Capri Global Capital's Gold Loan Network Crosses 1,000 Branches Across India

2 min read     Updated on 14 May 2026, 06:11 PM
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Reviewed by
Riya DScanX News Team
AI Summary

Capri Global Capital Limited announced on May 14, 2026, that its Gold Loan business has crossed 1,000 branches across 16 states and union territories in India. The Gold Loan segment, launched in 2022, has achieved an AUM of over Rs. 16,960 Cr, making it a key growth driver for the company. With a total AUM of over Rs 36,000 crores and over 1,400+ branches as of March 31st, 2026, Capri Loans continues to expand its nationwide footprint in support of financial inclusion.

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Capri Global Capital Limited, a leading non-banking financial company (NBFC) in India, announced on May 14, 2026, that its Gold Loan business has crossed 1,000 branches across India. The milestone spans 16 states and union territories, strengthening the company's last-mile credit access through a growing nationwide footprint. The expansion enables customers to access quick, secure, and transparent gold-backed financing closer to their homes, reinforcing Capri Loans' role in addressing immediate liquidity requirements.

State-Wise Branch Distribution

Capri Global Capital's Gold Loan network is spread across a wide and balanced geographical reach, with a particularly high concentration in key markets across North and West India, and growing inroads into the South. The following table presents the branch distribution across states and union territories:

State / Union Territory: Number of Branches
Rajasthan 168
Uttar Pradesh 136
Gujarat 134
Madhya Pradesh 117
Haryana 108
Maharashtra 97
New Delhi 73
Telangana 46
Odisha 33
Andhra Pradesh 26
Uttarakhand 25
Bihar 12
Punjab 10
Karnataka 9
Goa 5
Dadra & Nagar Haveli 1
Total 1,000+

MD's Statement on the Milestone

Commenting on the achievement, Rajesh Sharma, Managing Director, Capri Global Capital Ltd., said: "Reaching 1,000 Gold Loan branches marks a defining milestone in our journey to build a truly accessible lending franchise. Building on our strong presence across North and West India, we have now made significant inroads into the South, meaningfully expanding our national footprint. Gold Loans remain a vital source of financial support for households and small businesses, providing quick liquidity in moments of need. As we grow, our commitment stays firm — to expand responsibly while delivering trust, transparency, and convenience to every customer we serve."

Gold Loan Segment Performance

The Gold Loan segment, since its inception in 2022, continues to be a key growth driver for Capri Loans. The segment has recorded an AUM of over Rs. 16,960 Cr, supporting the company's broader vision of financial inclusion and inclusive growth. By expanding its branch-led distribution, the company aims to further bridge the credit gap and strengthen access to financial services across underserved markets.

About Capri Global Capital Limited

Capri Global Capital Limited is a well-diversified, retail-focused NBFC listed on BSE Limited and NSE Limited. The company's key metrics as of March 31st, 2026 are summarised below:

Parameter: Details
Total AUM Over Rs 36,000 crores
Customer Base Over 6.9 Lakhs
Employees More than 13,700+
Branches 1,400+

Capri Loans offers a wide range of secured and collateralized loans across four primary lending segments — MSME Loans, Gold Loans, Construction Finance, and Housing Loans (offered through its 100% subsidiary, Capri Global Housing Finance Limited). The company also operates fee-based businesses including distribution of car loan products and holds a composite license for distribution of Life, General, and Health insurance policies.

Historical Stock Returns for Capri Global Capital

1 Day5 Days1 Month6 Months1 Year5 Years
-0.71%-7.56%+0.72%-6.73%+9.53%+70.12%

How does Capri Global Capital plan to deepen its penetration in underrepresented southern states like Karnataka and Andhra Pradesh, and what is the targeted branch count for these regions over the next 2-3 years?

With gold loan AUM already exceeding Rs. 16,960 crore since inception in 2022, what is Capri Global Capital's AUM growth target for the gold loan segment by FY2028, and how might rising gold prices impact their loan-to-value ratios and asset quality?

As competition intensifies in the gold loan segment with players like Muthoot Finance and Manappuram Finance, what differentiated strategies will Capri Global Capital employ to retain and grow its customer base beyond branch expansion?

Capri Global Capital's Tranche I NCD Issue Oversubscribed, Successfully Closed at Up to ₹5,000 Million

2 min read     Updated on 08 May 2026, 03:50 AM
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AI Summary

Capri Global Capital Limited successfully closed its Tranche I public NCD issue worth up to ₹5,000 million (base ₹1,000 million + ₹4,000 million green shoe), which was oversubscribed across all investor categories. The issue offered tenure options of 24 to 120 months with coupon rates up to 9.50% per annum, with at least 75% of proceeds earmarked for onward lending and repayment of existing borrowings.

