Dar Credit & Capital Limited announced its audited standalone financial results for the year ended March 31, 2026. The Board of Directors approved the results at a meeting held on May 15, 2026. Subsequently, the company disseminated an investor presentation for the quarter and year ended March 31, 2026, on its website. The statutory auditors, M/s VMSM & Co., issued an independent audit report with an unmodified opinion on the financial statements.

Strong Full-Year Financial Performance

Dar Credit & Capital delivered a robust financial performance for FY26, with total revenue and profitability registering significant year-on-year growth. Revenue from operations for the full year rose to ₹4,989.33 lakhs from ₹4,030.44 lakhs in FY25, while total revenue (including other income) increased to ₹5,005.12 lakhs from ₹4,139.30 lakhs. Net profit for the year climbed to ₹1,012.97 lakhs from ₹704.44 lakhs in the previous year. The following table presents the key financial highlights for the year and the latest quarter:

Operational and Business Metrics

The company reported key operational metrics for March 2026, highlighting its market position. Total assets stood at ₹294.47 Cr, while the net worth was recorded at ₹103.96 Cr. The Gross Non-Performing Assets (GNPA) ratio was maintained at 1.01%. The capital adequacy ratio was reported at 40.08%. The loan portfolio diversified across segments, with Secured MSME Loans showing significant growth to ₹6,947.18 lakhs in FY26 from ₹2,969.20 lakhs in FY25.

Balance Sheet Highlights

The company's total assets grew to ₹29,446.90 lakhs as at March 31, 2026, from ₹22,259.52 lakhs as at March 31, 2025. Shareholders' funds increased to ₹10,385.10 lakhs from ₹7,351.51 lakhs, reflecting growth in both share capital and reserves. Key balance sheet figures are summarised below:

Dividend and Capital Market Developments

The Board of Directors recommended a final dividend of 5% on the face value of ₹10 each, amounting to ₹0.50 (Rupees Fifty Paise only) per equity share for the financial year ended March 31, 2026, subject to approval of shareholders at the ensuing Annual General Meeting. Earlier, the Board had also approved an interim dividend at the rate of 5% (₹0.50 per equity share on face value of ₹10 each) at its meeting held on November 11, 2025. The company has been paying dividend at the rate of 5% for the last consecutive six financial years. During the year, the company completed an Initial Public Offering (IPO) and allotted 42,76,000 equity shares of ₹10 each fully paid at an issue price of ₹60 per share, including a premium of ₹50 per share, vide the Board of Directors' meeting held on May 26, 2025.

Debentures and Large Corporate Status

The company's secured non-convertible debentures amounting to ₹6,100 lakhs as at March 31, 2026 are secured by an exclusive first charge on book debts, with a security cover of 100% or more of the outstanding amount at all times. During FY26, Dar Credit & Capital became the first company to successfully execute a private placement of Non-Convertible Debentures to 136 allottees through the Electronic Bidding Platform (EBP) on NSE and BSE. The company also confirmed that it does not qualify as a "Large Corporate" for the year ended March 31, 2026, as it does not meet the conditions related to outstanding long-term borrowings of ₹1,000 crores or above and the requisite credit rating, as specified under the relevant SEBI circular.

Dar Credit & Capital Limited has announced that it will host an earnings conference call to discuss its financial results for the fourth quarter and fiscal year ended March 31, 2026. The meeting is scheduled under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The conference call is set to take place on Wednesday, May 27, 2026, at 04:00 p.m. The session will be hosted by the company's Investor Relations Advisor, Equibridgex Advisors Private Limited. Participants can join the discussion to review the company's performance for the specified period.

Joining Details

Investors and analysts wishing to participate in the call can use the universal dial-in numbers provided by the company. Registration is required to access the conference.

Attendees are advised to dial in at least 10 minutes prior to the scheduled start time to ensure a timely connection.

Key Speakers

The earnings call will feature presentations from senior management, who will provide insights into the financial results and operational highlights.

• Mr. Jayanta Banik: Chief Executive Officer
• Mr. Saket Saraf: Chief Financial Officer

For further information regarding the conference call, stakeholders can contact the advisors via phone or email.