Paisalo Digital Limited has fixed Monday, September 14, 2026, as the record date for determining member entitlement to the final dividend for the financial year ended March 31, 2026. The declaration follows a recommendation by the Board of Directors and remains subject to formal approval by shareholders at the company’s 34th Annual General Meeting (AGM), scheduled for Monday, September 21, 2026. Investors holding shares on or before the record date will be eligible to receive the dividend payout once ratified by the general body.

The intimation was issued pursuant to Regulation 42 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. Manendra Singh, Company Secretary of Paisalo Digital Limited, signed the disclosure on August 05, 2026. The notice was submitted to the listing departments of both BSE Limited and National Stock Exchange of India Limited to ensure regulatory compliance and market transparency.

Key Dates and Details

The record date serves as the cutoff point for determining which shareholders are entitled to receive the dividend. Only those whose names appear in the company’s register of members on September 14, 2026, will qualify for the payment. The actual disbursement will occur after the AGM concludes and the dividend resolution is passed by the requisite majority of shareholders.

Regulatory Compliance

The filing adheres to SEBI’s LODR regulations, which mandate timely disclosure of record dates to protect investor interests. By specifying the record date well in advance of the AGM, Paisalo Digital Limited allows investors sufficient time to make informed decisions regarding shareholding continuity. The company also copied the India International Exchange (IFSC) Ltd. and Afrinex Exchange Listing Centre on the communication, reflecting its multi-venue listing status.

No specific dividend amount per share was disclosed in this filing. The exact quantum of the dividend was previously recommended by the Board and will be formally tabled for approval during the AGM. Shareholders are advised to review the accompanying notices for the AGM to understand the proposed dividend rate and other resolutions on the agenda.

What This Means for Investors

For retail and institutional investors, the fixed record date provides clarity on eligibility criteria. Those wishing to claim the dividend must ensure their shares are registered under their name by September 14, 2026. Late transfers or demat account updates after this date will not confer dividend rights for FY26. The upcoming AGM on September 21, 2026, represents the final procedural step before the dividend becomes payable.

Paisalo Digital Limited has confirmed that its listed Non-Convertible Debentures (NCDs) remain fully secured as per regulatory requirements for the quarter ended June 30, 2026. Statutory auditors Saket Jain & Co. certified that the company maintained the minimum security cover mandated by the Securities and Exchange Board of India (SEBI) and the terms of the Debenture Trust Deed. The filing, submitted to the Bombay Stock Exchange on August 5, 2026, assures investors that the debt instruments are backed by sufficient asset coverage, mitigating default risk for bondholders.

The compliance declaration was issued pursuant to Regulation 54(3) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Manendra Singh, Company Secretary at Paisalo Digital Limited , signed the submission, which includes the auditor’s report and the detailed statement of security cover. The audit was conducted in accordance with the Guidance Note on Reports or Certificates for Special Purposes issued by the Institute of Chartered Accountants of India (ICAI).

Security Cover Metrics

The auditors examined the company’s assets and liabilities to determine the adequacy of the security cover. The primary metric used is the Exclusive Security Cover Ratio, which compares the value of assets charged exclusively to the debentures against the outstanding debt. As of June 30, 2026, Paisalo Digital reported a cover ratio well above the minimum threshold.

The data indicates that for every ₹1 of debt secured by an exclusive charge, the company holds ₹1.20 in book value and ₹1.29 in market value of corresponding assets. This buffer provides a margin of safety for investors in the event of asset liquidation.

Asset Composition

The security cover is primarily derived from loans receivable, which constitute a significant portion of the company’s balance sheet. As a non-banking financial company (NBFC), Paisalo Digital treats its stock (loans) as cash items, valued at cost or market whichever is lower. The auditors noted that the market value of these loans equals the principal amount outstanding, ensuring accurate valuation for security purposes.

Key assets contributing to the total book value of ₹6,780.04 crore include:

• Loans: ₹6,413.76 crore
• Investments: ₹143.11 crore
• Property, Plant and Equipment: ₹83.78 crore
• Intangible Assets: ₹0.13 crore

Liabilities secured by these assets include debt securities totaling ₹892.93 crore, comprising ₹431.59 crore under exclusive charge and ₹378.11 crore under other secured debt categories. Subordinated debt stood at ₹240.50 crore, while borrowings were minimal at ₹1.00 crore.

What the Numbers Show

The strong security cover ratios reflect Paisalo Digital’s conservative approach to debt management. With an exclusive cover ratio of 120%, the company maintains a healthy cushion above the typical regulatory minimums often set at 100% or slightly higher depending on the specific issue terms. The alignment between book and market values for the core loan portfolio suggests stable asset quality, as there are no significant write-downs indicated in the valuation methodology. This stability is crucial for maintaining investor confidence in the company’s long-term debt instruments.