CP Capital Limited (formerly Career Point Limited) has announced its unaudited financial results for the quarter and nine months ended December 31, 2025, delivering strong performance across both standalone and consolidated operations. The company's Board of Directors approved the results at their meeting held on February 12, 2026.

Consolidated Performance Highlights

The company's consolidated operations demonstrated exceptional growth momentum in Q3FY26. Key performance metrics showcased the strength of the group's diversified business model:

The consolidated profit before tax reached Rs. 1,427.13 lakhs in Q3FY26, marking a substantial 42.9% increase from Rs. 998.64 lakhs in the corresponding quarter of the previous year.

Standalone Financial Performance

CP Capital's standalone operations maintained steady growth with robust performance in core business segments. The company's lending platform continued to demonstrate efficiency and strong execution:

Standalone total revenue including other income reached Rs. 1,727.23 lakhs, representing a 15.3% year-on-year increase from Rs. 1,498.35 lakhs in Q3FY25.

Nine-Month Performance Analysis

For the nine months ended December 31, 2025, the company delivered consistent performance across key metrics. The consolidated operations showed particularly strong momentum:

Consolidated Nine-Month Results:

• Total Revenue: Rs. 5,787.64 lakhs (+14.4% YoY)
• Profit After Tax: Rs. 3,344.08 lakhs (+13.3% YoY)
• Basic EPS: Rs. 18.38 (vs Rs. 16.23 in 9MFY25)

Standalone Nine-Month Results:

• Revenue from Operations: Rs. 4,448.36 lakhs
• Interest Income: Rs. 4,088.96 lakhs
• Profit After Tax: Rs. 2,590.84 lakhs

Business Segments and Operations

The company operates through two primary business divisions as detailed in the segment-wise performance:

Financing Division:

• Q3FY26 Revenue: Rs. 1,680.07 lakhs
• Segment Result (PBT): Rs. 1,143.73 lakhs
• Assets: Rs. 46,363.88 lakhs

Infrastructure Division:

• Q3FY26 Revenue: Rs. 388.71 lakhs
• Segment Result (PBT): Rs. 313.16 lakhs
• Assets: Rs. 20,720.73 lakhs

Corporate Developments

The company has undergone significant structural changes following the implementation of a Composite Scheme of Arrangement. The scheme involved the amalgamation of Srajan Capital Limited into CP Capital Limited and the demerger of the education business into Career Point Edutech Limited, with an appointed date of April 1, 2023.

As part of these changes, CP Capital obtained its Certificate of Registration as a Non-Banking Financial Company (NBFC) from the Reserve Bank of India, effective April 1, 2025. The company has presented its financial results in accordance with Division III of Schedule III to the Companies Act, 2013, applicable to Ind AS compliant NBFC companies.

Financial Position and Outlook

The company maintains a strong financial position with paid-up equity share capital of Rs. 1,819.29 lakhs, comprising 1,81,92,900 equity shares of Rs. 10 each. The consistent growth in interest income, expanding consolidated margins, and strong balance sheet position the company well for continued performance.

The results reflect CP Capital's successful transformation into a focused NBFC with diversified revenue streams from financing and infrastructure activities, demonstrating the company's ability to deliver sustainable value to shareholders through disciplined capital deployment and operational efficiency.

CP Capital 's material subsidiary, Career Point Infra Limited (CPIL), has entered into a strategic partnership agreement to form 'Sankalp Associates', marking a significant move in the real estate and infrastructure development sector.

Partnership Structure and Capital Contribution

The newly formed partnership, Sankalp Associates, showcases a strategic allocation of interests and capital:

The total initial capital contribution for the partnership is set at ₹10.00 lakh.

Strategic Objectives

Sankalp Associates is poised to operate as an independent business vertical, focusing on specific infrastructure and real estate development projects. This move is expected to:

1. Strengthen CPIL's strategic presence in the sector
2. Enhance operational capabilities in real estate and infrastructure development
3. Provide a dedicated platform for undertaking targeted projects

Management and Decision-Making

CPIL will hold primary management and decision-making authority within the partnership, aligning with its majority stake. This structure ensures that CPIL can leverage its expertise and resources effectively in steering the partnership's activities.

Regulatory Compliance

The formation of Sankalp Associates does not involve any related parties and requires no regulatory approvals. This streamlined process allows for a quicker implementation of the partnership's objectives.

Implications for CP Capital

This strategic move by CPIL, as a material subsidiary of CP Capital, reflects the company's broader vision to expand its footprint in the real estate and infrastructure sectors. By creating a dedicated entity for specific projects, CP Capital, through CPIL, positions itself to capitalize on emerging opportunities in these high-potential sectors.

The formation of Sankalp Associates underscores CP Capital's commitment to diversifying its portfolio and strengthening its market position through strategic partnerships and focused business verticals.