Muthoot Microfin Limited has submitted its provisional Asset Liability Management statement for the month ended February 28, 2026, in compliance with SEBI circular SEBI/HO/DDHS/PoD1/P/CIR/2024/54 dated May 22, 2024. The filing was made on March 13, 2026, and provides comprehensive details of the company's structural liquidity position and interest rate sensitivity.

Structural Liquidity Overview

The company's structural liquidity statement reveals significant financial positioning across various maturity buckets. The total outflows amounted to ₹12,30,545.18 lakhs, while total inflows stood at ₹12,05,520.93 lakhs, creating a positive mismatch of ₹44,463.01 lakhs.

Capital and Reserves Position

The company's capital structure demonstrates stability with equity capital of ₹16,776.70 lakhs positioned in the over 5 years maturity bucket. The reserves and surplus component totaled ₹2,59,900.30 lakhs, with statutory reserves accounting for ₹1,60,573.60 lakhs and reserves under Section 45-IC of RBI Act 1934 contributing ₹22,118.30 lakhs.

Borrowings Analysis

Borrowings constitute the largest component of outflows at ₹8,65,350.35 lakhs, distributed across different maturity periods. The borrowing structure includes:

The borrowings are spread across various maturity buckets, with significant concentrations in the 1-3 years (₹3,58,441.81 lakhs) and 6 months to 1 year (₹2,08,750.49 lakhs) categories.

Interest Rate Sensitivity

The interest rate sensitivity statement shows total outflows of ₹11,61,057.92 lakhs and total inflows of ₹12,05,520.93 lakhs, resulting in a positive mismatch of ₹44,463.01 lakhs. The cumulative mismatch as a percentage of cumulative total outflows stands at 3.83%.

Advances form the primary component of inflows at ₹9,12,797.01 lakhs, with all term loans classified as floating rate instruments. The company maintains ₹85,145.49 lakhs in bank balances across various categories, including current accounts and deposit placements.

Asset Quality and Provisions

The company has made provisions for non-performing assets totaling ₹57,064.32 lakhs in the over 3 years maturity bucket. Current liabilities and provisions amount to ₹72,610.03 lakhs, including interest payable on deposits and borrowings of ₹4,590.51 lakhs.

Regulatory Compliance

This submission fulfills the company's regulatory obligations under SEBI's asset liability management framework. The detailed maturity-wise breakup provides transparency into the company's liquidity management and interest rate risk exposure across different time horizons.

Muthoot Microfin Limited has officially notified stock exchanges about its upcoming analyst branch visit and management meet scheduled for March 18-19, 2026 in Kochi. The company submitted this intimation to both BSE Limited and National Stock Exchange of India Limited under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Event Details and Schedule

The two-day investor conference will provide multiple interaction formats for analysts and investors. The detailed schedule includes specific meeting types and timings for each day.

Regulatory Compliance and Disclosure

The company has emphasized its commitment to regulatory compliance by formally notifying both major stock exchanges. Muthoot Microfin Limited has specifically stated that no unpublished price sensitive information will be shared during these interactions, ensuring adherence to SEBI guidelines.

Important Considerations

The company has advised that the meeting schedule remains subject to change due to potential exigencies or unforeseen circumstances that may arise from either the investor or company side. This flexibility clause ensures that both parties can accommodate any last-minute adjustments while maintaining the integrity of the planned interactions.

The notification was signed by Neethu Ajay, Chief Compliance Officer and Company Secretary, on March 13, 2026, demonstrating the company's proactive approach to investor relations and regulatory compliance.