South Indian Bank

South Indian Bank

29.73
-0.15
(-0.50%)
Market Cap
7,817.50 Cr
EPS
4.98
PE Ratio
5.87
Dividend Yield
1.34 %
Industry
Banks
52 Week High
32.25
52 Week Low
22.27
PB Ratio
0.80
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from4 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+50.00 %
+50.00 %
Hold
Hold+50.00 %
+50.00 %
Sell
Sell0.0 %
0.0 %

Company News

View All News
Caret
positive
South Indian Bank reported a net profit of Rs 322 crores for Q1 FY26, marking a 10% growth from Rs 294 crores in the same quarter last year. Operating profit increased significantly by 32% from Rs 508 crores to Rs 672 crores. Total deposits grew 9% to Rs 112,922 crores while gross advances rose 8% to Rs 89,198 crores. The bank's total business crossed the milestone of Rs 2 lakh crores, reaching Rs 2,02,119 crores with 9% growth. Asset quality improved with gross NPA reducing to 3.15% from 4.5% and net NPA declining to 0.68% from 1.44%. CASA deposits grew 9% year-on-year to Rs 36,204 crores. The bank's gold loan portfolio stands at Rs 17,446 crores with 7% year-on-year growth, while home loans grew 66% and auto loans increased 27%. Capital adequacy ratio was 19.48% with Tier 1 ratio at 18.25%. The bank generated Rs 256 crores in treasury income during the quarter, which was used to strengthen provisioning. Management expects credit growth of over 12% for the fiscal year and targets maintaining ROA around 100 basis points.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
2,004.60
#1 15,44,471.20
21.88
#1 4,70,915.90
15.42
#1 73,440
-0.57
54.86
1,477.10
10,58,409.80
20.01
1,86,331.00
26.78
55,507
16.00
62.15
2,124.60
4,25,908.80
19.27
1,07,095.00
#1 38.35
21,946
-7.58
42.87
1,086.10
3,39,599.00
#1 12.19
1,55,916.90
12.99
28,112
-2.90
24.13
93.23
1,04,029.50
13.14
34,058.70
12.14
7,656
16.37
39.96
823.70
66,056.10
25.63
48,667.70
23.81
2,575
-199.14
41.54
19.60
62,756.70
23.01
30,918.80
23.98
2,447
#1 56.72
40.81
70.70
53,451.00
36.08
43,478.30
33.32
1,490
-59.61
38.74
208.14
52,281.20
12.55
28,106.10
32.27
4,201
12.48
43.89
178.19
29,666.00
14.45
21,948.20
14.48
2,745
-65.02
47.64
Forecast
Actual
Growth Rate
Revenue Growth
25.89 %
Net Income Growth
38.04 %
Cash Flow Change
197.44 %
ROE
4.39 %
ROCE
17.17 %
EBITDA Margin (Avg.)
1.17 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
2,084
1,804
1,893
1,839
1,868
1,995
1,864
2,318
2,386
2,485
2,636
2,621
2,736
2,804
2,780
2,946
2,984
Expenses
979
934
861
591
672
735
629
680
877
777
836
828
893
891
815
981
1,021
EBITDA
14
-250
-67
210
178
247
162
522
292
409
435
393
395
440
463
459
433
Operating Profit %
40 %
43 %
48 %
64 %
59 %
58 %
67 %
66 %
57 %
64 %
62 %
64 %
61 %
62 %
66 %
59 %
57 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
1,091
1,119
1,098
1,038
1,018
1,014
1,073
1,116
1,217
1,298
1,365
1,400
1,449
1,472
1,502
1,505
1,530
Profit Before Tax
14
-250
-67
210
178
247
162
522
292
409
435
393
395
440
463
459
433
Tax
4
-63
-16
-62
62
23
59
189
90
134
130
105
101
116
121
117
111
Net Profit
10
-187
-50
272
116
223
103
334
203
275
305
287
294
325
342
342
322
EPS in ₹
0.05
-0.89
-0.24
1.30
0.55
1.07
0.49
1.50
0.97
1.31
1.37
1.35
1.12
1.24
1.31
1.31
1.23

Balance Sheet

Balance Sheet
2022
2023
2024
2025
Total Assets
1,00,052
1,07,697
1,17,413
1,12,395
Fixed Assets
752
754
821
1,018
Current Assets
17,568
12,352
14,409
0
Capital Work in Progress
59
124
145
0
Investments
21,445
24,641
23,977
21,777
Other Assets
77,796
82,178
92,470
89,600
Total Liabilities
1,00,052
1,07,697
1,17,413
1,12,395
Current Liabilities
1,761
2,379
2,743
0
Non Current Liabilities
98,291
1,05,319
1,14,670
1,02,818
Total Equity
5,854
6,675
8,826
10,100
Reserve & Surplus
5,645
6,466
8,565
9,839
Share Capital
209
209
262
262

Cash Flow

Cash Flow
2022
2023
2024
Net Cash Flow
2,436
-4,123
2,942
Investing Activities
-1,741
-386
-1,986
Operating Activities
5,165
-7,261
7,075
Financing Activities
-989
3,524
-2,148

