Northern Arc Capital has entered a strategic partnership with YES BANK Limited to facilitate substantial credit deployment by leveraging a network of 368 originator partners. The collaboration, formalized through a Memorandum of Understanding (MoU) on June 15, 2026, integrates technology platforms to expand digital lending and provide debt investment opportunities. This alliance aims to bridge India's credit gap by combining balance-sheet strength, digital infrastructure, and underwriting expertise to serve underserved segments in line with the Financial Inclusion agenda.

The partnership encompasses several key areas, including the integration of Northern Arc's proprietary platforms—nPOS, NIMBUS, and NuScore—with YES BANK's digital lending architecture. This integration is designed to enable seamless loan onboarding and credit delivery at scale. Additionally, YES BANK will distribute investment products from Northern Arc Capital's wealth and bonds businesses, while Northern Arc Investment Managers will offer Alternative Investment Funds to the bank's retail, affluent, and institutional investors.

Financial Scale and Rationale

The agreement brings together two significant financial entities. As per the audited consolidated financial statements for the year ending March 31, 2026, Northern Arc Capital reported a total income of ₹2,70,033.37 lakh and a net worth of ₹3,90,100.65 lakh. In comparison, YES BANK Limited recorded a total income of ₹3,692,817.00 lakh and a net worth of ₹5,106,201.00 lakh.

The strategic partnership is expected to drive meaningful business growth by creating a comprehensive ecosystem spanning credit, capital markets, and wealth management. For Northern Arc, the arrangement provides access to a large banking partner capable of participating in debt raises and securitization transactions, thereby enhancing funding capacity. For YES BANK, the collaboration offers access to a differentiated pipeline of priority sector and MSME credit opportunities, enabling portfolio diversification and accelerated asset growth.

Technology Integration and Distribution

A key pillar of the partnership is the integration of Altifi, the digital bonds platform of Northern Arc Securities Private Limited, with YES BANK's wealth ecosystem. This will provide seamless access to fixed-income investment products through a transparent and technology-enabled interface. The alliance also aims to accelerate retail lending growth through the co-lending model of Northern Arc's nPOS, supported by data-led underwriting and structured risk-sharing mechanisms.

Ashish Mehrotra, Managing Director and Chief Executive Officer of Northern Arc Capital, stated that the partnership brings together complementary capabilities to build a more efficient financial ecosystem for underserved borrowers. Dr. Rajan Pental, Executive Director of YES BANK, highlighted that the collaboration aligns with the bank's strategy to build technology-enabled credit infrastructure and opens institutional-quality private credit opportunities to a broader client base.

Northern Arc Capital Limited has announced it will participate in an analyst and institutional investor meeting scheduled for May 27, 2026. The intimation was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The meeting will be conducted by B&K Conferences and will feature both group and one-to-one sessions. It is set to take place in physical mode, providing a platform for direct interaction between the company's management and investors.

Meeting Details

The company provided specific logistics regarding the upcoming interaction with the investor community.

Disclosure and Conditions

Northern Arc Capital clarified that the schedule is subject to change due to exigencies on the part of analysts, investors, or the company. During the meeting, the company stated it will refer to publicly available documents for discussions.

Crucially, the company confirmed that no unpublished price-sensitive information is proposed to be shared during the meeting or call. This ensures compliance with regulatory standards regarding fair disclosure.