| Quarterly Financials | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 2,084 | 1,804 | 1,893 | 1,839 | 1,868 | 1,995 | 1,864 | 2,318 | 2,386 | 2,485 | 2,636 | 2,621 | 2,736 | 2,804 | 2,780 | 2,946 | 2,984 |
| Expenses | 979 | 934 | 861 | 591 | 672 | 735 | 629 | 680 | 877 | 777 | 836 | 828 | 893 | 891 | 815 | 981 | 1,021 |
| EBITDA | 14 | -250 | -67 | 210 | 178 | 247 | 162 | 522 | 292 | 409 | 435 | 393 | 395 | 440 | 463 | 459 | 433 |
| Operating Profit % | 40 % | 43 % | 48 % | 64 % | 59 % | 58 % | 67 % | 66 % | 57 % | 64 % | 62 % | 64 % | 61 % | 62 % | 66 % | 59 % | 57 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 1,091 | 1,119 | 1,098 | 1,038 | 1,018 | 1,014 | 1,073 | 1,116 | 1,217 | 1,298 | 1,365 | 1,400 | 1,449 | 1,472 | 1,502 | 1,505 | 1,530 |
| Profit Before Tax | 14 | -250 | -67 | 210 | 178 | 247 | 162 | 522 | 292 | 409 | 435 | 393 | 395 | 440 | 463 | 459 | 433 |
| Tax | 4 | -63 | -16 | -62 | 62 | 23 | 59 | 189 | 90 | 134 | 130 | 105 | 101 | 116 | 121 | 117 | 111 |
| Net Profit | 10 | -187 | -50 | 272 | 116 | 223 | 103 | 334 | 203 | 275 | 305 | 287 | 294 | 325 | 342 | 342 | 322 |
| EPS in ₹ | 0.05 | -0.89 | -0.24 | 1.30 | 0.55 | 1.07 | 0.49 | 1.50 | 0.97 | 1.31 | 1.37 | 1.35 | 1.12 | 1.24 | 1.31 | 1.31 | 1.23 |
South Indian Bank
South Indian Bank
29.59
+0.31
(1.06%)
Market Cap
7,741.68 Cr
EPS
4.98
PE Ratio
5.76
Dividend Yield
1.36 %
Industry
Banks52 Week High
32.25
52 Week Low
22.27
PB Ratio
0.76
Debt to Equity
0.00
Sector
Private Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from4 analysts
Company News
View All News
The South Indian Bank has announced the maturity details for its Non-Convertible, Redeemable, Fully Paid-Up, Unsecured, Basel III Compliant, Tier II Bonds. The bonds, issued on September 30, 2015, with a face value of Rs. 10,00,000 each and a coupon rate of 10.25% per annum, will mature on October 31, 2025. The total issue size is Rs 300 crore. The record date is set for October 16, 2025. Interest will be paid up to October 30, 2025, along with the principal amount at par to eligible bondholders. The bank's liability towards bondholders will cease from the maturity date.
The South Indian Bank announced changes to its Marginal Cost of Funds Based Lending Rates (MCLR) effective August 20, 2025. The revised rates range from 8.20% for overnight MCLR to 9.70% for one-year MCLR. The new rate structure includes one-month MCLR at 8.65%, three-month MCLR at 9.60%, and six-month MCLR at 9.65%. The bank communicated these changes through official notifications to stock exchanges BSE and NSE.
South Indian Bank Receives RBI Approval for Tier II Bond Call Option ExerciseAug 14, 2025
The South Indian Bank Ltd has received approval from the Reserve Bank of India to exercise the call option on its Tier II Bond. The bond, issued on November 28, 2017, has a maturity date of May 28, 2028, carries a 9.50% coupon rate with half-yearly interest payments, and has an outstanding amount of Rs. 490 crore. The bank's Board of Directors is scheduled to meet on August 20, 2025, to decide on exercising this call option and related matters including record date and notice to bondholders. The call option can be exercised after a minimum period of five years post allotment, subject to RBI approval.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
976.90 | #1 14,98,156.97 | 21.02 | #1 4,70,915.90 | 15.42 | #1 73,440 | -0.57 | 44.02 | |
1,421.70 | 10,14,386.64 | 19.16 | 2,94,586.90 | #1 24.81 | 54,419 | 16.00 | 50.02 | |
2,054.60 | 4,08,511.34 | 21.29 | 1,07,095.00 | 13.60 | 21,946 | -39.96 | 63.53 | |
1,133.00 | 3,51,352.07 | 12.54 | 1,55,916.90 | 12.99 | 28,112 | -2.90 | 69.77 | |
92.47 | 99,427.46 | 12.63 | 34,058.70 | 12.14 | 7,656 | 16.37 | 52.78 | |
21.07 | 66,081.15 | 24.31 | 37,075.60 | 12.48 | 2,447 | #1 56.72 | 69.43 | |
735.45 | 57,295.66 | 57.05 | 56,358.10 | 2.20 | 2,575 | -72.17 | 37.14 | |
71.95 | 52,761.73 | 40.58 | 43,478.30 | 19.92 | 1,490 | -29.43 | 54.07 | |
198.43 | 48,773.66 | #1 12.08 | 32,030.20 | 19.60 | 4,202 | -9.24 | 57.11 | |
166.91 | 26,888.72 | 12.89 | 24,914.80 | 18.41 | 2,745 | -65.02 | 46.01 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
10.85 %
Net Income Growth
21.76 %
Cash Flow Change
-133.26 %
ROE
6.27 %
ROCE
6.21 %
EBITDA Margin (Avg.)
