Paisalo Digital Limited has fixed Monday, September 14, 2026, as the record date for determining member entitlement to the final dividend for the financial year ended March 31, 2026. The declaration follows a recommendation by the Board of Directors and remains subject to formal approval by shareholders at the company’s 34th Annual General Meeting (AGM), scheduled for Monday, September 21, 2026. Investors holding shares on or before the record date will be eligible to receive the dividend payout once ratified by the general body.

The intimation was issued pursuant to Regulation 42 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. Manendra Singh, Company Secretary of Paisalo Digital Limited, signed the disclosure on August 05, 2026. The notice was submitted to the listing departments of both BSE Limited and National Stock Exchange of India Limited to ensure regulatory compliance and market transparency.

Key Dates and Details

The record date serves as the cutoff point for determining which shareholders are entitled to receive the dividend. Only those whose names appear in the company’s register of members on September 14, 2026, will qualify for the payment. The actual disbursement will occur after the AGM concludes and the dividend resolution is passed by the requisite majority of shareholders.

Regulatory Compliance

The filing adheres to SEBI’s LODR regulations, which mandate timely disclosure of record dates to protect investor interests. By specifying the record date well in advance of the AGM, Paisalo Digital Limited allows investors sufficient time to make informed decisions regarding shareholding continuity. The company also copied the India International Exchange (IFSC) Ltd. and Afrinex Exchange Listing Centre on the communication, reflecting its multi-venue listing status.

No specific dividend amount per share was disclosed in this filing. The exact quantum of the dividend was previously recommended by the Board and will be formally tabled for approval during the AGM. Shareholders are advised to review the accompanying notices for the AGM to understand the proposed dividend rate and other resolutions on the agenda.

What This Means for Investors

For retail and institutional investors, the fixed record date provides clarity on eligibility criteria. Those wishing to claim the dividend must ensure their shares are registered under their name by September 14, 2026. Late transfers or demat account updates after this date will not confer dividend rights for FY26. The upcoming AGM on September 21, 2026, represents the final procedural step before the dividend becomes payable.

Paisalo Digital Limited reported a 128% year-on-year surge in disbursements to ₹17,309 Mn for the quarter ended June 30, 2026, signaling strong credit demand among SMEs and micro-enterprises. This volume growth propelled Assets Under Management (AUM) up 28% to ₹67,074 Mn, while Profit After Tax (PAT) rose 30% to ₹613 Mn. The results highlight the company’s ability to scale operations through AI-driven efficiencies while maintaining stable asset quality and reducing borrowing costs by 64 basis points year-on-year.

The filing was submitted under Regulation 30 of the SEBI (LODR) Regulations, 2015, on August 5, 2026. Santanu Agarwal, Deputy Managing Director of Paisalo Digital, attributed the performance to the company’s deepening reach in underserved markets and the integration of AI capabilities to improve productivity and decision-making.

Financial Performance Highlights

Total income increased 19% year-on-year to ₹2,603 Mn, supported by a 16% rise in Net Interest Income to ₹1,447 Mn. Despite the revenue growth, PAT declined 15% quarter-on-quarter from ₹722 Mn in Q4FY26 to ₹613 Mn in Q1FY27. The company maintained a Return on Assets (RoA) of 3.6% and Return on Equity (RoE) of 13.4%.

Asset Quality and Liability Management

Asset quality remained robust with Gross Non-Performing Assets (GNPA) improving by 14 basis points to 0.70% and Net Non-Performing Assets (NNPA) down 19 basis points to 0.49% compared to Q1FY26. The Capital Adequacy Ratio stood at 33.1%, with Tier 1 capital at 26.8%. Total borrowings were ₹48,467 Mn as of June 2026, with the cost of borrowing decreasing to 10.1% from 10.7% in the previous year.

Operational Scale and AI Integration

Paisalo Digital expanded its distribution network to 5,995 touchpoints, adding 696 new locations during the quarter. The customer base grew to approximately 18 Mn, with 1.8 Mn new additions in Q1FY27. The company processed 180,000 applications and handled 500,000 voice data conversions, leveraging 18 live AI bots and 200,000 daily AI-driven outbound calls to enhance engagement.

What the Numbers Show

The divergence between the 128% surge in disbursements and the 19% growth in total income suggests that the new loans originated in Q1FY27 have not yet fully contributed to interest accruals, which is typical for NBFCs with short-term lending products. However, the simultaneous improvement in GNPA and reduction in borrowing costs indicates that the company is scaling efficiently without compromising on risk management or funding stability.