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Capri Global Capital Limited has announced the successful closure of its Tranche I public issue of secured, rated, listed, redeemable non-convertible debentures (NCDs), which was oversubscribed and received strong investor response across all categories. The issue opened on Wednesday, April 15, 2026 and closed on Tuesday, April 28, 2026, drawing participation from institutional investors, non-institutional investors, high-net-worth individuals, and retail individual investors.

Issue Structure and Subscription Details

The Tranche I NCD Issue was structured with a base issue size of ₹1,000 million and a Green Shoe Option of ₹4,000 million, aggregating up to ₹5,000 million. The issue attracted robust demand, with key investor categories demonstrating strong conviction in the offering.

Parameter: Details
Base Issue Size: ₹1,000 million
Green Shoe Option: ₹4,000 million
Total Issue Size: Up to ₹5,000 million
Issue Open Date: April 15, 2026
Issue Close Date: April 28, 2026
Maximum Coupon Rate: Up to 9.50% per annum
QIB Category Subscription: Over 2x of earmarked portion
Corporate Category Subscription: 1.14x of earmarked portion

Tenure Options and Fund Utilisation

The Tranche I NCD Issue offered investors multiple tenure and payout options, providing flexibility to suit varying investment horizons. The key terms of the issue are outlined below:

  • Tenure options: 24 months, 36 months, 60 months, and 120 months
  • Interest payout choices: Monthly and annual
  • Coupon rates: Up to 9.50% per annum

At least 75% of the funds raised through the issue will be utilised for onward lending, financing, and for repayment of interest and principal of existing borrowings of the Company. The balance is proposed to be utilised for general corporate purposes, subject to such utilisation not exceeding 25% of the amount raised, in compliance with the Securities and Exchange Board of India (Issue and Listing of Non-Convertible Securities) Regulations, 2021.

Management Commentary

Mr. Rajesh Sharma, Managing Director, Capri Global Capital Limited, commented on the successful closure: "The oversubscription of our Tranche I NCD issue is a strong testament to the trust and confidence that investors place in our business model, robust execution capabilities, prudent risk management, and sound corporate governance. This being the 2nd successful Public NCD issuance, it gives us greater flexibility in fund raising that helps us effectively reach the underbanked and underserved customers across Bharat. The issue has also helped us expand our reach among retail bondholders and further strengthen our investor franchise. This fund raise will further strengthen our balance sheet and enable us to deepen our outreach and continue creating long-term value for all our stakeholders."

About Capri Global Capital Limited

Capri Global Capital Limited is a well-diversified, retail-focused Non-Banking Financial Company listed on BSE Limited and NSE Limited. The company has an AUM of over Rs 36,000 crores and serves a customer base of over 6.9 Lakhs through more than 13,700+ employees and 1,400+ branches as of March 31st, 2026 across pan India. The company offers a wide range of secured and collateralized loans across four primary lending segments:

  • MSME Loans
  • Gold Loans
  • Construction Finance
  • Housing Loans — offered through its 100% subsidiary, Capri Global Housing Finance Limited (CGHFL)

Capri Global Capital Limited also operates fee-based businesses including distribution of car loan products and holds a composite license for distribution of Life, General, and Health insurance policies.

*Basis the Bid File received from the Stock Exchange. **For further details refer to section titled "Issue Related Information" on page 76 of the Tranche I Prospectus dated March 30, 2026.

Historical Stock Returns for Capri Global Capital

1 Day5 Days1 Month6 Months1 Year5 Years
-0.71%-7.56%+0.72%-6.73%+9.53%+70.12%

How will Capri Global Capital deploy the ₹5,000 million raised to grow its AUM beyond ₹36,000 crores, and which lending segments—MSME, Gold, Housing, or Construction Finance—are likely to see the most aggressive expansion?

Given the strong QIB oversubscription of over 2x, could Capri Global Capital accelerate the launch of Tranche II of its NCD program, and what size and coupon structure might it offer in a potentially shifting interest rate environment?

With the RBI's evolving regulatory stance on NBFC borrowings and capital adequacy, how might tightening norms impact Capri Global Capital's ability to sustain public NCD issuances as a primary fundraising channel?

More News on Capri Global Capital

1 Year Returns:+9.53%