Sahara Housingfina Corporation Limited reported a 47% decline in net profit to ₹34.39 crore for the financial year ended March 31, 2026, down from ₹64.84 crore in the previous year, as finance costs and employee benefit expenses impacted the bottom line. Revenue from operations rose to ₹715.79 crore from ₹661.37 crore in FY25, driven by higher interest income. The company's Board of Directors approved the audited financial results for the quarter and year ended March 31, 2026, during a meeting held on May 29, 2026.

Financial Performance

The decline in profitability was attributed to increased operational costs. Total expenses for the year stood at ₹677.11 crore, a decrease from ₹782.81 crore in the prior year, primarily due to a significant reduction in finance costs to ₹162.10 crore from ₹266.83 crore. However, employee benefit expenses rose to ₹301.58 crore from ₹294.34 crore. Profit before tax for the year was ₹39.72 crore, compared to ₹80.03 crore in FY25.

For the quarter ended March 31, 2026, the company reported a net profit of ₹7.44 crore, a decrease from ₹20.03 crore in the corresponding quarter of the previous year. Revenue from operations for the quarter stood at ₹187.23 crore, down from ₹214.36 crore in Q4FY25.

Key Financial Metrics

The following table summarizes the financial performance for the year and quarter ended March 31, 2026:

Balance Sheet and Cash Flows

Total assets as of March 31, 2026, stood at ₹6,889.84 crore, a decrease from ₹7,568.08 crore in the previous year. Housing and other loans, a key asset component, decreased to ₹5,693.27 crore from ₹6,363.07 crore. Debt securities reduced significantly to ₹1,200.00 crore from ₹2,100.00 crore, following the redemption of the second tranche of 7% Secured Non-Convertible Redeemable Debentures amounting to ₹900.00 lakh on March 30, 2026.

Net cash generated from operating activities for the year was ₹1,156.18 crore, compared to ₹2,431.12 crore in FY25. Cash and cash equivalents at the end of the year increased to ₹319.30 crore from ₹308.91 crore at the beginning of the year.

Auditor and Regulatory Compliance

The audited financial results were reviewed by the Audit Committee and approved by the Board. B. M. Chaturvedi & Co., Chartered Accountants, audited the results and issued an unmodified opinion, confirming compliance with Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The financial statements were prepared in accordance with Indian Accounting Standards (Ind AS).

Sahara Housingfina Corporation Limited has announced that its board of directors will meet on Friday, May 29, 2026. The primary agenda for the meeting is to consider the audited financial results for the quarter and fiscal year ended March 31, 2026.

The intimation regarding the board meeting was issued under Regulation 29 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The meeting will be convened to review and approve the company's financial performance for the specified period.

Key Meeting Details

The following table outlines the key details regarding the upcoming board meeting:

The corporate communication was addressed to the Bombay Stock Exchange Limited (BSE) to ensure compliance with disclosure requirements. The meeting signifies the conclusion of the financial assessment for the fiscal year 2025-26.