IIFL Finance has been assigned an ESG rating of Crisil ESG 66 and a Core ESG rating of Crisil Core ESG 69 by Crisil ESG Ratings & Analytics Limited. The ratings were assigned voluntarily based on the company's disclosures for fiscal 2026 and other publicly available data.

The assignment follows the provisions of Regulations 30 and 51, read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company informed the stock exchanges regarding the development on July 15, 2026.

Rating Details

The ratings provide an assessment of the company's environmental, social, and governance performance. The specific scores assigned are as follows:

Further details regarding the ratings are available on the Crisil ESG Ratings & Analytics Limited website.

iifl finance has allotted USD 300 million 7.60% Fixed Rate Senior Secured Notes due 2030 under its USD 1,500,000,000 Global Medium Term Note Programme. The Finance Committee approved the allotment on July 10, 2026, pursuant to the powers delegated by the Board of Directors. The issuance was conducted via an offering circular dated May 25, 2026, read with a supplement offering circular dated July 01, 2026.

The Notes are issued under Regulation S and/or Rule 144A of the U.S. Securities Act, 1933. They will be listed on India International Exchange (IFSC) Limited and NSE IFSC Limited. The instrument carries a credit rating of B+ / B+ / Ba3 from S&P, Fitch, and Moody's respectively.

Key Terms of the Issuance

The Notes have a tenor of 4 years, maturing on July 10, 2030. The coupon rate is set at 7.60% per annum, payable semi-annually on January 10 and July 10 each year, commencing January 10, 2027. Redemption will occur at par on the maturity date.

Security and Use of Proceeds

The Notes are secured by a first ranking pari passu charge over all present and future receivables and assets of the company. This includes accounts, operating cash flows, current assets, book debts, loans, and advances, subject to the Security Coverage Ratio defined in the Offering Circular. The specified denominations for the Secured Notes are U.S.$200,000 and integral multiples of U.S.$1,000 in excess thereof.

Proceeds from the issuance will be utilized in accordance with the company's Social Financing Framework. The funds are earmarked for onward lending and supporting the growth of the company's business, in compliance with External Commercial Borrowing (ECB) Regulations.