si capital & financial services reported a 94% increase in net profit for the financial year ended March 31, 2026, reaching ₹33.37 lakh compared to ₹17.24 lakh in the previous year. This performance was underpinned by a 47% surge in interest income, which rose to ₹367.91 lakh from ₹249.63 lakh in FY25. Total revenue from operations for the year stood at ₹371.21 lakh, while total income increased to ₹373.49 lakh.

For the quarter ended March 31, 2026, the company recorded a net profit of ₹12.97 lakh, a reversal from the loss of ₹10.61 lakh posted in the preceding quarter ended December 31, 2025. Quarterly revenue from operations grew to ₹101.87 lakh, driven by interest income of ₹101.23 lakh. Total expenses for the quarter were managed at ₹90.18 lakh, a decrease from ₹103.97 lakh in the prior quarter.

The Board of Directors, in its meeting held on May 27, 2026, approved the audited standalone financial results. M/s. Ayyar & Cherian, Statutory Auditors, issued an audit report with an unmodified opinion on the results. Subsequently, on May 30, 2026, the company submitted a revised PDF to BSE to rectify an inadvertent omission of the Statement of Assets and Liabilities from the initial filing. The company confirmed there was no change in the financial figures approved by the Board.

Key financial metrics for the year included a Capital Adequacy Ratio of 40.87% and a Provision Coverage Ratio of 90.10%. The Net Stage 3 Loan Assets to Gross Loan Assets ratio improved to 0.35% for FY26, down from 2.13% in the previous year. The company's Net Worth as of March 31, 2026, was reported at ₹575.42 lakh.

Financial Performance Summary

Quarterly Results

si capital & financial services has informed BSE Limited that the provisions regarding Related Party Transactions under Regulation 23 do not apply to the company for the year ended March 31, 2026. The exemption stems from the company's status as a listed entity with paid-up capital not exceeding ₹10 Crores and net worth not exceeding ₹25 Crores as on the last day of the financial year. Consequently, the company is not required to submit disclosures for the half year ended March 31, 2026.

The disclosure references Regulation 15(2) of the SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015. This regulation specifies that compliance with certain corporate governance provisions, including Regulations 17 to 27 and specific clauses of Regulation 46, does not apply to entities meeting the capital and net worth criteria or those listed on the SME Exchange platform.

Financial Thresholds for Exemption

The company confirmed that its financial metrics fall within the thresholds that mandate exemptions from corporate governance norms. The relevant limits are outlined below:

The letter, dated May 27, 2026, was submitted by Sujith K Ravindranath, Company Secretary and Compliance Officer. The communication requested the exchange to take the declaration on record.