ESAF Small Finance Bank Limited has submitted its mandatory half-yearly statement detailing International Securities Identification Numbers (ISINs) for debt securities to stock exchanges on April 1, 2026. The regulatory filing covers the period from October 2025 to March 2026, providing comprehensive information about the bank's outstanding debt instruments as of March 31, 2026.

Regulatory Compliance Framework

The statement was filed in accordance with Chapter VIII of SEBI Master Circular SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, 2025, which mandates specifications related to ISIN for debt securities. The document was simultaneously submitted to both BSE Limited and National Stock Exchange of India Limited, ensuring compliance with debt listing regulations for privately placed securities.

Outstanding Debt Securities Portfolio

The bank maintains eight active debt securities with varying terms and structures. The portfolio demonstrates a strategic approach to debt financing with instruments spanning different maturity periods and payment frequencies.

Debt Structure Analysis

The total outstanding debt amount across all eight securities stands at ₹695,00,00,000, with the issued amounts matching the outstanding amounts entirely. This indicates no partial redemptions have occurred on any of the instruments. The coupon rates range from 11.00% to 11.65%, reflecting the interest rate environment during the respective issuance periods.

Payment and Option Features

The debt securities exhibit diverse payment structures to accommodate different investor preferences:

• Monthly payments: One security (INE818W08099)
• Quarterly payments: Four securities with the highest aggregate value
• Semi-annual payments: Two securities issued on the same date
• Annual payments: One security with the longest maturity period

Notably, none of the eight debt securities contain embedded options, as all instruments show "N.A" for both put and call option details, indicating straightforward debt structures without complex derivative features.

Maturity Profile

The maturity dates span from May 2029 to February 2034, providing a well-distributed repayment schedule. The longest-tenor instrument (INE818W08107) extends to February 28, 2034, while the shortest matures on May 4, 2029. This staggered maturity profile helps manage refinancing risk and provides flexibility in capital planning.

Transparency and Disclosure

The bank has made this information publicly available on its official website under the investor relations section, ensuring transparency for stakeholders. Company Secretary and Compliance Officer Ranjith Raj P signed the submission, confirming the accuracy and completeness of the disclosed information as of the reporting date.

ESAF Small Finance Bank Limited has announced the retirement of a key executive from its credit division. The bank informed stock exchanges about this significant personnel change in compliance with regulatory requirements.

Executive Retirement Details

Shri. Hari Velloor, Executive Vice President - Credit, has retired from ESAF Small Finance Bank effective March 31, 2026. The retirement occurred upon completion of his employment contract period with the bank.

Regulatory Compliance

The bank has fulfilled its disclosure obligations under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The announcement was made to both BSE Limited and National Stock Exchange of India Limited.

ESAF Small Finance Bank confirmed that suitable arrangements have been made within the organization in relation to the Executive Vice President - Credit position, ensuring continuity in operations during this transition.

Stock Exchange Communication

The formal intimation was sent to the listing departments of both major stock exchanges where the bank's shares are traded. The disclosure includes comprehensive details as required under SEBI regulations and relevant circulars.

The bank has also made this announcement available on its official website under the investor relations section for stakeholder access and transparency.