Central Bank of India has filed its mandatory statement of outstanding bonds with the National Stock Exchange and BSE for the half-year period ended March 31, 2026. The disclosure, made in compliance with SEBI Circular SEBI/HO/DDHS/PoD1/P/CIR/2024/54 dated May 22, 2024, provides comprehensive details of the bank's debt securities portfolio.

Outstanding Bond Portfolio

The bank's bond portfolio consists of a single debt instrument with substantial value and strategic features:

Bond Structure and Features

The outstanding bond represents a 10-year debt instrument with an attractive 8.80% annual coupon rate. The bond includes a call option feature, allowing Central Bank of India to redeem the securities early starting August 30, 2028, which is five years before the scheduled maturity date.

Regulatory Compliance

The statement was submitted by Company Secretary and Compliance Officer Chandrakant C Bhagwat on April 6, 2026. The disclosure fulfills the bank's obligations under SEBI regulations requiring periodic reporting of outstanding debt securities to maintain transparency for investors and regulatory authorities.

Market Positioning

The bond's current outstanding amount of ₹1500 crore matches the original issuance value, indicating no partial redemptions have occurred since the August 2023 launch. The call option provision offers the bank strategic flexibility to manage its debt portfolio based on prevailing market conditions and interest rate environment.

Copies of the statement have been forwarded to both National Securities Depository Limited and Central Depository Services (India) Limited, ensuring comprehensive regulatory compliance across all relevant depositories.

Central Bank of India has announced provisional business figures for Q4FY26, showcasing strong growth momentum across all major business parameters. The bank reported these figures in compliance with SEBI regulations on fair disclosure of unpublished price sensitive information.

Strong Business Growth Performance

The bank's total business reached ₹812814 crore in Q4FY26, marking a significant 15.65% year-on-year growth from ₹702798 crore in Q4FY25. Quarter-on-quarter, the total business expanded by 5.00% from ₹774106 crore in Q3FY26.

Deposit Portfolio Expansion

Total deposits grew substantially to ₹467885 crore in Q4FY26, representing a 13.37% increase from ₹412697 crore in the corresponding quarter of the previous year. The sequential growth was 3.84% from Q3FY26 levels of ₹450575 crore.

CASA deposits, comprising current and savings accounts, reached ₹220886 crore with a year-on-year growth of 9.80%. The CASA ratio stood at 47.31% in Q4FY26, compared to 48.91% in Q4FY25, indicating a decline of 160 basis points year-on-year but an improvement of 18 basis points quarter-on-quarter.

Advances Portfolio Performance

Gross advances demonstrated robust growth, increasing 18.90% year-on-year to ₹344929 crore from ₹290101 crore in Q4FY25. The quarter-on-quarter growth was 6.61% from ₹323531 crore in Q3FY26.

Credit-to-Deposit Ratio Improvement

The bank's credit-to-deposit ratio improved to 73.88% in Q4FY26, up from 70.53% in Q4FY25, marking an increase of 335 basis points year-on-year. Quarter-on-quarter, the ratio rose by 188 basis points from 72.00% in Q3FY26.

These provisional figures are subject to audit by the bank's statutory central auditors. The disclosure was made in accordance with SEBI LODR Regulations, 2015 and the bank's code of practices for fair disclosure of unpublished price sensitive information.