The Charles Schwab Corporation (CSC) received the results of the Federal Reserve’s 2026 Comprehensive Capital Analysis and Review (CCAR), revealing a capital position that far exceeds regulatory requirements. The review estimated Schwab’s minimum capital ratios under a supervisory severely adverse scenario spanning from December 31, 2025, to March 31, 2028. The Federal Reserve voted earlier this year to maintain current stress capital buffer requirements until 2027, leaving Schwab’s stress capital buffer (SCB) at the 2.5% minimum.

Schwab reported a Common Equity Tier 1 (CET1) ratio of 26.3% as of March 31, 2026. This ratio is well above the regulatory minimum of 4.5% combined with the SCB of 2.5%, attributed to the relatively low risk nature of the company's balance sheet assets. The strength of this ratio underscores the firm's financial stability amid varying economic conditions.

The company ended the first quarter of 2026 with a consolidated Tier 1 Leverage Ratio of 8.9%, a decrease from 9.3% at year-end 2025. Despite this decline, the leverage ratio remains robust, reflecting the company's principles-based approach to balance sheet management.

CFO Mike Verdeschi commented on the results, stating that the CCAR outcomes highlight the strength of Schwab’s capital position and diversified business model. He emphasized that the company's approach establishes a foundation of safety and soundness, allowing it to support clients' evolving needs and deliver profitable growth through economic cycles.

Key Capital Metrics

The Charles Schwab Corporation has scheduled a Summer Business Update for institutional investors on July 21. The event is designed to provide the investment community with insights into recent developments and management’s strategic focus areas. President and Chief Executive Officer Rick Wurster and Chief Financial Officer Mike Verdeschi will participate in the session.

The live public webcast is scheduled to run from 7:30 a.m. to 8:30 a.m. CT, or 8:30 a.m. to 9:30 a.m. ET. Access to the update will be available online.

Key Operational Metrics

As of May 31, 2026, The Charles Schwab Corporation reported the following operational figures:

The company provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary is Charles Schwab & Co., Inc. (member SIPC), and its primary banking subsidiary is Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender).