Five Star Bancorp opens Lodi branch to serve agribusinesses
Five Star Bancorp opens a new full-service branch in Lodi on July 13, 2026, targeting Central Valley entrepreneurs and agribusinesses. The expansion aligns with the bank's focus on the food and agricultural economy, following recent growth in Southern California and Walnut Creek.

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Five Star Bancorp is expanding its California footprint with the opening of a new full-service branch in Lodi on July 13, 2026. The branch aims to serve entrepreneurs and agribusinesses in the Central Valley, reinforcing the bank's focus on the state's food and agricultural economy. This expansion follows recent moves into Southern California and Walnut Creek, marking Five Star Bank's continued growth into high-growth regional markets.
The Lodi office is strategically located to enhance the bank's Food, Agribusiness & Diversified Industries vertical. Lodi is recognized as a key agricultural hub, with approximately 100,000 acres of planted vineyards and significant production of almonds, walnuts, and cherries. The city was recently named "America’s Favorite Small Town" by Parade, making it an ideal fit for Five Star Bank's relationship-driven approach.
Cliff Cooper, Executive Vice President and President of the Food, Agribusiness & Diversified Industries vertical at Five Star, emphasized the bank's understanding of the cyclical nature of the agricultural sector. He stated that the bank is committed to supporting producers, processors, and distributors through every stage of the economic cycle.
James Beckwith, President and CEO of Five Star, highlighted Lodi's strong agricultural foundation and growing business community as key factors in the decision. He noted that the expansion aligns with the bank's high-touch, relationship-driven banking model and its goal of helping businesses and communities thrive.
The Lodi branch represents Five Star Bank's latest effort to move beyond major metropolitan hubs and into dynamic regional markets. The bank currently operates nine branches in Northern California and is headquartered in Rancho Cordova, California.
How will Five Star Bancorp measure the success of its Lodi branch in terms of market penetration and loan growth within the agribusiness sector?
What are the bank's plans for further expansion into other regional agricultural hubs in California following the Lodi opening?
How might the bank's focus on cyclical agricultural industries influence its risk management strategies during economic downturns?























