Moneyboxx Finance Reports Steady Improvement in Collection Efficiency Across All Loan Categories
Moneyboxx Finance Limited reported significant improvements in collection efficiency for the period ended February 2026, with overall rates rising from 90.0% in Q1 FY26 to 93.9% in Q3 FY26. The company demonstrated declining bounce cases from 22,000 to 17,900 between October 2025 and February 2026, while resolution rates across delinquency buckets showed marked improvement, particularly in the 31-60 day and 61-90 day categories which improved by over 24% each.

*this image is generated using AI for illustrative purposes only.
Moneyboxx Finance Limited has reported substantial improvements in its collection efficiency metrics for the period ended February 2026, demonstrating strengthened operational performance across its loan portfolio. The non-banking financial company, which focuses on empowering MSMEs in semi-urban and rural India, disclosed these business updates in compliance with SEBI listing regulations.
Overall Collection Performance Shows Consistent Growth
The company's collection efficiency has demonstrated a steady upward trajectory across all loan categories during the first three quarters of FY26. The overall collection efficiency improved progressively from 90.0% in Q1 FY26 to 92.5% in Q2 FY26, reaching 93.9% in Q3 FY26.
| Quarter: | Secured Loan (%) | Unsecured Loan (%) | Overall (%) |
|---|---|---|---|
| Q1 FY26 | 94.60 | 88.10 | 90.00 |
| Q2 FY26 | 95.80 | 90.80 | 92.50 |
| Q3 FY26 | 96.80 | 92.20 | 93.90 |
Secured loans maintained the highest collection efficiency rates, reaching 96.8% in Q3 FY26, while unsecured loans showed significant improvement from 88.1% to 92.2% over the same period.
Declining Bounce Cases Indicate Operational Improvements
The company reported a consistent decline in bounce cases across its portfolio from October 2025 to February 2026. The data shows bounce cases decreased from 22,000 in October 2025 to 17,900 in February 2026, representing a downward trend that indicates improved customer payment behavior and collection processes.
| Month: | Bounce Cases ('000) |
|---|---|
| Oct-25 | 22.00 |
| Nov-25 | 21.00 |
| Dec-25 | 19.90 |
| Jan-26 | 19.20 |
| Feb-26 | 17.90 |
Resolution Rates Across Delinquency Buckets Show Marked Improvement
The company's Point of Sale (POS) resolution rates across different delinquency buckets demonstrated significant enhancement. The X bucket maintained consistently high resolution rates, improving from 98.2% in September 2025 to 99.2% in February 2026.
More notably, the 31-60 day delinquency bucket showed substantial improvement, with resolution rates increasing from 42.9% in September 2025 to 67.7% in February 2026. Similarly, the 61-90 day bucket improved from 40.6% to 66.1% over the same period.
| Bucket Type: | Sep-25 (%) | Feb-26 (%) | Improvement |
|---|---|---|---|
| X Bucket | 98.20 | 99.20 | +1.00% |
| 31-60 Days | 42.90 | 67.70 | +24.80% |
| 61-90 Days | 40.60 | 66.10 | +25.50% |
Regulatory Compliance and Transparency
The business updates were disclosed pursuant to SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015, and SEBI (Prohibition of Insider Trading) Regulations, 2015. The company has made this information available on its website at www.moneyboxxfinance.com , maintaining transparency with stakeholders and regulatory compliance.
The update is subject to quarterly limited review conducted by statutory auditors, ensuring the accuracy and reliability of the reported metrics. These improvements in collection efficiency reflect the company's operational effectiveness in managing its loan portfolio and maintaining healthy customer relationships in the MSME financing sector.
Historical Stock Returns for Moneyboxx Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -5.18% | +2.12% | -4.11% | -18.81% | -18.81% | -18.81% |


































