India shelter finance Corporation Limited has allotted 6,400 equity shares under its Employee Stock Option Plans (ESOP), marking another milestone in the company's employee incentive programs. The allotment was approved by the Stakeholders Relationship Committee through a resolution by circulation on May 01, 2026.

ESOP Allotment Details

The share allotment was executed under two separate ESOP schemes with different pricing structures:

All shares carry a face value of Rs. 5/- each and were issued pursuant to the exercise of vested Employee Stock Options under the company's established ESOP schemes.

Impact on Share Capital

The allotment has resulted in an increase in the company's paid-up share capital structure:

The distinctive numbers for the newly allotted shares range from 10,87,78,700 to 10,87,85,099.

Regulatory Compliance and Filing Details

The allotment was conducted in compliance with Regulation 10(c) of Securities and Exchange Board of India (Share Based Employee Benefits and Sweat Equity) Regulations, 2021. The company has filed the required disclosures with both BSE Limited and National Stock Exchange of India Limited.

The newly allotted shares will rank pari-passu with existing equity shares of the company, carrying identical rights and privileges. India Shelter Finance Corporation is currently completing the necessary formalities for listing these shares on the stock exchanges.

Company Information

India Shelter Finance Corporation Limited operates from its registered office located at 6th Floor, Plot No. 15, Institutional Area, Sector 44, Gurugram, Haryana-122002. The company's shares are listed on both National Stock Exchange of India Limited and BSE Limited, providing liquidity to investors and employees participating in the ESOP schemes. The regulatory filing was signed by Company Secretary and Compliance Officer Mukti Chaplot (Mem. No. 38326).

India Shelter Finance Corporation Limited announced robust financial performance for both the fourth quarter and full financial year ended March 31, 2026, following a Board meeting held on May 02, 2026. The company delivered strong growth across key parameters, with Q4 consolidated net profit reaching Rs 138.00 crores compared to Rs 108.00 crores in the same quarter last year, marking a 27.00% year-on-year increase.

Key Performance Highlights

The company demonstrated exceptional growth with gross Assets Under Management (AUM) reaching Rs 11,044.00 crores as of Q4FY26, representing a robust 29.00% year-on-year growth from Rs 8,535.00 crores in Q4FY25. This growth confirms the company's strong market position and expanding customer base. Quarterly disbursements stood at Rs 1,040.00 crores, showing an 11.00% increase from Rs 933.00 crores in the corresponding quarter last year.

Asset Quality Enhancement

The company demonstrated significant improvement in asset quality metrics during the fourth quarter. The gross Stage 3 ratio improved to 1.20% compared to 1.50% in the previous quarter, while the net Stage 3 ratio declined to 0.90% from the previous quarter, reflecting enhanced portfolio management and collection efficiency. Additionally, the 30+ Days Past Due (DPD) metric improved by 100 basis points quarter-on-quarter to 4.00%.

Profitability and Operational Efficiency

For the full financial year FY26, the company reported exceptional growth with profit after tax increasing by 33.00% to Rs 503.00 crores from Rs 378.00 crores in the previous year. The company maintained healthy spreads at 6.60% for Q4FY26, while operational expenses as a percentage of gross AUM improved to 3.90% from 4.10% in Q4FY25. The cost of funds improved by 10 basis points quarter-on-quarter and 50 basis points year-on-year to 8.20%.

Balance Sheet Strength and Dividend Declaration

The company's financial position strengthened significantly with net worth growing to Rs 3,198.00 crores as of March 31, 2026. The company maintains strong liquidity of Rs 2,028.00 crores as of March 2026. The Board recommended a final dividend of Rs 10.00 per equity share, representing 200.00% of the face value of Rs 5.00, subject to shareholder approval at the Annual General Meeting.

Business Expansion and Outlook

During Q4FY26, the company added 6 new branches, and for the full year, added 41 branches in line with its expansion strategy of adding 40-45 branches annually. Total employee strength as of Q4FY26 stood at 4,800 employees. Managing Director and CEO Rupinder Singh highlighted the company's consistent performance supported by healthy business momentum, improving asset quality, and continued strengthening of the franchise across its Pan-India network spanning 15 states through 307 branches.