CP Capital FY26 PAT rises 11.7% to ₹4,257.80 lakh
CP Capital reported an 11.7% rise in consolidated PAT to ₹4,257.80 lakh for FY26, with revenue growing 14.8% to ₹7,649.28 lakh. The net loan book expanded 10% to ₹44,215.82 lakh. The Board approved the audited results, and the company published the financial results in newspapers on May 31, 2026.

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CP Capital reported its strongest consolidated financial performance for the year ended March 31, 2026, with profit after tax rising 11.7% to ₹4,257.80 lakh. Total revenue for the period advanced 14.8% to ₹7,649.28 lakh, driven by a disciplined expansion of the lending book and diversified income streams. The company’s net loan book grew 10% year-on-year to ₹44,215.82 lakh, while total assets increased to ₹66,252.32 lakh.
The Board of Directors approved the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026. The statutory auditors, M/s S. P. Chopra & Co., issued an unmodified opinion on the financial results. Additionally, the Board re-appointed M/s BDG & Co. LLP as the internal auditors for the financial year 2026-27. The company published the financial results in newspapers "The Financial Express" and "Jansatta" on May 31, 2026, pursuant to Regulation 47 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Consolidated Financial Performance
Consolidated revenue from operations for FY26 stood at ₹7,631.56 lakh, a 14.75% increase from the previous year. Interest income remained stable at ₹5,578.91 lakh, while rental and infrastructure income surged 158.5% to ₹1,725.72 lakh. This shift diversified the revenue mix, with rental income now contributing 22.6% of total revenue compared to 10% in FY25.
| Metric (₹ Lakhs) | FY25 | FY26 | YoY Growth |
|---|---|---|---|
| Total Revenue | 6,661.02 | 7,649.28 | 14.80% |
| Profit After Tax | 3,811.71 | 4,257.80 | 11.70% |
| EPS (₹) | 20.95 | 23.40 | 11.70% |
| Net Loan Book | 40,200.75 | 44,215.82 | 10.00% |
Standalone Results
On a standalone basis, the company reported a profit after tax of ₹3,158.97 lakh for FY26, compared to ₹4,066.47 lakh in the previous year. The decline was attributed to the absence of non-recurring dividend income of ₹727.36 lakh recorded in FY25. Excluding these one-time items, the underlying core lending business showed steady growth. For the quarter ended March 31, 2026, standalone profit after tax was ₹568.13 lakh.
Balance Sheet and Capital Allocation
The company’s balance sheet remained conservative with a debt-to-equity ratio of 0.13x. Total equity expanded to ₹57,291.76 lakh, driven entirely by retained earnings. Borrowings increased to ₹7,720.69 lakh from ₹4,193.04 lakh in the prior year to fund the loan book expansion. Net worth per share improved to ₹314.91 from ₹299.94.
Segment Performance
The Financing Division reported a profit before tax of ₹4,100.96 lakh for FY26, while the Infra Division contributed ₹1,260.89 lakh. Segment assets for the Financing Division stood at ₹46,877.22 lakh, with the Infra Division holding assets worth ₹19,313.58 lakh.
Historical Stock Returns for CP Capital
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.67% | -0.05% | -3.53% | -19.67% | -47.67% | +9.89% |
Will the surge in rental and infrastructure income continue to outpace lending growth in the next fiscal year?
How does the company plan to utilize the increased borrowings to further expand its loan book while maintaining a low debt-to-equity ratio?
What strategic initiatives will CP Capital undertake to sustain the 158.5% growth in rental income moving forward?

































