Purple Finance Limited filed its latest investor presentation with the Bombay Stock Exchange on September 4, 2026, pursuant to Regulation 30 and Regulation 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The filing updates stakeholders on the company’s operational metrics, strategic vision to become a small finance bank, and its focus on the underserved MSME segment.

Operational Metrics

As of June 2026, Purple Finance reported ₹312 crore in total disbursements since inception and an asset under management (AUM) of ₹278 crore. The lender has served over 4,700 active borrowers, with every loan featuring a woman as either the primary borrower or co-borrower. The company maintains a gross non-performing asset (NPA) ratio of 1.89%, reflecting strong asset quality from its launch in October 2022.

Strategic Vision and Market Focus

The company targets micro and small enterprises with annual turnovers up to ₹5 crore, operating across trade, manufacturing, and services sectors. Its lending products offer loans up to ₹30 lakh at an ROI of 18% to 24%, with tenors extending up to 10 years. Purple Finance aims to expand into a small finance bank, leveraging a technology-enabled model that provides soft loan approvals in under five hours.

Geographic Presence

The lender operates through 46 branches across seven states: Gujarat, Maharashtra, Madhya Pradesh, Rajasthan, Uttar Pradesh, Chhattisgarh, and Odisha. Key operational hubs include Mumbai, Ahmedabad, Indore, Lucknow, and Jaipur. The company employs over 470 team members nationwide to support its branch-sourced, digitally assisted lending process.

What the Numbers Show

The relationship between disbursements and current AUM indicates active portfolio turnover. With ₹312 crore disbursed against a ₹278 crore AUM, approximately 14% of the historical loan book has been repaid or written off since inception. This suggests a relatively young portfolio consistent with the company’s retail lending launch in 2022, where early-stage repayment behavior is still stabilizing within the overall asset base.

Purple Finance shareholders approved all four resolutions at its extraordinary general meeting held on August 31, 2026. The voting results, confirmed by scrutinizer Abhilasha Chaudhary & Associates on September 1, 2026, show unanimous support for the capital structure changes.

The company secured approval for an increase in authorized share capital and the alteration of its Memorandum of Association. Additionally, shareholders granted consent for the acquisition of securities in another body corporate under Section 186 of the Companies Act, 2013.

Key Resolutions Passed

The most significant outcome was the approval to offer, issue, and allot equity shares on a preferential basis. This special resolution paves the way for potential capital infusion or strategic partnerships without a public offer.

Another special resolution approved changing the designation of Mr. Sandeep Jindal from Non-Executive Non-Independent Director to Executive Director, along with approval for his remuneration.

Voting Breakdown

A total of 18,950,433 votes were cast in favour of all resolutions, representing 32.15% of outstanding shares held by eligible voters as on the record date of August 24, 2026. No votes were cast against any resolution.

Promoter group members, holding 21,935,826 shares, accounted for the majority of the voting power exercised, with 100% of their polled votes supporting every agenda item. Public non-institutional investors also voted unanimously in favour, while public institutional investors did not participate in the vote.

Meeting Details

Mr. Amitabh Chaturvedi, Executive Chairman, chaired the proceedings. The meeting commenced at 11:00 am and concluded at 11:15 am. Sixty-nine members attended via video conferencing, satisfying quorum requirements.

Remote e-voting was available from August 27, 2026, to August 30, 2026. One member cast 1,214 invalid votes (marked as abstain) in the remote e-voting process, which were excluded from the final count.