Kotak Bank net advances rise 15.1% YoY in Q1FY26

1 min read     Updated on 06 Jul 2026, 05:18 PM
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Kotak Mahindra Bank Limited reported a 15.1% YoY rise in net advances to ₹5,12,171 crore for Q1FY26. Total deposits increased 11.7% YoY to ₹5,72,822 crore, while average CASA grew 13.0% YoY to ₹2,16,898 crore. The figures are provisional and subject to limited review by the Statutory Auditors.

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Kotak Bank reported a 15.1% year-on-year increase in net advances to ₹5,12,171 crore for the quarter ended June 30, 2026. Total deposits grew by 11.7% YoY to ₹5,72,822 crore, driven by a 13.6% rise in average deposits to ₹5,58,891 crore. The bank disclosed these figures in a regulatory filing submitted to the exchanges on July 4, 2026.

The bank's Current Account Savings Account (CASA) balance at the end of the period stood at ₹2,31,019 crore, a 10.2% increase from the year-ago period. However, CASA deposits declined by 6.7% on a quarter-on-quarter basis. Average CASA for the quarter rose by 13.0% YoY to ₹2,16,898 crore.

Key Financial Metrics for Q1FY26

The following table details the bank's deposits and advances performance for the quarter ended June 30, 2026, compared to the preceding quarter and the corresponding period of the previous year.

Particulars 30-Jun-26 (₹ Crore) 31-Mar-26 (₹ Crore) 30-Jun-25 (₹ Crore) YoY% QOQ%
Net Advances- EOP 5,12,171 4,96,009 4,44,823 15.1% 3.2%
Net Advances- Average 4,94,854 4,81,769 4,30,449 15.0% 2.7%
CASA- EOP 2,31,019 2,47,723 2,09,645 10.2% -6.7%
CASA-Average 2,16,898 2,11,898 1,91,995 13.0% 2.4%
Total Deposit- EOP 5,72,822 5,72,456 5,12,838 11.7% 0.1%
Total Deposit- Average 5,58,891 5,38,301 4,91,998 13.6% 3.8%

The information provided as on June 30, 2026, is provisional and subject to limited review by the Statutory Auditors of the Bank. The disclosure was made in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Historical Stock Returns for Kotak Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+0.37%+2.02%-4.21%-9.00%-11.36%+11.65%

What factors contributed to the 6.7% quarter-on-quarter decline in CASA deposits?

How will the shift in deposit mix impact the bank's net interest margin going forward?

What is the outlook for credit growth given the 15.1% year-on-year increase in net advances?

Kotak Mahindra Bank confirms no encumbrance on promoter shares

0 min read     Updated on 04 Jul 2026, 06:19 AM
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Kotak Mahindra Bank Ltd confirmed that as on March 31, 2026, no encumbrance was created on its promoter shareholding. The disclosure was submitted under Regulation 31(4) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

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Kotak Mahindra Bank Ltd confirmed that as on March 31, 2026, no encumbrance was created on its promoter shareholding. The disclosure was submitted under Regulation 31(4) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

The confirmation was provided by Uday Suresh Kotak, along with members of the promoter group or persons acting in concert. The statement explicitly notes that no encumbrance, direct or indirect, has been created on the shareholding in the bank.

Regulatory Filing Details

The disclosure was addressed to the Corporate Relationship Department of BSE Limited and the National Stock Exchange of India Limited. The filing serves as an annual compliance requirement under the specified SEBI regulations.

Entity Details
Regulation Regulation 31(4) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011
Reference Date March 31, 2026
Filing Date April 10, 2026
Confirming Person Uday Suresh Kotak

Historical Stock Returns for Kotak Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+0.37%+2.02%-4.21%-9.00%-11.36%+11.65%

How will the unencumbered status of promoter shares impact Kotak Mahindra Bank's ability to raise capital in the future?

What are the potential strategic implications of this clean shareholding for any upcoming mergers or acquisitions?

How might this disclosure influence investor confidence and the bank's stock performance in the near term?

More News on Kotak Bank

1 Year Returns:-11.36%