CSB Bank to discuss Q1 FY27 results on July 22

1 min read     Updated on 15 Jul 2026, 10:10 PM
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CSB Bank announced it will hold an earnings call on July 22, 2026, at 5:30 PM IST to review the unaudited financial results for Q1 FY27. The call will be led by Managing Director & CEO Pralay Mondal along with other senior executives. Post-results, the investor presentation and audio recordings will be hosted on the bank's website.

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CSB Bank will host an earnings call on July 22, 2026, to discuss its unaudited financial results for the quarter ended June 30, 2026. The conference call is scheduled for 5:30 PM IST and will provide insights into the bank's performance for Q1 FY27. Management will address institutional investors and analysts during the session.

The earnings call follows the intimation sent to BSE Limited and the National Stock Exchange of India Ltd. pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The unaudited financial results and the related investor presentation will be released to the stock exchanges and subsequently made available on the bank's website.

Management Participants

The discussion will feature key members of the bank's leadership team:

Name Designation
Mr. Pralay Mondal Managing Director & CEO
Mr. B. K. Divakara Executive Director
Mr. Satish Gundewar Chief Financial Officer

Investors and analysts are requested to pre-register for the conference call using the provided Zoom link. The audio recording of the call will be made available on the bank's website under the 'Earnings Call' section within the prescribed time.

For further information regarding the conference call, participants may contact Mr. Shivaji Thapliyal. The intimation and related details will also be accessible on the official website of CSB Bank.

Historical Stock Returns for CSB Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+2.55%+3.45%-1.90%-29.82%-13.72%+5.21%

What key performance indicators will management focus on during the Q1 FY27 earnings call?

How might the unaudited results influence investor sentiment ahead of the full audited report?

What strategic initiatives or market trends is CSB Bank likely to highlight in its investor presentation?

CSB Bank Deposits Rise 26% to ₹45,415 Crore; Gold Loans Surge 47% YoY

1 min read     Updated on 03 Jul 2026, 05:50 AM
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AI Summary

CSB Bank reported a 26% year-on-year rise in total deposits to ₹45,415 crore and a 24% increase in gross advances to ₹40,866 crore for the quarter ended June 30, 2026. Term deposits surged 33% to ₹36,600 crore, while advances against gold and gold jewellery jumped 47% to ₹21,906 crore, emerging as a key growth driver. All figures are provisional and subject to limited review by the bank's Joint Statutory Auditors.

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CSB Bank reported a 26% year-on-year increase in total deposits, reaching ₹45,415 crore for the quarter ended June 30, 2026. The bank's gross advances stood at ₹40,866 crore, marking a 24% rise compared to the corresponding period in the previous year. These figures are provisional and subject to a limited review by the Joint Statutory Auditors of the bank.

Deposit Composition

The growth in deposits was driven by a significant rise in term deposits, while the Current Account Savings Account (CASA) segment saw marginal growth. Term deposits increased by 33% year-on-year to ₹36,600 crore, up from ₹27,494 crore in the prior year. CASA deposits grew by 4% to ₹8,815 crore from ₹8,441 crore in the same period last year.

Asset Quality and Advances

Advances against gold and gold jewellery emerged as a key growth driver, surging 47% to ₹21,906 crore from ₹14,928 crore a year ago. This category excludes receivables secured against gold. Gross advances increased to ₹40,866 crore from ₹32,944 crore in the quarter ended June 30, 2025.

The following table summarises the bank's key financial metrics across reporting periods:

Metric: 30-06-2026 (Provisional) 31-03-2026 (Audited) 30-06-2025 (Unaudited) YoY %
Total Deposits (₹ crore): 45,415 44,246 35,935 26%
CASA (₹ crore): 8,815 8,832 8,441 4%
Term Deposits (₹ crore): 36,600 35,414 27,494 33%
Advances against Gold & Gold Jewellery (₹ crore): 21,906 21,567 14,928 47%
Gross Advances (₹ crore): 40,866 40,359 32,944 24%

Historical Stock Returns for CSB Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+2.55%+3.45%-1.90%-29.82%-13.72%+5.21%

How will the shift towards higher-cost term deposits impact CSB Bank's net interest margin going forward?

What risks does the 47% surge in gold-backed advances pose to the bank's asset quality if gold prices become volatile?

Does the marginal 4% growth in CASA deposits indicate a need for the bank to revise its low-cost liability acquisition strategy?

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