1.81 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,00,052 | 1,07,697 | 1,17,413 | 1,24,655 |
| Fixed Assets | 752 | 754 | 967 | 1,018 |
| Current Assets | 17,568 | 12,352 | 14,409 | 16,178 |
| Capital Work in Progress | 59 | 124 | 0 | 0 |
| Investments | 21,445 | 24,641 | 23,977 | 21,777 |
| Other Assets | 77,796 | 82,178 | 92,470 | 1,01,860 |
| Total Liabilities | 1,00,052 | 1,07,697 | 1,17,413 | 1,24,655 |
| Current Liabilities | 1,761 | 2,379 | 2,743 | 2,669 |
| Non Current Liabilities | 98,291 | 1,05,319 | 1,14,670 | 1,21,986 |
| Total Equity | 5,854 | 6,675 | 8,826 | 10,108 |
| Reserve & Surplus | 5,645 | 6,466 | 8,565 | 9,846 |
| Share Capital | 209 | 209 | 262 | 262 |
Cash Flow
| Cash Flow | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 2,436 | -4,123 | 2,942 | 2,238 |
| Investing Activities | -1,741 | -386 | -1,986 | 4,434 |
| Operating Activities | 5,165 | -7,261 | 7,075 | -2,353 |
| Financing Activities | -989 | 3,524 | -2,148 | 157 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 15.01 % | 14.68 % | 15.17 % | 13.44 % | 11.48 % | 11.46 % | 11.96 % | 17.58 % |
| DIIs | 18.00 % | 16.96 % | 16.57 % | 16.57 % | 16.48 % | 16.06 % | 11.64 % | 6.88 % | 7.24 % | 6.59 % | 7.61 % | 4.67 % | 5.11 % | 5.25 % | 7.25 % | 10.42 % | 11.10 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 60.36 % | 61.58 % | 63.07 % | 63.36 % | 63.18 % | 63.76 % | 66.47 % | 64.23 % | 63.12 % | 63.45 % | 63.80 % | 63.95 % | 66.57 % | 68.50 % | 66.76 % | 63.25 % | 57.16 % |
| Others | 21.64 % | 21.47 % | 20.36 % | 20.07 % | 20.33 % | 20.17 % | 21.89 % | 28.89 % | 29.64 % | 14.95 % | 13.92 % | 16.21 % | 14.89 % | 14.77 % | 14.53 % | 14.37 % | 14.15 % |
| No of Share Holders | 5,51,117 | 6,50,882 | 6,51,236 | 6,57,044 | 6,64,199 | 6,61,707 | 6,97,657 | 6,95,022 | 7,09,877 | 8,09,664 | 8,88,397 | 11,04,000 | 12,08,110 | 12,47,470 | 12,58,790 | 12,54,660 | 11,97,830 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.5 | 0.4 | 0.4 | 0.25 | 0.00 | 0.00 | 0.00 | 0.3 | 0.3 | 0.4 |
| Dividend Yield (%) | 2.55 | 1.91 | 2.64 | 4.77 | 0.00 | 0.00 | 0.00 | 1.1 | 1.3 | 1.37 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
 Rights | 1:3 | 16 Feb 2017 | 19.25 | 0.00 | |
| 17 Aug 2023 |  Dividend | ₹ 0.30 /share | 17 Aug 2023 | 14.78 | 19.44 |
| 27 Feb 2024 | Rights | 1:4 | 27 Feb 2024 | 29.90 | 34.05 |
| 20 Aug 2024 | Dividend | ₹ 0.30 /share | 20 Aug 2024 | 30.77 | 25.63 |
| 27 Aug 2024 |  Annual General Meeting | NA | 27 Aug 2024 | 27.14 | 25.67 |
| 16 Oct 2024 |  Quarterly Result Announcement | NA | 16 Oct 2024 | 24.03 | 23.95 |
| 21 Jan 2025 | Quarterly Result Announcement | NA | 21 Jan 2025 | 25.52 | 27.01 |
| 15 May 2025 | Quarterly Result Announcement | NA | 15 May 2025 | 25.32 | 26.75 |
| 17 Jul 2025 | Quarterly Result Announcement | NA | 17 Jul 2025 | 30.26 | 30.84 |
| 13 Aug 2025 | Dividend | ₹ 0.40 /share | 13 Aug 2025 | 26.75 | 29.86 |
| 20 Aug 2025 | Annual General Meeting | NA | 20 Aug 2025 | 30.84 | 29.82 |
Announcements
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015
6 hours ago
6 hours agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication2 days ago
2 days agoCompliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD 6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 03, 2025
Sep 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 21, 2025
Aug 21, 2025Appointment Of Secretarial Auditors Of The BankAug 20, 2025
Aug 20, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 20, 2025
Aug 20, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 20, 2025
