Dar Credit & Capital has fixed Tuesday, June 23, 2026, as the record date to determine member eligibility for a final dividend of ₹0.5 per equity share for the financial year 2025-2026. The dividend is payable on equity shares having a face value of ₹10 each, fully paid up. The Board of Directors approved the draft Board's Report and the final dividend at its meeting held on June 17, 2026. The company will hold its 32nd Annual General Meeting (AGM) on Friday, July 17, 2026, at 3:00 P.M IST via Video Conferencing.

The book closure period for the purpose of the dividend and the AGM will be from July 10, 2026, to July 17, 2026, both days inclusive. The Board approved the appointment of Mr. Gautam Bhattacharya as an Independent Director effective August 01, 2026, subject to shareholder approval. Additionally, the Board granted approval for the continuation of Mr. Ramesh Kumar Vijay and Mr. Rajkumar Vijay as Whole-time Directors, subject to shareholder approval at the ensuing AGM.

The Board granted blanket approval for the issuance of Non-Convertible Debentures (NCDs) from time to time, ensuring the borrowing limit does exceed ₹350 crore as previously approved by shareholders. The Finance Management Committee (FMC) has been delegated powers to exercise authority relating to the issuance and allotment of these NCDs. The Board also approved an alteration to the Articles of Association by inserting an enabling paragraph in Article no. 20.3 to facilitate the consolidation and re-issuance of debt securities.

National Securities Depository Limited (NSDL) was appointed as the Remote E-Voting Agency, and TP & Associates was appointed as the Scrutinizer for the AGM. The intimation was submitted to the National Stock Exchange of India Limited pursuant to Regulations 30 and 51 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015.

The filing was signed by Ms. Priya Kumari, Company Secretary & Compliance Officer of Dar Credit & Capital Limited.

Dar Credit & Capital Limited reported a 43.9% year-on-year increase in profit after tax to ₹10.13 crore for the financial year ended March 31, 2026, driven by robust operational expansion and disciplined underwriting. The company disclosed the audited financial results for the fourth quarter and full year via an earnings call transcript submitted to the National Stock Exchange of India Limited under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The transcript has been uploaded to the company's official website, and no unpublished price sensitive information was shared during the proceedings.

Financial Performance

For the full year FY26, the company recorded a total income of ₹50.05 crore, a growth of 20.9% compared to ₹41.39 crore in FY25. EBITDA increased by 18.6% to ₹34.69 crore from ₹29.26 crore in the previous year. In the fourth quarter of FY26, total income rose 39.6% to ₹14.23 crore, while EBITDA surged 55.9% to ₹10.18 crore. Profit after tax for Q4FY26 stood at ₹3.07 crore, registering a strong growth of 60.7% against ₹1.99 crore in Q4FY25.

Operational Highlights

Operationally, the company strengthened its presence across 6 states with 35 operational branches, serving over 22,500 active customers. Assets under management (AUM) reached ₹229.55 crore, reflecting a healthy growth of 34.95% on a year-on-year basis. The gross non-performing assets (GNPA) remained healthy at 1.01%, while the capital adequacy ratio was maintained at nearly 40%, significantly above regulatory requirements.

Strategic Outlook

Management outlined priorities for FY27, focusing on expanding geographical footprint within existing states and strengthening the loan portfolio mix. The company aims to grow secured MSME and micro-LAP portfolios, which currently constitute 30% of the book, while maintaining the municipal employee loan segment at 30-35%. Dar Credit plans to add five to seven new branches and targets an AUM of ₹260-275 crore in the coming years. The company is also phasing out its legacy RiseMoney software in favour of an integrated in-house system called Vijay to enhance operational scalability.