Q2 Holdings, Inc. will publish its financial results for the third quarter of fiscal year 2026 after market close on Wednesday, October 28, 2026. The company, a provider of digital transformation solutions for the financial services sector, has scheduled a corresponding investor conference call for 5:00 pm EDT on the same day.

Conference call details

Management leadership will host the earnings discussion to provide insights into the quarter's operational and financial performance. The session is led by Matt Flake, Chairman, President and CEO, and Jonathan Price, Chief Financial Officer.

Access and disclosure information

Participants are required to register via the company's webcast link to join the live session. Following the call, an archived replay will be available on the investor relations section of the Q2 website for a limited period. The company continues to utilize its investor relations website as a primary channel for disclosing material non-public information in compliance with Regulation FD requirements.

Q2 Holdings, Inc. released a new fraud intelligence report revealing that credential phishing accounts for 55.2% of all detected account takeover (ATO) signals across nearly 200 US financial institutions.

The Fraud Intelligence Report: Account Takeover Signals analyzes proprietary data from Q2's User Activity Monitoring product. The findings highlight how fraudsters increasingly use patience and trust-building tactics to bypass traditional point-in-time defenses, rather than relying on technical brute force.

Key Fraud Trends Identified

The report categorizes suspicious activities emerging during digital banking sessions, offering insights into where vulnerabilities are most pronounced. Key findings include:

• Credential Phishing Dominance: Generative AI has lowered the cost and skill required to replicate legitimate bank websites, consolidating fraud around this single scalable attack vector.
• Charter Type Disparity: Mule account activity appears at twice the rate in credit unions compared to banks, indicating that fraud exposure varies significantly by institution type and size.
• High-Impact Bypasses: The median amount for Dual Approval Bypass fraud is over 13x the median of other fraud amounts, reflecting the outsized financial impact when maker-checker controls are circumvented.

What the Numbers Show

A critical divergence in the data suggests that low-frequency events do not equate to low risk. While credential phishing is the most frequent signal, Dual Approval Bypass incidents carry a median value more than thirteen times higher than other fraud types. This indicates that while phishing is a volume problem, bypassing internal controls remains a severity problem with disproportionate commercial consequences.

Methodology and Scope

Q2 analyzed anonymized ATO signal data from 199 US financial institutions, comprising 109 banks and 90 credit unions. The sample ranged in size from under $2 billion to more than $10 billion in assets. Data was gathered over a two-month period from early June through early August 2026.

The analysis grouped detected signals into six categories to understand frequency and mix differences by institution size and charter type. Daniel Wagner, Senior Director of Product and Engineering, Fraud Intelligence at Q2, noted that fraud prevention is not one-size-fits-all, as every institution calibrates trust with its account holders differently.