South Indian Bank Conducts One-on-One Virtual Meeting with UNIFI CAPITAL

South Indian Bank conducted a one-on-one virtual meeting with analyst/investor UNIFI CAPITAL on May 08, 2026. The meeting was held in accordance with Regulation 30(6) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the details have been formally intimated to the stock exchanges.

Meeting Details

The bank disclosed the particulars of the analyst/investor interaction as required under the applicable regulatory framework. The following table summarises the key details of the meeting:

Parameter:	Details
Name of Analyst/Investor:	UNIFI CAPITAL
Nature of Meeting:	One on One
Venue/Type of Call:	Virtual Meeting
Date of Meeting:	May 08, 2026
Sharing of UPSI:	No

The bank confirmed that no unpublished price sensitive information (UPSI) was shared during the course of the meeting, maintaining compliance with regulatory disclosure norms.

Regulatory Compliance and Disclosure

The intimation was submitted by Company Secretary Jimmy Mathew under reference number SEC/ST.EX.STT/20/2026-27, dated May 08, 2026. The disclosure was made to both the National Stock Exchange of India Ltd. and BSE Ltd. as part of the bank's ongoing listing obligations. The aforesaid information has also been hosted on the official website of the bank at www.southindianbank.bank.in .

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
-2.04%	+3.67%	+10.72%	+4.74%	+65.83%	+379.04%

South Indian Bank has disclosed its audited standalone and consolidated financial results for the quarter and financial year ended March 31, 2026, pursuant to Regulation 30 and 47 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The results were published in "Business Line" (All India editions) and "Deepika" (Thrissur & Kochi editions) on May 07, 2026, and were signed off by Managing Director & CEO P R Seshadri, dated May 06, 2026, from Kochi.

Standalone Financial Performance

The bank's standalone financials reflect steady growth across key metrics for the year ended March 31, 2026. Total income from operations on a standalone basis came in at ₹11,85,599 lakhs for the full year, compared to ₹11,22,674 lakhs in the year ended March 31, 2025. Net profit after tax for the full year stood at ₹1,45,514 lakhs, against ₹1,30,288 lakhs in the prior year. For the quarter ended March 31, 2026, standalone net profit after tax was ₹40,750 lakhs, compared to ₹34,219 lakhs in the corresponding quarter of the previous year.

The following table presents the key standalone financial highlights (₹ in Lakhs):

Metric:	Q4 FY26	Q4 FY25	FY26	FY25
Total Income from Operations:	2,94,542	2,94,581	11,85,599	11,22,674
Net Profit Before Tax:	54,689	45,912	1,95,604	1,75,689
Net Profit After Tax:	40,750	34,219	1,45,514	1,30,288
Paid-up Equity Share Capital:	26,176	26,163	26,176	26,163
Reserves (excl. Revaluation):	10,82,842	9,46,984	10,82,842	9,46,984
Securities Premium Account:	2,86,028	2,85,685	2,86,028	2,85,685
Net Worth:	11,00,363	9,64,615	11,00,363	9,64,615
Paid-up Debt / Outstanding Debt:	3,92,701	4,30,048	3,92,701	4,30,048
Debt Equity Ratio:	0.12	0.09	0.12	0.09
Basic EPS (₹1/- each)*:	1.56	1.31	5.56	4.98
Diluted EPS (₹1/- each)*:	1.55	1.31	5.55	4.98

Quarterly numbers are not annualised. Debt represents borrowings with residual maturity of more than one year.

Consolidated Financial Performance

On a consolidated basis, the bank's financial results closely mirror the standalone figures. Total income from operations for the full year ended March 31, 2026 stood at ₹11,85,528 lakhs, compared to ₹11,22,629 lakhs in the prior year. Consolidated net profit after tax for the full year was ₹1,45,564 lakhs, up from ₹1,30,310 lakhs. For the quarter ended March 31, 2026, consolidated net profit after tax was ₹40,740 lakhs versus ₹34,241 lakhs in the same quarter of the previous year.

The following table presents the key consolidated financial highlights (₹ in Lakhs):

Metric:	Q4 FY26	Q4 FY25	FY26	FY25
Total Income from Operations:	2,94,532	2,94,577	11,85,528	11,22,629
Net Profit Before Tax:	54,653	45,925	1,95,651	1,75,707
Net Profit After Tax:	40,740	34,241	1,45,564	1,30,310
Paid-up Equity Share Capital:	26,176	26,163	26,176	26,163
Reserves (excl. Revaluation):	10,82,930	9,47,021	10,82,930	9,47,021
Securities Premium Account:	2,86,028	2,85,685	2,86,028	2,85,685
Net Worth:	11,00,449	9,64,646	11,00,449	9,64,646
Paid-up Debt / Outstanding Debt:	3,92,701	4,30,048	3,92,701	4,30,048
Debt Equity Ratio:	0.12	0.09	0.12	0.09
Basic EPS (₹1/- each)*:	1.56	1.31	5.56	4.98
Diluted EPS (₹1/- each)*:	1.55	1.31	5.55	4.98

Quarterly numbers are not annualised. Debt represents borrowings with residual maturity of more than one year.

Key Balance Sheet Metrics

Several balance sheet indicators are noteworthy for the period under review:

Capital Redemption Reserve and Debenture Redemption Reserve are both Nil across standalone and consolidated figures for both periods.
Outstanding Redeemable Preference Shares are reported as NA across all periods.
Debt Service Coverage Ratio and Interest Service Coverage Ratio are reported as NA, consistent with applicable banking regulations.
Information relating to Total Comprehensive Income and Other Comprehensive Income has not been furnished, as Ind AS is not yet applicable to banks.

Regulatory Compliance and Disclosures

The results have been filed with BSE Ltd. and the National Stock Exchange of India Ltd. under Regulation 30 and 33 of the SEBI (LODR) Regulations, 2015. The above financial data represents an extract of the detailed format; the full results are available on the websites of BSE and NSE, as well as on the bank's website. The results were published in compliance with Regulation 47, with newspaper advertisements appearing on May 07, 2026. The registered office of the bank is located at SIB House, P.B. No. 28, Thrissur, Kerala, PIN-680 001.