fee income suggests a shift in revenue mix towards core lending activities rather than ancillary services. The significant reduction in impairment losses—from ₹58.66 lakh in Q1FY25 to ₹9.33 lakh in Q1FY26—contributed materially to the bottom-line growth, highlighting better credit risk management or a cleaner loan book compared to the prior year. Despite higher finance costs, the company maintained profitability, with a net profit margin of 15.68%.