HDFC Bank filed its annual report on Form 20-F with the US Securities and Exchange Commission (SEC) on July 29, 2026. The filing covers the fiscal year ended March 31, 2026, ensuring compliance with US reporting requirements for its American Depositary Shares listed on the New York Stock Exchange. This disclosure provides US investors with audited financial statements and operational details for FY26.

The filing is publicly available through the SEC’s Electronic Data Gathering, Analysis, and Retrieval (EDGAR) database. Investors can also locate the document via the "About Us/Investor Relations/SEC Filings" section of HDFC Bank’s official website. The bank has designated Mr. Ajay Agarwal, Company Secretary & Group Head – Secretarial & Group Oversight, as the primary contact for shareholder inquiries regarding these filings.

Accessing Financial Statements

Shareholders and members of HDFC Bank may request a hard copy of the completed audited financial statements free of charge. Requests should be directed to Mr. Ajay Agarwal at the bank’s registered office in Mumbai.

Regulatory Compliance

The submission of Form 20-F is a mandatory requirement for foreign private issuers like HDFC Bank that have securities registered under Section 12 of the Securities Exchange Act of 1934. By filing on July 29, 2026, the bank adhered to the regulatory timeline for disclosing annual financial results to US regulators and investors. The filing ensures transparency regarding the bank’s financial health and governance practices for the period ending March 31, 2026.

The board of HDFC Bank has taken formal disciplinary action against three senior staff members, including the Managing Director and Chief Executive Officer, in connection with the MSRDC deposit deal. The action encompasses the issuance of warning letters as well as the imposition of a monetary fine on the concerned individuals.

Disciplinary Action Details

The board's intervention reflects an exercise of internal governance and accountability mechanisms within the bank. The following table outlines the key details of the disciplinary action as reported:

Background

The disciplinary measures were directed at three senior staff members of HDFC Bank, with the Managing Director and Chief Executive Officer among those penalised. The board's decision to issue warning letters alongside the financial penalty underscores the seriousness with which the matter has been treated at the highest governance level of the institution. The action pertains specifically to the MSRDC deposit deal, though further details regarding the nature of the transaction or the specific conduct in question have not been provided in the available information.