Paisalo Digital has scheduled its 34th Annual General Meeting (AGM) for Monday, September 21, 2026. The meeting will be held via Video Conferencing or Other Audio Visual Means at 3:00 pm IST.

The company communicated the web-link for its Annual Report for FY26 to members and debenture holders who have not registered their email addresses. This disclosure is made in compliance with Regulation 36(1)(b) and Regulation 58(1)(b) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Key Dates and Voting Details

Shareholders must note the following critical dates regarding the AGM and e-voting process:

Members who attend the AGM and have not cast their votes during the remote e-voting period can vote on the resolutions during the meeting.

Accessing the Annual Report

The Notice convening the 34th AGM and the Annual Report for FY26 were sent electronically to members with registered email addresses. For those without registered emails, the complete details of the Annual Report are available on the company’s website.

The exact path to access the report is via the Investor section, under Annual Reports, selecting the Annual Report 2025-26. The company has also provided a QR code linking directly to the document.

Contact Information

For queries related to the AGM or shareholding, investors may contact the RTA, M/s Alankit Assignments Limited. The RTA is located at Alankit House, 4E/2 Jhandewalan Extension, New Delhi. Investors can reach them via telephone or email as listed in the official communication.

Paisalo Digital Limited has completed the allotment of 29,49,247 secured, rated, listed, and redeemable non-convertible debentures (NCDs) through a public issuance. The total value of the allotted instruments stands at ₹2,949.25 crore, falling within the company’s shelf limit of ₹90,000 lakh.

The Operations and Finance Committee of the Board approved the allotment in a meeting held on August 19, 2026. The issuance forms part of Tranche I, which had a base issue size of ₹15,000 lakh and an oversubscription option (green shoe) of up to ₹15,000 lakh, aggregating to a maximum potential raise of ₹30,000 lakh.

Allotment Details

The NCDs were allotted across four investor categories. Institutional investors received the largest share by value, followed by high-net-worth individuals and retail investors. A total of 5,650 applications were received, with 256 applications rejected or partially rejected.

Instrument Terms

The issued NCDs are secured by way of an exclusive charge created on the loan receivables of the company. The security cover is maintained at a minimum of 1.10 times the entire secured obligations throughout the tenure of the debentures. The instruments carry a credit rating of AA (Stable) from both BWR and IVI.

The issuance comprises six distinct options with varying tenors and coupon rates:

• Option I: 11,45,527 NCDs at a coupon rate of 9.00%, maturing on February 19, 2028.
• Option II: 4,81,891 NCDs at 9.15%, maturing on August 19, 2028.
• Option III: 2,99,753 NCDs at 9.50%, maturing on August 19, 2029.
• Option IV: 2,46,470 NCDs at 9.92%, maturing on August 19, 2029.
• Option V: 3,62,409 NCDs at 10.00%, maturing on August 19, 2031.
• Option VI: 4,13,197 NCDs at 10.47%, maturing on August 19, 2031.

Interest payments for Options I, II, III, and V are scheduled monthly, while Options IV and VI feature annual interest payments. The first interest payment date for most tranches is September 10, 2026, except for Options IV and VI, where it is August 19, 2027.

What the Numbers Show

The capital structure of this issuance reflects a deliberate segmentation of investor appetite based on yield and tenure preferences. While institutional investors participated with only 10 applications, they accounted for approximately 10.2% of the total allotted quantity. In contrast, retail individual investors represented the largest segment by application volume (4,500 applications), securing nearly 10.1% of the total NCDs allotted. The higher coupon rates associated with the longer-dated Options V and VI (10.00% and 10.47%) attracted significant allocation, suggesting investor demand for fixed-income instruments with extended lock-in periods in the current rate environment.