Emerald Finance Limited has entered into a strategic partnership with Ace Financials to offer an Early-Wage-Access program to its employees. The collaboration aims to provide instant financial relief by allowing staff to access portions of their salaries seamlessly throughout the month.

Dated September 11, 2026, the disclosure was made pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company informed the Department of Corporate Services at BSE Limited about the tie-up with Ace Financials, based in Zirakpur, Punjab.

Product Mechanics

The Early-Wage-Access solution involves tying up with employers to offer short-term loans structured as salary advances. Under this model, the amount lent is subsequently collected through salary deduction. This approach aligns with Emerald Finance’s vision to expand its offerings and serve retail customers more broadly.

Strategic Context

This partnership marks a step in the firm's effort to diversify its product suite beyond traditional lending models. By integrating salary advance solutions, the company seeks to enhance employee welfare while potentially creating a new revenue stream through micro-lending mechanisms embedded in payroll systems.

Emerald Finance Limited has published the notice for its 43rd Annual General Meeting (AGM), scheduled for Wednesday, September 30, 2026. The company filed the disclosure with the BSE on September 7, 2026, pursuant to Regulation 30 of the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015.

The company previously dispatched the Annual Report for FY25-26 along with the AGM notice to shareholders via email on September 5, 2026, under Regulation 36(1)(b) of the SEBI LODR Regulations. Newspaper advertisements containing the AGM notice, book closure dates, and remote e-voting information were published on September 6, 2026, in Financial Express (English) and Jansatta (Hindi).

Meeting Details and E-Voting

The 43rd AGM will commence at 10:00 am IST at the company’s registered office in Chandigarh. Shareholders are provided with the facility to exercise their voting rights through remote e-voting. The relevant details for the meeting and voting process are outlined below.

Document Access and Shareholder Instructions

Shareholders who have registered email addresses with the company, their Depository Participants (DP), or the Registrar and Share Transfer Agent (RTA) received the documents electronically. For those without registered email IDs, the company provided web links to access the full Annual Report and the AGM Notice. These documents are available on the company’s investor relations page at www.emeraldfin.com .

Email Registration Deadline

Emerald Finance Limited has requested shareholders to register their email addresses with their depository or by writing to the RTA at investor@masserv.com . The cut-off date for this registration is September 23, 2026. This ensures timely receipt of future communications in compliance with regulatory norms.

The disclosure was signed by Amarjeet Kaur, Company Secretary cum Compliance Officer, on September 7, 2026.