Regency Fincorp has informed BSE Limited of the availability of the audio recording of its Earnings Conference Call with analysts and investors, pertaining to the quarter and year ended March 31, 2026. The disclosure was made pursuant to Regulation 30 read with Part A of Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Earnings Conference Call Details

The Earnings Conference Call was held on Thursday, May 07, 2026, and the audio recording has been made accessible on the company's official website. The key details of the disclosure are summarised below:

Recording Access

The audio recording of the post-earnings quarterly call has been uploaded to the company's investor relations portal and is available for access by analysts and institutional investors. The recording was made available on the company's website as required under the applicable SEBI listing regulations.

Regulatory Compliance

The disclosure was filed by Abhimanyu, Company Secretary and Compliance Officer (M No A 49176), on behalf of Regency Fincorp Limited, with the Listing Department of BSE Limited. The company's registered and corporate office is located at SCO 6, Upper Ground Floor LA MER, PR-7, Airport Road, Zirakpur 140603, Punjab.

Regency Fincorp Limited's Board of Directors, at their meeting held on 7th May 2026, approved the allotment of 25,000 (Twenty-Five Thousand) 14% Listed, Secured, Rated, Redeemable Non-Convertible Debentures (NCDs) through private placement. The NCDs carry a face value of INR 10,000 (Indian Rupees Ten Thousand Only) each, aggregating to INR 25,00,00,000 (Indian Rupees Twenty-Five Crores Only). The disclosure was made pursuant to Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Key Terms of the NCD Issuance

The NCDs have been allotted to LC Capital India Private Limited and are to be listed on BSE Limited. The following table summarises the key terms of the issuance:

Coupon and Principal Payment Schedule

The NCDs are structured with quarterly coupon and principal payments over the tenor of the instrument. The detailed cash flow schedule is as follows:

Security Cover and Default Terms

The NCDs are secured with a security cover of 1.25x (one point two five times) of the amounts outstanding under the Debentures, including interest, default interest, remuneration of the Trustee, charges, fees, expenses, and any other charges due from the company. At least 1.25 times or 125% of the security cover is required to be from principal receivables.

In the event of a default in payment of interest and/or principal redemption on due dates, a default interest rate of 5% (Five per cent) per month from the date of default (over the applicable Coupon Rate) on the outstanding principal amount shall be applicable for the period of default. No cure period will be applicable for such a payment default.

Redemption Structure

The NCDs are to be repaid over 15 months on a quarterly basis, with both interest and principal payments made quarterly. There are no special rights, interests, or privileges attached to the instrument. The disclosure was made in accordance with SEBI Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, and the filing was signed by Abhimanyu, Company Secretary & Compliance Officer (M No. 49176), on 7th May 2026.