Dar Credit & Capital Ltd. has closed its trading window for designated persons and their immediate relatives effective from the close of business hours on June 30, 2026. This measure is intended to prevent insider trading during the period leading up to the announcement of the company's financial performance for the quarter ended June 30, 2026.

The restriction will remain in force until the expiry of 48 hours after the unaudited financial results for the quarter ended June 30, 2026 are announced to the National Stock Exchange (NSE). The company stated that this action is in compliance with the SEBI (Prohibition of Insider Trading) Regulations, 2015 and its internal Code of Conduct for Prohibition of Insider Trading.

The company has not yet announced the specific date for the board meeting where the unaudited financial results will be declared. Dar Credit & Capital confirmed that this date will be intimated in due course.

The communication was addressed to the Listing Department of the National Stock Exchange of India Limited and was signed by Priya Kumari, Company Secretary & Compliance Officer.

Dar Credit & Capital Limited reported a 43.9% year-on-year increase in profit after tax to ₹10.13 crore for the financial year ended March 31, 2026, driven by robust operational expansion and disciplined underwriting. The company disclosed the audited financial results for the fourth quarter and full year via an earnings call transcript submitted to the National Stock Exchange of India Limited under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The transcript has been uploaded to the company's official website, and no unpublished price sensitive information was shared during the proceedings.

Financial Performance

For the full year FY26, the company recorded a total income of ₹50.05 crore, a growth of 20.9% compared to ₹41.39 crore in FY25. EBITDA increased by 18.6% to ₹34.69 crore from ₹29.26 crore in the previous year. In the fourth quarter of FY26, total income rose 39.6% to ₹14.23 crore, while EBITDA surged 55.9% to ₹10.18 crore. Profit after tax for Q4FY26 stood at ₹3.07 crore, registering a strong growth of 60.7% against ₹1.99 crore in Q4FY25.

Operational Highlights

Operationally, the company strengthened its presence across 6 states with 35 operational branches, serving over 22,500 active customers. Assets under management (AUM) reached ₹229.55 crore, reflecting a healthy growth of 34.95% on a year-on-year basis. The gross non-performing assets (GNPA) remained healthy at 1.01%, while the capital adequacy ratio was maintained at nearly 40%, significantly above regulatory requirements.

Strategic Outlook

Management outlined priorities for FY27, focusing on expanding geographical footprint within existing states and strengthening the loan portfolio mix. The company aims to grow secured MSME and micro-LAP portfolios, which currently constitute 30% of the book, while maintaining the municipal employee loan segment at 30-35%. Dar Credit plans to add five to seven new branches and targets an AUM of ₹260-275 crore in the coming years. The company is also phasing out its legacy RiseMoney software in favour of an integrated in-house system called Vijay to enhance operational scalability.