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
15.01 %
14.68 %
15.17 %
13.44 %
11.48 %
11.46 %
11.96 %
17.58 %
DIIs
18.00 %
16.96 %
16.57 %
16.57 %
16.48 %
16.06 %
11.64 %
6.88 %
7.24 %
6.59 %
7.61 %
4.67 %
5.11 %
5.25 %
7.25 %
10.42 %
11.10 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
60.36 %
61.58 %
63.07 %
63.36 %
63.18 %
63.76 %
66.47 %
64.23 %
63.12 %
63.45 %
63.80 %
63.95 %
66.57 %
68.50 %
66.76 %
63.25 %
57.16 %
Others
21.64 %
21.47 %
20.36 %
20.07 %
20.33 %
20.17 %
21.89 %
28.89 %
29.64 %
14.95 %
13.92 %
16.21 %
14.89 %
14.77 %
14.53 %
14.37 %
14.15 %
No of Share Holders
5,51,117
6,50,882
6,51,236
6,57,044
6,64,199
6,61,707
6,97,657
6,95,022
7,09,877
8,09,664
8,88,397
11,04,000
12,08,110
12,47,470
12,58,790
12,54,660
11,97,830

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.5 0.4 0.4 0.25 0.00 0.00 0.00 0.3 0.3 0.00
Dividend Yield (%) 2.55 1.91 2.64 4.77 0.00 0.00 0.00 1.1 1.3 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
20 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
20 Aug 2025 30.84 29.73
13 Aug 2025 DIVIDEND Dividend
₹ 0.40 /share
13 Aug 2025 26.75 29.73
17 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Jul 2025 30.26 30.84
15 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 May 2025 25.32 26.75
21 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Jan 2025 25.52 27.01
16 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
16 Oct 2024 24.03 23.95
27 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Aug 2024 27.14 25.67
20 Aug 2024 DIVIDEND Dividend
₹ 0.30 /share
20 Aug 2024 30.77 25.63
27 Feb 2024 RIGHTS Rights
1:4
27 Feb 2024 29.90 34.05
17 Aug 2023 DIVIDEND Dividend
₹ 0.30 /share
17 Aug 2023 14.78 19.44
RIGHTS Rights
1:3
16 Feb 2017 19.25 0.00

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript2 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome7 days ago
Announcement under Regulation 30 (LODR)-Interest Rates Updates7 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication7 days ago
Outcome Of The Board Meeting - SEBI (Listing Obligations And Disclosure Requirements) Regulations 20158 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation8 days ago
Record Date For The Purpose Of Dividend If Declared And E-Voting-97Th AGM8 days ago
Book Closure For The Purpose Of 97Th AGM E-Voting And Dividend If Declared.8 days ago
Announcement under Regulation 30 (LODR)-Change in Management8 days ago
Outcome Of The Board Meeting - SEBI (Listing Obligations And Disclosure Requirements) Regulations 20158 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release8 days ago
Compliances-Reg. 54 - Asset Cover details 8 days ago
Outcome Of The Board Meeting - Submission Of Unaudited Financial Results For The Quarter Ended 30Th June 20258 days ago
Board Meeting Outcome for Outcome Of The Board Meeting - Submission Of Unaudited Financial Results For The Quarter Ended 30Th June 20258 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 11, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Jul 10, 2025
Board Meeting Intimation for Considering And To Approve Unaudited Standalone And Consolidated Financial Results Of The Bank For The Quarter Ended 30Th June 2025 Borrowing/ Raising Funds And To Consider Convening The AGM Of The Bank.Jul 10, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 05, 2025
Compliance-57 (5) : intimation after the end of quarterJul 04, 2025
Business Updates For The Quarter Ended June 30 2025Jul 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 25, 2025
Closure of Trading WindowJun 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 24, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 16, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 13, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sJun 11, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD May 28, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 20, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 20, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesMay 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 16, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 16, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 15, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 15, 2025
Compliances-Reg. 54 - Asset Cover details May 15, 2025
Outcome Of The Board Meeting - Submission Of Audited Financial Results (Standalone And Consolidated) For The Quarter/Financial Year Ended 31St March 2025 And Recommendation Of Dividend For The Financial Year 2024-25.May 15, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesMay 15, 2025
Board Meeting Outcome for Outcome Of The Board Meeting - Submission Of Audited Financial Results (Standalone And Consolidated) For The Quarter/Financial Year Ended 31St March 2025 And Recommendation Of Dividend For The Financial Year 2024-25.May 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 12, 2025
Board Meeting Intimation for Considering Approving And To Take On Record The Audited Standalone And Consolidated Financial Results Of The Bank For The Quarter And FY Ended 31St March 2025 And To Recommend Consideration Of Dividend For The FY 2024-25 If AnApr 28, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 25, 2025
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Apr 03, 2025
Compliance-57 (5) : intimation after the end of quarterApr 03, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 02, 2025

Technical Indicators

RSI(14)
Neutral
50.30
ATR(14)
Less Volatile
0.76
STOCH(9,6)
Neutral
25.07
STOCH RSI(14)
Neutral
30.18
MACD(12,26)
Bearish
-0.17
ADX(14)
Weak Trend
20.85
UO(9)
Bearish
38.90
ROC(12)
Downtrend And Accelerating
-1.71
WillR(14)
Neutral
-60.08

Mutual Fund Holdings