South Indian Bank has disclosed its audited standalone and consolidated financial results for the quarter and financial year ended March 31, 2026, pursuant to Regulation 30 and 47 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The results were published in "Business Line" (All India editions) and "Deepika" (Thrissur & Kochi editions) on May 07, 2026, and were signed off by Managing Director & CEO P R Seshadri, dated May 06, 2026, from Kochi.

Standalone Financial Performance

The bank's standalone financials reflect steady growth across key metrics for the year ended March 31, 2026. Total income from operations on a standalone basis came in at ₹11,85,599 lakhs for the full year, compared to ₹11,22,674 lakhs in the year ended March 31, 2025. Net profit after tax for the full year stood at ₹1,45,514 lakhs, against ₹1,30,288 lakhs in the prior year. For the quarter ended March 31, 2026, standalone net profit after tax was ₹40,750 lakhs, compared to ₹34,219 lakhs in the corresponding quarter of the previous year.

The following table presents the key standalone financial highlights (₹ in Lakhs):

Quarterly numbers are not annualised. Debt represents borrowings with residual maturity of more than one year.

Consolidated Financial Performance

On a consolidated basis, the bank's financial results closely mirror the standalone figures. Total income from operations for the full year ended March 31, 2026 stood at ₹11,85,528 lakhs, compared to ₹11,22,629 lakhs in the prior year. Consolidated net profit after tax for the full year was ₹1,45,564 lakhs, up from ₹1,30,310 lakhs. For the quarter ended March 31, 2026, consolidated net profit after tax was ₹40,740 lakhs versus ₹34,241 lakhs in the same quarter of the previous year.

The following table presents the key consolidated financial highlights (₹ in Lakhs):

Quarterly numbers are not annualised. Debt represents borrowings with residual maturity of more than one year.

Key Balance Sheet Metrics

Several balance sheet indicators are noteworthy for the period under review:

• Capital Redemption Reserve and Debenture Redemption Reserve are both Nil across standalone and consolidated figures for both periods.
• Outstanding Redeemable Preference Shares are reported as NA across all periods.
• Debt Service Coverage Ratio and Interest Service Coverage Ratio are reported as NA, consistent with applicable banking regulations.
• Information relating to Total Comprehensive Income and Other Comprehensive Income has not been furnished, as Ind AS is not yet applicable to banks.

Regulatory Compliance and Disclosures

The results have been filed with BSE Ltd. and the National Stock Exchange of India Ltd. under Regulation 30 and 33 of the SEBI (LODR) Regulations, 2015. The above financial data represents an extract of the detailed format; the full results are available on the websites of BSE and NSE, as well as on the bank's website. The results were published in compliance with Regulation 47, with newspaper advertisements appearing on May 07, 2026. The registered office of the bank is located at SIB House, P.B. No. 28, Thrissur, Kerala, PIN-680 001.

The Reserve Bank of India (RBI) has approved Kotak Mahindra Bank Limited's proposal to acquire an aggregate holding of up to 9.99% of the paid-up share capital or voting rights in South Indian Bank Limited. South Indian Bank received the intimation from the RBI on May 06, 2026, and disclosed the development to stock exchanges on May 07, 2026, in accordance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended.

Key Details of the RBI Approval

The following table summarises the key parameters of the regulatory approval:

Regulatory Conditions Governing the Approval

The RBI's approval is conditional upon compliance with a set of applicable regulatory frameworks. South Indian Bank's disclosure outlined the following conditions that govern the approval:

• Banking Regulation Act, 1949
• Reserve Bank of India (Commercial Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025, dated November 28, 2025, as amended from time to time
• Foreign Exchange Management Act, 1999
• Regulations issued by the Securities and Exchange Board of India (SEBI)
• Any other applicable statutes, regulations, and guidelines

The disclosure was made by Jimmy Mathew, Company Secretary of South Indian Bank, under reference number SEC/ST.EX.STT/17/2026-27. The information has also been hosted on the official website of South Indian Bank.