ICICI Bank reported a 15.9% year-on-year rise in standalone net profit to ₹14,805 crore for the quarter ended June 30, 2026. The bank's net interest income increased by 12.7% to ₹24,384 crore, supported by robust credit growth and improved margins. Net interest margin stood at 4.36% in Q1FY27, compared to 4.34% in the same period last year. Total revenue for the quarter came in at ₹456 billion, up from ₹429.50 billion in the year-ago period.

Loan Book and Deposit Growth

Total advances grew by 19.6% year-on-year to ₹16,31,260 crore, while deposits rose by 14% to ₹18,33,586 crore at the end of the quarter. The retail loan portfolio comprised 49.2% of the total loan portfolio, growing 12% annually. The bank's asset quality showed sequential improvement, with the gross NPA ratio declining to 1.38% from 1.40% in the previous quarter, and the net NPA ratio improving to 0.35% from 0.37% on a quarter-on-quarter basis.

Financial Performance

Operating profit before provisions and contingencies rose to ₹20,386.07 crore in Q1FY27 from ₹18,745.84 crore in the year-ago period. Provisions and contingencies (other than tax) stood at ₹12.60 billion for the quarter, compared to ₹961 million in the previous quarter. The bank's capital adequacy ratio remained strong at 16.84%, with a CET-1 ratio of 16.19%.

The following table summarises key financial metrics for the quarter:

Consolidated Results

On a consolidated basis, net profit increased to ₹15,440.06 crore in Q1FY27 from ₹13,557.60 crore in the corresponding quarter of the previous year. Total consolidated assets grew by 12.5% year-on-year to ₹30,02,407 crore. Key subsidiaries, including ICICI Prudential Life Insurance and ICICI Lombard General Insurance, contributed to the group's performance.

Board Decisions and Capital Raising

The board approved the appointment of Mr. Mrugank Paranjape as an Additional (Independent) Director for a term commencing August 1, 2026, subject to shareholder approval. Additionally, the board sanctioned borrowing limits of up to USD 2.50 billion through the issuance of bonds, notes, and certificates in overseas markets, reinforcing the bank's strategy to diversify its funding sources.

A notable block trade was executed on BSE involving shares of ICICI Bank , reflecting significant transactional activity in the stock. The deal saw approximately 467186 shares traded at a price of ₹1437.85 per share, aggregating to a total transaction value of ₹67.17 crore.

Block Trade Details

The following table summarises the key parameters of the block trade recorded on BSE:

Transaction Overview

Block trades of this scale are typically executed by large institutional investors and are carried out outside the regular market order book to minimise price impact. The transaction in ICICI Bank shares on BSE, valued at ₹67.17 crore, involved approximately 467186 shares at ₹1437.85 apiece, underscoring the continued institutional interest in the stock.