Jayabharat Credit has notified the BSE listing department that it has sent web-links for its Integrated Annual Report 2025-26 to members who have not registered their email addresses. The filing, dated September 5, 2026, confirms the digital distribution method in compliance with SEBI Listing Regulations.

The company provided the exact path for accessing the annual report on its website. This communication serves members holding securities in physical mode or those without registered email IDs with the company, depositories, or the Registrar and Share Transfer Agent (RTA), MUFG Intime India Private Limited.

Annual Report Access

Members can access the complete details of the Annual Report for the Financial Year 2025-26 via the company’s website. The specific link provided is:

• Website: www.jayabharat.com
• Exact path: https://www.jayabharat.com/Section.aspx?enc=HrwT8fWvhKgi7HeWVdDX6A==>

KYC Update Reminder

The intimation letter also includes a reminder for security holders to update their Know Your Customer (KYC) details pursuant to SEBI Master Circular No. SEBI/HO/MIRSD/POD-1/P/CIR/2024/37 dated May 7, 2024. The circular mandates listed companies to record PAN, address with PIN code, mobile number, bank account details, specimen signature, and choice of nomination for holders of physical securities.

Shareholders are urged to dematerialize physical securities. While updating an email ID is optional, the company requests registration to avail online services. Security holders with physical folios lacking updated PAN, nomination, contact details, bank account details, or specimen signature will be eligible for payments—including dividends, interest, or redemption—only through electronic mode effective from April 1, 2024.

Formats for updating KYC details, including Forms ISR-1, ISR-2, ISR-3, SH-13, and SH-14, are available on the RTA’s website. Shareholder queries should be directed to the RTA’s helpdesk portal or helpline number +91 810 811 6767.

Book Closure and Record Date

The Register of Members and Share Transfer Books will remain closed from Thursday, September 24, 2026, to Wednesday, September 30, 2026, inclusive. This closure facilitates the determination of shareholders eligible for voting and dividends.

The record date for determining voting eligibility is Wednesday, September 23, 2026. Shareholders holding shares on this date will be eligible to participate in the AGM proceedings.

Board Reappointments

Three directors retire by rotation and seek reappointment as non-executive, non-independent directors:

All three directors attended six board meetings during the year. None are seeking remuneration for their roles at Jayabharat Credit.

Voting and Participation

Remote e-voting will be facilitated by National Securities Depository Limited. The voting window opens on Sunday, September 27, 2026, at 9:00 am and closes on Tuesday, September 29, 2026, at 5:00 pm. Members can join the virtual meeting 15 minutes before and after the scheduled start time.

Participation via VC/OAVM is available on a first-come, first-served basis for up to 1,000 members. Large shareholders holding 2% or more, promoters, institutional investors, and key managerial personnel are exempt from this restriction.

Mr. Prashant S. Mehta of P. Mehta & Associates has been appointed as the scrutinizer for the voting process. The company noted that it has not declared any dividend since FY08.

Jayabharat Credit Limited reported a net loss of ₹26.74 lakh for the first quarter ended June 30, 2026, reflecting a marginal increase from the ₹26.63 lakh loss in the corresponding period of FY25. The company, which has no active business operations, faces material uncertainty regarding its ability to continue as a going concern, with statutory auditors noting that current liabilities exceed total assets by ₹6,219.77 lakh. This negative net worth underscores the firm’s complete dependence on external promoter support to sustain its corporate structure and meet recurring administrative expenses.

The Board of Directors approved the unaudited financial results on August 12, 2026, in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The results were reviewed by the Audit Committee and subjected to a limited review by the statutory auditors, Jagdish Chand & Co., who issued an unmodified opinion. The filing discloses that the company’s financial position remains heavily strained, with accumulated losses standing at ₹7,687.46 lakh as of June 30, 2026.

Financial Performance Overview

The company’s financial statements reflect a continued absence of operational activity. Total expenses remained relatively stable quarter-on-quarter, driven primarily by administrative and other overheads rather than core business costs. The earnings per share stood at a loss of ₹0.53, unchanged from the previous year’s quarter but slightly improved from the ₹0.57 loss in the preceding quarter ended March 31, 2026.

Going Concern and Promoter Support

A critical aspect of the filing is the material uncertainty related to the company’s going concern status. Jagdish Chand & Co., the statutory auditors, noted that the company has accumulated losses of ₹7,687.46 lakh and a negative net worth of ₹6,219.77 lakh. To mitigate liquidity risks and meet operational requirements, the company has received continuing financial support from its promoters in the form of Inter-Corporate Deposits amounting to ₹6,168.61 lakh. Without this ongoing infusion of capital, the company would be unable to cover its recurring expenses.

What the Numbers Show

The persistence of expenses despite the complete absence of revenue highlights the structural cost burden of maintaining the listed entity. The near-flat expense line between Q1 FY26 and Q1 FY27 suggests that the company has stabilized its minimal operational outflows, but the fundamental challenge remains unchanged: the entity is cash-burn dependent. The reliance on promoter deposits underscores the lack of internal capital generation, making the company’s continuity contingent on the willingness of promoters to sustain these non-operational costs indefinitely.