CSB Bank to discuss Q1 FY27 results on July 22

CSB Bank will host an earnings call on July 22, 2026, at 5:30 PM IST to discuss its unaudited financial results for the quarter ended June 30, 2026. The conference call will provide insights into the bank's performance for Q1 FY27, with management addressing institutional investors and analysts during the session.

The earnings call follows the intimation sent to BSE Limited and the National Stock Exchange of India Ltd. pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The unaudited financial results and the related investor presentation will be released to the stock exchanges and subsequently made available on the bank's website.

Management Participants

The discussion will feature key members of the bank's leadership team:

Name	Designation
Mr. Pralay Mondal	Managing Director & CEO
Mr. B. K. Divakara	Executive Director
Mr. Satish Gundewar	Chief Financial Officer

Investors and analysts are requested to pre-register for the conference call using the provided Zoom link. The audio recording of the call will be made available on the bank's website under the 'Earnings Call' section within the prescribed time. For further information regarding the conference call, participants may contact Mr. Shivaji Thapliyal.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+0.06%	-2.68%	-5.65%	-20.89%	-22.23%	-3.52%

CSB Bank reported a 26% year-on-year increase in total deposits, reaching ₹45,415 crore for the quarter ended June 30, 2026. The bank's gross advances stood at ₹40,866 crore, marking a 24% rise compared to the corresponding period in the previous year. These figures are provisional and subject to a limited review by the Joint Statutory Auditors of the bank.

Deposit Composition

The growth in deposits was driven by a significant rise in term deposits, while the Current Account Savings Account (CASA) segment saw marginal growth. Term deposits increased by 33% year-on-year to ₹36,600 crore, up from ₹27,494 crore in the prior year. CASA deposits grew by 4% to ₹8,815 crore from ₹8,441 crore in the same period last year.

Asset Quality and Advances

Advances against gold and gold jewellery emerged as a key growth driver, surging 47% to ₹21,906 crore from ₹14,928 crore a year ago. This category excludes receivables secured against gold. Gross advances increased to ₹40,866 crore from ₹32,944 crore in the quarter ended June 30, 2025.

The following table summarises the bank's key financial metrics across reporting periods:

Metric:	30-06-2026 (Provisional)	31-03-2026 (Audited)	30-06-2025 (Unaudited)	YoY %
Total Deposits (₹ crore):	45,415	44,246	35,935	26%
CASA (₹ crore):	8,815	8,832	8,441	4%
Term Deposits (₹ crore):	36,600	35,414	27,494	33%
Advances against Gold & Gold Jewellery (₹ crore):	21,906	21,567	14,928	47%
Gross Advances (₹ crore):	40,866	40,359	32,944	24%