Niyogin Fintech Q4 FY26: Loan AUM Up 26% YoY, Revenue Growth at 56%
Niyogin Fintech delivered robust Q4 FY26 performance with gross loan AUM reaching Rs 351.20 crore (26% YoY growth) and iServeU Tech division achieving Rs 21.20 crore revenue (56% YoY growth). The company maintains a strong order book of Rs 610 crore, positioning it well for future growth across its diversified fintech platform.

*this image is generated using AI for illustrative purposes only.
Niyogin Fintech has delivered strong Q4 FY26 performance across multiple business segments, with significant growth in both its lending portfolio and technology division, as announced in its official business update filed under Regulation 30 of SEBI Listing Regulations.
Loan Portfolio Performance
The company's lending business demonstrated robust expansion during Q4 FY26, with gross loan assets under management showing healthy growth momentum across both year-on-year and quarter-on-quarter metrics.
| Loan AUM Metric: | Q4 FY26 | Q4 FY25 | Q3 FY26 | YoY Growth | QoQ Growth |
|---|---|---|---|---|---|
| Gross Loan AUM: | Rs 351.20 crore | Rs 278.80 crore | Rs 314.00 crore | +26% | +12% |
Technology Division Results
Niyogin Fintech's iServeU Tech division achieved notable revenue growth during the quarter, demonstrating the strength of its technology solutions in the market.
| Financial Metric: | Q4 FY26 | Q4 FY25 | Q3 FY26 | YoY Growth | QoQ Growth |
|---|---|---|---|---|---|
| iServeU Tech Net Revenue: | Rs 21.20 crore | Rs 13.60 crore | Rs 21.20 crore | +56% | 0% |
The iServeU Tech division recorded a full-year net revenue of Rs 74.90 crore for FY26, reflecting consistent performance throughout the fiscal year.
Order Book and Business Pipeline
The company's business pipeline has strengthened considerably, providing strong visibility for future revenue generation.
| Business Parameter: | Value |
|---|---|
| Total Order Book: | Rs 610.00 crore |
The robust order book reflects strong market demand for the company's technology solutions and positions Niyogin Fintech well for sustained business growth in the coming periods.
Management Commentary
Commenting on the company's performance, Tashwinder Singh, CEO and Managing Director, stated that the lending business recorded strong AUM growth during the quarter, driven by new partnerships and continued portfolio expansion. He noted that iServeU delivered solid year-on-year revenue growth supported by a stable order book, positioning the company well to build further momentum in the coming quarters.
Overall Business Performance
The dual growth in both lending assets and technology revenue highlights Niyogin Fintech's diversified business model. The 26% year-on-year increase in gross loan AUM, combined with the 56% revenue growth in the iServeU Tech division, demonstrates the company's ability to execute across multiple business verticals and capitalize on market opportunities. The company filed this business update under Regulation 30 compliance on April 10, 2026.
Historical Stock Returns for Niyogin Fintech
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -8.80% | -1.44% | +28.75% | -36.18% | -9.70% | -33.61% |
How will Niyogin Fintech convert its Rs 610 crore order book into revenue over the next fiscal year?
What impact could rising interest rates have on the company's lending portfolio expansion strategy?
Which new market segments or geographies is Niyogin Fintech likely to target for its iServeU Tech division?


































