Sakthi Finance FY26 Net Profit Rises; Dividend Declared
Sakthi Finance reported a rise in net profit to ₹1,724.90 lakh for the year ended March 31, 2026, compared to ₹1,665.15 lakh in the previous year. Total revenue from operations was ₹21,070.54 lakh. The company announced a dividend of ₹0.80 per share and scheduled NCD redemptions for July and August 2026.

*this image is generated using AI for illustrative purposes only.
Sakthi Finance has announced its audited financial results for the quarter and year ended March 31, 2026. The company reported a total income of ₹21,089.53 lakh for the year ended March 31, 2026, compared to ₹21,520.41 lakh in the previous year. Net profit for the period rose to ₹1,724.90 lakh, up from ₹1,665.15 lakh in the corresponding period last year.
Financial Performance
The company’s total revenue from operations for the year stood at ₹21,070.54 lakh. For the quarter ended March 31, 2026, the company reported a net profit of ₹561.77 lakh, a significant increase from ₹375.07 lakh in the quarter ended December 31, 2025. The earnings per share (EPS) for the full year was ₹2.67, compared to ₹2.57 in the prior year.
| Metric | Year Ended 31-Mar-2026 (₹ lakh) | Year Ended 31-Mar-2025 (₹ lakh) |
|---|---|---|
| Total Income | 21,089.53 | 21,520.41 |
| Total Revenue from Operations | 21,070.54 | 21,496.88 |
| Net Profit | 1,724.90 | 1,665.15 |
| Earnings Per Share (Basic) | 2.67 | 2.57 |
Dividend Declaration
The Board of Directors has recommended an equity dividend of ₹0.80 per share, which is 8 per cent on the face value of ₹10 each. The total dividend outflow aggregates to ₹517.65 lakhs, subject to Tax Deducted at Source (TDS). This declaration is subject to the approval of members at the ensuing Annual General Meeting.
NCD Redemptions
The company has scheduled the redemption of Non-Convertible Debentures (NCDs) issued under two public issues. For the NCD Public Issue 2024, the redemption is set for Thursday, July 9, 2026. This includes two options: a monthly interest option with a coupon rate of 9.00 per cent and a cumulative option with an effective yield of 9.31 per cent. The record date for this redemption has been fixed as Wednesday, June 24, 2026.
For the NCD Public Issue 2021, the redemption is scheduled for Saturday, August 29, 2026. This issue includes a monthly interest option with a coupon rate of 10.50 per cent and a cumulative option with an effective yield of 13.64 per cent. The record date for this redemption is Friday, August 14, 2026.
Asset Quality and Capital Adequacy
As of March 31, 2026, the company’s Gross Non-Performing Assets (GNPA) stood at 4.76 per cent, while Net Non-Performing Assets (NNPA) were at 2.25 per cent. The Capital Adequacy Ratio was reported at 20.45 per cent. The company confirmed that the impairment allowances made under Ind AS 109 exceed the total provisions required under IRACP norms, and consequently, no amount is required to be transferred to the impairment reserve.
Historical Stock Returns for Sakthi Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -3.52% | +7.42% | +4.34% | -26.29% | -44.64% | +72.92% |
How might Sakthi Finance plan to deploy the capital freed up from the upcoming NCD redemptions in 2026 to sustain or accelerate loan book growth?
Given the GNPA of 4.76%, what strategic measures could Sakthi Finance adopt to bring asset quality in line with industry benchmarks over the next 12-18 months?
With total income slightly declining year-over-year, what new lending segments or geographies could Sakthi Finance target to drive meaningful revenue growth in FY2027?


































