Satin Creditcare Network Ltd. has fulfilled its quarterly regulatory compliance obligations by submitting the mandatory Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended March 31, 2026. The submission was made on April 6, 2026, demonstrating the company's adherence to securities market regulations.

Regulatory Compliance Details

The certificate was formally submitted to both major depositories in India - National Securities Depository Limited (NSDL) and Central Depository Services (India) Limited (CDSL). This quarterly filing is a mandatory requirement under SEBI regulations to ensure transparency and proper handling of securities dematerialisation processes.

Registrar Confirmation

The compliance certificate was accompanied by a confirmation certificate from MUFG Intime India Pvt. Ltd., formerly known as Link Intime India Pvt. Ltd., which serves as the company's Registrar and Share Transfer Agent. The registrar confirmed that all securities received from depository participants for dematerialisation during Q4FY26 were properly processed within prescribed timelines.

MUFG Intime India confirmed several key compliance aspects:

• Securities received for dematerialisation were confirmed to depositories
• All security certificates were mutilated and cancelled after due verification
• Depository names were substituted in the register of members as registered owners
• All processes were completed within prescribed regulatory timelines

Stock Exchange Notifications

The filing was simultaneously communicated to both stock exchanges where Satin Creditcare Network Ltd. is listed. The company trades on BSE Limited and National Stock Exchange of India Limited, ensuring comprehensive regulatory compliance across all trading platforms.

Corporate Governance

This quarterly submission reflects Satin Creditcare Network Ltd.'s commitment to maintaining robust corporate governance standards and regulatory compliance. The timely filing of such certificates ensures transparency in the company's securities handling processes and maintains investor confidence in the dematerialisation system.

Satin Creditcare Network Limited's wholly owned subsidiary, Satin Finserv Limited (SFL), has announced a transformational FY26 performance, achieving significant milestones in growth, scale expansion, and capital strengthening. The company crossed the Rs. 1,000+ crores Assets Under Management (AUM) threshold, marking a pivotal moment in its journey to build a sustainable, customer-centric financial services franchise.

Key Performance Highlights

SFL's FY26 performance demonstrates strong operational momentum across multiple parameters:

The substantial disbursement growth of approximately 120% year-on-year was primarily driven by the newly introduced sustainability-focused business vertical launched in September 2025, reflecting the company's strategic pivot toward environmentally responsible lending practices.

Capital Strengthening Initiatives

SFL undertook comprehensive capital strengthening measures during FY26, raising approximately Rs. 730 crores through various debt instruments:

The External Commercial Borrowing represents a significant milestone as SFL's first international funding arrangement, while the multiple NCD issuances demonstrate strong market confidence in the company's debt instruments.

Network and Operational Expansion

The company's geographic footprint expanded substantially with the addition of 70+ new branches during FY26, bringing the total number of touchpoints to 121 across various regions. This expansion supports SFL's strategy to penetrate deeper into India's underserved MSME ecosystem.

The employee base grew to over 1,200 employees, reflecting continued investment in human capital and customer-centric culture development. This workforce expansion aligns with the company's branch network growth and increased operational scale.

Management Commentary

Mr. Pramod Marar, MD & CEO of SFL, emphasized the company's forward-looking strategy: "As we look ahead, our focus is firmly on building a scalable, resilient, and responsible franchise with an increasing emphasis on sustainability focussed business models. We see significant long-term opportunity in India's MSME ecosystem, a segment that remains under-served yet fundamental to economic growth."

He added that the company's priority will be to "drive disciplined growth while enhancing customer outcomes and creating sustainable long-term value for all stakeholders."

Company Background

Incorporated in August 2018, SFL operates as a wholly owned subsidiary of Satin Creditcare Network Limited, one of India's leading NBFC-MFIs. The company focuses on bridging the financing gap for small and medium enterprises through tailored lending solutions. With six years of profitable operations, SFL has established itself as a trusted player in the MSME financing space and has been listed on the BSE debt market since March 2024.