Home First Finance files BRSR for FY26 with 450 Green Homes
Home First Finance Company India Limited filed its BRSR for FY26, reporting 450 certified Green Homes and a turnover of ₹1,914.59 crore. The company obtained reasonable assurance on BRSR Core indicators from SGS India Private Ltd. The report details ESG initiatives, governance structures, and a ₹4,720 penalty for a delayed annual report submission.

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Home First Finance Company India Limited has filed its Business Responsibility and Sustainability Report (BRSR) for FY26, detailing its environmental, social, and governance initiatives. The report, submitted pursuant to Regulation 34(2)(f) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, outlines the company's performance across nine principles of the National Guidelines on Responsible Business Conduct (NGRBC).
The company reported a turnover of ₹1,914.59 crore and a net worth of ₹4,366.13 crore for FY26. A key environmental achievement highlighted in the report was the certification of 450 Green Homes, an increase from 120 in the previous financial year. These certifications are expected to result in an annual reduction of 453 tonnes of CO₂ equivalent (tCO₂e), alongside savings of 673 MWh of electricity and 21,643 cubic meters of water.
ESG Assurance and Oversight
The company obtained reasonable assurance on its BRSR Core indicators and limited assurance on select non-core indicators from SGS India Private Ltd. This assurance covers essential indicators such as greenhouse gas emissions, water footprint, and employee well-being. The CSR and ESG Committee, under the Board's guidance, supervises these initiatives, with the Managing Director & CEO, Mr. Manoj Viswanathan, identified as the highest authority responsible for implementation.
Financial and Operational Metrics
Home First Finance Company India Limited operates as a Non-Banking Financial Company - Housing Finance Company (NBFC-HFC) with 171 offices across 13 states and union territories. The company serves salaried and self-employed customers, with an average loan ticket size of ₹12.0 lakh. Economically Weaker Sections (EWS) and Low-Income Groups (LIG) accounted for more than 58.7% of the Assets Under Management (AUM).
Key Financial and Operational Figures for FY26
| Parameter | FY26 Value |
|---|---|
| Turnover | ₹1,914.59 Cr |
| Net Worth | ₹4,366.13 Cr |
| Paid-up Capital | ₹20,86,56,034 /- |
| Total Employees | 1,855 |
| Women Employees | 527 (28.4%) |
| Green Homes Certified | 450 |
| Customer Complaints Filed | 875 |
| Customer Complaints Pending | 0 |
Governance and Compliance
The report disclosed that the company paid a fine of ₹4,720 to BSE Limited for the delayed submission of the Annual Report for FY25. No appeals were preferred against this penalty. The company confirmed that it has policies covering all nine NGRBC principles, which have been approved by the Board. Independent assessments of the company's ESG performance include a risk rating of 13.2 from Morningstar Sustainalytics, placing it in the 'low risk' category, and an ESG performance rating of 46 from S&P Global.
Historical Stock Returns for Home First Finance Company
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.02% | +1.19% | -6.84% | -3.14% | -10.27% | +89.17% |
How will the company scale its Green Homes certification program to maintain the significant growth rate observed in FY26?
What specific capital allocation strategies will be employed to further increase the lending portfolio to Economically Weaker Sections (EWS) and Low-Income Groups (LIG)?
What measures are being implemented to prevent future regulatory delays and penalties following the BSE fine for the FY25 Annual Report submission?


