Aug 20, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 20, 2025
Aug 20, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 20, 2025
Aug 20, 2025Board Meeting Outcome for Outcome Of The Board Meeting - Intimation Under Regulation 30 & 51 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Notice For Exercise Of Call Option/Record Date/Payment Date By The Bank On SIB Bond-IAug 20, 2025
Aug 20, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesAug 18, 2025
Aug 18, 2025Intimation Under Regulation 29 30 50 & 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 14, 2025
Aug 14, 2025Board Meeting Intimation for Intimation Under Regulation 29 30 50 & 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 06, 2025
Aug 06, 2025Announcement under Regulation 30 (LODR)-Credit RatingJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 30, 2025
Jul 30, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Credit RatingJul 29, 2025
Jul 29, 2025Regulation 53 (1) Annual Report.Jul 29, 2025
Jul 29, 2025Reg. 34 (1) Annual Report.Jul 29, 2025
Jul 29, 2025Notice Of The 97Th Annual General Meeting (AGM) Of The South Indian Bank Ltd. And Annual Report For The Financial Year 2024-25: Intimation Under Regulation 3453 And Other Applicable Provisions Of Securities And Exchange Board Of India (Listing ObligationsJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 18, 2025
Jul 18, 2025Outcome Of The Board Meeting - SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 17, 2025
Jul 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 17, 2025
Jul 17, 2025 Record Date For The Purpose Of Dividend If Declared And E-Voting-97Th AGMJul 17, 2025
Jul 17, 2025Book Closure For The Purpose Of 97Th AGM E-Voting And Dividend If Declared.Jul 17, 2025
Jul 17, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 17, 2025
Jul 17, 2025Outcome Of The Board Meeting - SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 17, 2025
Jul 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 17, 2025
Jul 17, 2025Compliances-Reg. 54 - Asset Cover details Jul 17, 2025
Jul 17, 2025Outcome Of The Board Meeting - Submission Of Unaudited Financial Results For The Quarter Ended 30Th June 2025Jul 17, 2025
Jul 17, 2025Board Meeting Outcome for Outcome Of The Board Meeting - Submission Of Unaudited Financial Results For The Quarter Ended 30Th June 2025Jul 17, 2025
Jul 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Jul 14, 2025Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 11, 2025
Jul 11, 2025Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Jul 10, 2025
Jul 10, 2025Board Meeting Intimation for Considering And To Approve Unaudited Standalone And Consolidated Financial Results Of The Bank For The Quarter Ended 30Th June 2025 Borrowing/ Raising Funds And To Consider Convening The AGM Of The Bank.Jul 10, 2025
Jul 10, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Jul 07, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 05, 2025
Jul 05, 2025Compliance-57 (5) : intimation after the end of quarterJul 04, 2025
Jul 04, 2025Business Updates For The Quarter Ended June 30 2025Jul 01, 2025
Jul 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 25, 2025
Jun 25, 2025Technical Indicators
RSI(14)
Neutral 51.62
ATR(14)
Less Volatile 0.49
STOCH(9,6)
Neutral 57.75
STOCH RSI(14)
Neutral 71.33
MACD(12,26)
Bullish 0.02
ADX(14)
Weak Trend 21.10
UO(9)
Bearish 47.49
ROC(12)
Downtrend But Slowing Down -0.54
WillR(14)
Neutral -26.42
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