Jayabharat Credit Limited Reports Q3 FY26 Net Loss of ₹27.50 Lakhs
Jayabharat Credit Limited reported a net loss of ₹27.50 lakhs for Q3 FY26 and ₹78.57 lakhs for the nine-month period ended 31st December, 2025. The company remains non-operational with no revenue from operations and continues to rely on promoter support of ₹6,121.27 lakhs through inter-corporate deposits. With accumulated losses of ₹7,632.24 lakhs and a negative net worth of ₹6,164.54 lakhs, the company faces significant going concern challenges despite auditor's unmodified opinion on the financial results.
*this image is generated using AI for illustrative purposes only.
Jayabharat Credit Limited announced its unaudited financial results for the third quarter and nine months ended 31st December, 2025, during a board meeting held on 11th February, 2026. The company continues to face operational challenges with no active business activities and sustained losses across all reporting periods.
Financial Performance Overview
The company's financial performance reflects its non-operational status, with significant losses reported across all periods. The quarterly and nine-month results demonstrate the ongoing financial challenges faced by the organization.
| Period | Net Loss (₹ Lakhs) | Other Income (₹ Lakhs) | Total Expenses (₹ Lakhs) |
|---|---|---|---|
| Q3 FY26 | (27.50) | - | 27.50 |
| Q3 FY25 | (23.13) | 0.43 | 23.56 |
| Nine Months FY26 | (78.57) | - | 78.57 |
| Nine Months FY25 | (66.57) | 0.43 | 67.00 |
Expense Analysis
The company's expenses primarily consist of other expenses and minimal depreciation costs. For Q3 FY26, other expenses amounted to ₹27.43 lakhs, while depreciation and amortization expenses were ₹0.07 lakhs. The nine-month period saw other expenses of ₹78.36 lakhs and depreciation costs of ₹0.21 lakhs.
Key Financial Metrics
The company's financial position remains challenging with several critical indicators highlighting its distressed state:
| Metric | Value |
|---|---|
| Accumulated Losses: | ₹7,632.24 lakhs |
| Negative Net Worth: | ₹6,164.54 lakhs |
| Promoter Support (Inter-Corporate Deposits): | ₹6,121.27 lakhs |
| Paid-up Equity Share Capital: | ₹500.00 lakhs |
Earnings Per Share Performance
The earnings per share figures reflect the company's loss-making position across all reporting periods. For Q3 FY26, both basic and diluted EPS stood at ₹(0.55) compared to ₹(0.46) in Q3 FY25. The nine-month EPS was ₹(1.57) for FY26 against ₹(1.33) in the previous year.
Corporate Developments
During the quarter ended 31st December, 2025, the company successfully shifted its registered office to the State of Delhi from Maharashtra. This relocation was completed after receiving approval from the Regional Director, Western Region, Ministry of Corporate Affairs, along with other necessary formalities.
Going Concern and Auditor's Review
The statutory auditors, Jagdish Chand & Co., conducted a limited review and expressed an unmodified opinion on the results. However, they highlighted the material uncertainty regarding the company's ability to continue as a going concern due to accumulated losses and negative net worth. The financial results have been prepared on a going concern basis, supported by continuing promoter financial assistance through inter-corporate deposits.
Historical Stock Returns for Jayabharat Credit
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +4.94% | +15.58% | -21.19% | +68.04% | +43.58% | +158.00% |
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